Founder Shield vs HUB International: How Do They Compare for Employment Practices Liability Insurance?

Founder Shield markets EPLI to startups hiring their first employees and says it may be packaged with D&O. HUB International brokers EPL through ProEx, offers legal-risk claims support, and flags 2026 pay-transparency laws as an emerging exposure.

Founder Shield places EPLI for startups and high-turnover businesses with insurers rated A- or better, matched to your industry. HUB’s ProEx practice serves larger organizations and backs EPL with an attorney-staffed claims team from policy review through recovery. ^3,^1,⁴

What Are the Key Differences Between Founder Shield and HUB International Employment Practices Liability Insurance?

Startup and High-Turnover Placement vs a Practice for Large Organizations

Both are brokers; neither underwrites. Founder Shield takes requests online or through an advisor and places EPLI only with insurers rated A- or better by AM Best, chosen by industry, for startups making first hires, high-turnover retail and hospitality, professional services, technology and volunteer nonprofits. HUB places EPL inside its ProEx executive liability practice, which it says places over $2 billion in premium, and discusses how D&O, EPL, fiduciary and E&O fit together for large organizations. Choose Founder Shield if you’re a startup or high-turnover employer; choose HUB if you’re a larger company coordinating several executive policies. ² ³ ¹ ⁴

Published Coverage vs Attorney Claims Support

Founder Shield lists defense and damages for termination, discrimination, harassment and retaliation. HUB publishes no EPL insuring agreements, but its Claims & Legal Risks Group of attorneys reviews policy wording before a claim and supports you through recovery, alongside analytics and litigation support. Founder Shield describes no attorney-staffed claims team, so claim help comes from whichever insurer it places you with. You reach HUB by contacting a ProEx specialist, not online. ¹ ⁴ ²

What Should You Confirm in Founder Shield and HUB International Employment Practices Liability Insurance Quotes?

Ask HUB how the form would treat pay-transparency claims; it flags laws taking effect in 2026 but doesn’t describe coverage. ⁴
Ask Founder Shield which insurer it proposes and whether EPLI will sit with D&O, since officers can be named in employee suits. ³ ¹
Get limits and retentions in writing; HUB publishes no EPL figures. ⁴

Founder Shield vs HUB International Employment Practices Liability Compared

Founder Shield vs HUB International: Employment Practices Liability Insurance: documented features by provider

Criteria	Founder Shield Employment Practices Liability Insurance	HUB International Employment Practices Liability Insurance Brokerage
How to Apply	You request Founder Shield Employment Practices Liability Insurance through Founder Shield's website or an insurance advisor rather than binding coverage directly; Founder Shield says its placement team then approaches carriers on the client's behalf. ^2,³Company-reported. About-us and carrier-selection pages describe the general placement process, not a line-specific application form.	HUB directs EPL prospects to contact a ProEx specialist rather than an online quote or bind flow. ⁴Company-reported. ProEx page call to action.
Coverage Features	Founder Shield lists defense costs, settlements and judgments, and claims of wrongful termination, discrimination, harassment and retaliation as what EPLI responds to. ¹Company-reported. Product page; the issued policy and declarations control actual coverage.	HUB flags pay-transparency laws taking effect in 2026 as a development relevant to EPL coverage, in an article title on the ProEx page, but the page does not describe EPL insuring agreements, exclusions or endorsements in its own text. ⁴Company-reported. ProEx page article listing; the article itself was not opened, so its content beyond the title is not part of this claim.
Role in This Line	Founder Shield is a retail insurance brokerage, described on its site as “the innovation arm of The Baldwin Group,” and places Founder Shield Employment Practices Liability Insurance with third-party carriers rather than underwriting the policy itself. ²Company-reported. About-us page; applies to Founder Shield's brokerage model generally, restated here for this line. Founder Shield says EPLI is often purchased standalone but is sometimes packaged with Directors & Officers coverage, since employee-related suits frequently name corporate officers personally. ¹Company-reported. EPLI product page.	HUB brokers employment practices liability insurance as one of the Executive Liability coverages inside its ProEx Professional & Executive Risk practice, rather than underwriting it. ⁴Company-reported. ProEx page coverage list, read 2026-09-23. The page does not name an issuing insurer for EPL.

Criteria

Founder Shield Employment Practices Liability Insurance

HUB International Employment Practices Liability Insurance Brokerage

How to Apply

You request Founder Shield Employment Practices Liability Insurance through Founder Shield's website or an insurance advisor rather than binding coverage directly; Founder Shield says its placement team then approaches carriers on the client's behalf. ^2,³Company-reported. About-us and carrier-selection pages describe the general placement process, not a line-specific application form.

HUB directs EPL prospects to contact a ProEx specialist rather than an online quote or bind flow. ⁴Company-reported. ProEx page call to action.

Coverage Features

Founder Shield lists defense costs, settlements and judgments, and claims of wrongful termination, discrimination, harassment and retaliation as what EPLI responds to. ¹Company-reported. Product page; the issued policy and declarations control actual coverage.

HUB flags pay-transparency laws taking effect in 2026 as a development relevant to EPL coverage, in an article title on the ProEx page, but the page does not describe EPL insuring agreements, exclusions or endorsements in its own text. ⁴Company-reported. ProEx page article listing; the article itself was not opened, so its content beyond the title is not part of this claim.

Role in This Line

Founder Shield is a retail insurance brokerage, described on its site as “the innovation arm of The Baldwin Group,” and places Founder Shield Employment Practices Liability Insurance with third-party carriers rather than underwriting the policy itself. ²Company-reported. About-us page; applies to Founder Shield's brokerage model generally, restated here for this line.

Founder Shield says EPLI is often purchased standalone but is sometimes packaged with Directors & Officers coverage, since employee-related suits frequently name corporate officers personally. ¹Company-reported. EPLI product page.

HUB brokers employment practices liability insurance as one of the Executive Liability coverages inside its ProEx Professional & Executive Risk practice, rather than underwriting it. ⁴Company-reported. ProEx page coverage list, read 2026-09-23. The page does not name an issuing insurer for EPL.