--- title: "Founder Shield vs HUB International: Employment Practices Liability Insurance" description: "Founder Shield places EPLI for startups and high-turnover businesses with insurers rated A- or better, matched to your industry. HUB’s ProEx practice serves larger organizations and backs EPL with an attorney-staffed claims team from policy review through recovery." canonical: "https://spot.insure/compare/foundershield-vs-hub-international/employment-practices" page-type: "line-comparison" updated-at: "2026-09-25" comparison-pair: "foundershield-vs-hub-international" provider-a: "foundershield" provider-b: "hub-international" coverage-line: "employment-practices" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. 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[Human-readable page](https://spot.insure/compare/foundershield-vs-hub-international/employment-practices) ## Agent Guide **What this page is:** Focused comparison of Founder Shield and HUB International for Employment Practices Liability Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Employment Practices Liability Insurance questions about Founder Shield versus HUB International. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - Founder Shield vs HUB International for Employment Practices Liability Insurance: how do they differ? - Which is better for Employment Practices Liability Insurance, Founder Shield or HUB International? - What does Founder Shield or HUB International publish about Employment Practices Liability Insurance (limits, eligibility, claims, add-ons)? **Key facts:** - Line: Employment Practices Liability Insurance. Providers: Founder Shield and HUB International. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25. **Related pages:** - [Founder Shield vs HUB International](https://spot.insure/compare/foundershield-vs-hub-international) — all coverage lines for this pair - [Employment Practices Liability Insurance guide](https://spot.insure/coverage/employment-practices) — how this coverage works - [Founder Shield profile](https://spot.insure/insurance-providers/foundershield) — provider profile - [HUB International profile](https://spot.insure/insurance-providers/hub-international) — provider profile # Founder Shield vs HUB International: How Do They Compare for Employment Practices Liability Insurance? Founder Shield markets EPLI to startups hiring their first employees and says it may be packaged with D&O. HUB International brokers EPL through ProEx, offers legal-risk claims support, and flags 2026 pay-transparency laws as an emerging exposure. Founder Shield is a startup broker that places EPLI with A-rated insurers matched to your industry; HUB places EPL for larger organizations through its ProEx practice, with attorneys who support you through a claim. ## Founder Shield vs HUB International Employment Practices Liability Insurance Summary Founder Shield places EPLI for startups and high-turnover businesses with insurers rated A- or better, matched to your industry. HUB’s ProEx practice serves larger organizations and backs EPL with an attorney-staffed claims team from policy review through recovery. [3](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") [1](https://foundershield.com/coverage/employment-practices-liability-insurance/ "Employment Practices Liability Insurance") [4](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") ## What Are the Key Differences Between Founder Shield and HUB International Employment Practices Liability Insurance? ### Startup and High-Turnover Placement vs a Practice for Large Organizations Both are brokers; neither underwrites. Founder Shield takes requests online or through an advisor and places EPLI only with insurers rated A- or better by AM Best, chosen by industry, for startups making first hires, high-turnover retail and hospitality, professional services, technology and volunteer nonprofits. HUB places EPL inside its ProEx executive liability practice, which it says places over $2 billion in premium, and discusses how D&O, EPL, fiduciary and E&O fit together for large organizations. Choose Founder Shield if you’re a startup or high-turnover employer; choose HUB if you’re a larger company coordinating several executive policies. [2](https://foundershield.com/about-us/ "About Us") [3](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") [1](https://foundershield.com/coverage/employment-practices-liability-insurance/ "Employment Practices Liability Insurance") [4](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") ### Published Coverage vs Attorney Claims Support Founder Shield lists defense and damages for termination, discrimination, harassment and retaliation. HUB publishes no EPL insuring agreements, but its Claims & Legal Risks Group of attorneys reviews policy wording before a claim and supports you through recovery, alongside analytics and litigation support. Founder Shield describes no attorney-staffed claims team, so claim help comes from whichever insurer it places you with. You reach HUB by contacting a ProEx specialist, not online. [1](https://foundershield.com/coverage/employment-practices-liability-insurance/ "Employment Practices Liability Insurance") [4](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [2](https://foundershield.com/about-us/ "About Us") ## What Should You Confirm in Founder Shield and HUB International Employment Practices Liability Insurance Quotes? - Ask HUB how the form would treat pay-transparency claims; it flags laws taking effect in 2026 but doesn’t describe coverage. [4](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") - Ask Founder Shield which insurer it proposes and whether EPLI will sit with D&O, since officers can be named in employee suits. [3](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") [1](https://foundershield.com/coverage/employment-practices-liability-insurance/ "Employment Practices Liability Insurance") - Get limits and retentions in writing; HUB publishes no EPL figures. [4](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") ## Founder Shield vs HUB International Employment Practices Liability Compared | Criteria | Founder Shield Employment Practices Liability Insurance | HUB International Employment Practices Liability Insurance Brokerage | | --- | --- | --- | | How to Apply | You request Founder Shield Employment Practices Liability Insurance through Founder Shield's website or an insurance advisor rather than binding coverage directly; Founder Shield says its placement team then approaches carriers on the client's behalf. [2](https://foundershield.com/about-us/ "About Us") [3](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") (Evidence: Company-reported; scope: About-us and carrier-selection pages describe the general placement process, not a line-specific application form..) | HUB directs EPL prospects to contact a ProEx specialist rather than an online quote or bind flow. [4](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: ProEx page call to action..) | | Coverage Features | Founder Shield lists defense costs, settlements and judgments, and claims of wrongful termination, discrimination, harassment and retaliation as what EPLI responds to. [1](https://foundershield.com/coverage/employment-practices-liability-insurance/ "Employment Practices Liability Insurance") (Evidence: Company-reported; scope: Product page; the issued policy and declarations control actual coverage..) | HUB flags pay-transparency laws taking effect in 2026 as a development relevant to EPL coverage, in an article title on the ProEx page, but the page does not describe EPL insuring agreements, exclusions or endorsements in its own text. [4](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: ProEx page article listing; the article itself was not opened, so its content beyond the title is not part of this claim..) | | Role in This Line | Founder Shield is a retail insurance brokerage, described on its site as “the innovation arm of The Baldwin Group,” and places Founder Shield Employment Practices Liability Insurance with third-party carriers rather than underwriting the policy itself. [2](https://foundershield.com/about-us/ "About Us") (Evidence: Company-reported; scope: About-us page; applies to Founder Shield's brokerage model generally, restated here for this line..)

Founder Shield says EPLI is often purchased standalone but is sometimes packaged with Directors & Officers coverage, since employee-related suits frequently name corporate officers personally. [1](https://foundershield.com/coverage/employment-practices-liability-insurance/ "Employment Practices Liability Insurance") (Evidence: Company-reported; scope: EPLI product page..) | HUB brokers employment practices liability insurance as one of the Executive Liability coverages inside its ProEx Professional & Executive Risk practice, rather than underwriting it. [4](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: ProEx page coverage list, read 2026-09-23. The page does not name an issuing insurer for EPL..) | ## About Founder Shield and HUB International - [Founder Shield company profile](https://spot.insure/insurance-providers/foundershield) · [Founder Shield customer reviews](https://spot.insure/insurance-providers/foundershield/reviews) - [HUB International company profile](https://spot.insure/insurance-providers/hub-international) · [HUB International customer reviews](https://spot.insure/insurance-providers/hub-international/reviews) - [What Is Employment Practices Liability Insurance?](https://spot.insure/coverage/employment-practices) ## Related Pages for Founder Shield vs HUB International - [Founder Shield vs HUB International](https://spot.insure/compare/foundershield-vs-hub-international): all coverage lines, business roles, service and claims. - [What Is Employment Practices Liability Insurance?](https://spot.insure/coverage/employment-practices): EPLI can address covered workplace claims from applicants and workers; claim timing, defense arrangements, limits and exclusions shape your protection. - [Founder Shield Employment Practices Liability Insurance](https://spot.insure/insurance-providers/foundershield/employment-practices) - [HUB International Employment Practices Liability Insurance](https://spot.insure/insurance-providers/hub-international/employment-practices) ## Sources for Founder Shield vs HUB International ### Sources About Founder Shield 1. [Employment Practices Liability Insurance](https://foundershield.com/coverage/employment-practices-liability-insurance/). Founder Shield; What Is EPL Insurance?; Who Needs EPL Insurance Coverage?; What Does EPL Insurance Cover?. Accessed 2026-09-23. 2. [About Us](https://foundershield.com/about-us/). Founder Shield; “Founder Shield is the innovation arm of The Baldwin Group”; company history and mission. Accessed 2026-09-23. 3. [How Do You Decide Which Carriers to Approach?](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/). Founder Shield; FAQ answer on carrier selection: works exclusively with A-rated (AM Best) carriers, matched by industry appetite. Accessed 2026-09-23. ### Sources About HUB International 4. [HUB ProEx](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/). HUB International; ProEx Coverages list including Employment Practices Liability (EPL) under Executive Liability; "Pay Transparency Laws in 2026: What It Means for EPL Coverage" article title; FAQ on D&O/EPL/fiduciary/E&O interplay; Claims & Legal Support section; ProEx premium volume statement. Accessed 2026-09-23. Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/foundershield-vs-hub-international/employment-practices.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)