Coverdash vs
TechInsurance Employment Practices Liability Insurance
Coverdash quotes panel EPLI without published prices; TechInsurance reports a $257 median monthly EPLI premium and same-day certificates on a claims-made form.
What Is Coverdash Insurance?
Coverdash is an insurance brokerage and digital platform for small businesses, startups and e-commerce sellers. Buyers can compare quotes, purchase policies and manage coverage directly or through an embedded partner service. 1,2,3
What Is TechInsurance?
TechInsurance is a small-business insurance agency and brokerage with a technology focus, offering online quote comparison and agent assistance through the Insureon organization. 5,6
What Is Employment Practices Liability Insurance?
Employment practices liability insurance addresses claims alleging workplace wrongdoing, such as discrimination, harassment and wrongful termination. 8
Key Differences in Employment Practices Liability Insurance
Published Price Versus Panel Quote
Coverdash arranges EPLI from a carrier panel and does not publish premiums, limits or retentions. TechInsurance reports a company-stated median of $257 per month from its own book, with most accounts falling between about $750 and more than $14,000 a year. 4 7
That TechInsurance range still depends on profession risk, limits, deductible, headcount, turnover and claims history, so it is not a rate you can bind without a quote. Coverdash’s reviewed page does not give a comparable public price band. 7 4
What the Policy Is Said to Cover
Coverdash and TechInsurance both describe EPLI as responding to discrimination, harassment and wrongful-termination claims. TechInsurance also names negligent handling of employee benefits, breach of employment contract and invasion of privacy, and says the form is typically claims-made. 4 7
Coverdash’s reviewed page does not describe those extra agreements or a claims-made versus occurrence trigger. Compare the placed Coverdash and TechInsurance forms to see which allegations actually attach. 4 7
Who It Is For
Coverdash markets EPLI to any business with employees. TechInsurance aims at small businesses with a sizable workforce and notes that shops without a dedicated HR team may see more employment lawsuits. 4 7
How You Buy and How EPLI Is Bundled
Both Coverdash and TechInsurance take an online application. TechInsurance says licensed agents can help and a certificate is typically available the same day you buy; Coverdash’s reviewed page does not describe same-day certificates. 7 4
Coverdash says EPLI can sit in a management-liability bundle with D&O and fiduciary, or stand alone. TechInsurance says it can stand alone or pair with D&O, without naming fiduciary in that bundle. 4 7
What to Confirm in Employment Practices Liability Insurance Quotes
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Compare actual premiums to TechInsurance’s published median and range; Coverdash publishes no public price band. 7 4
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Ask whether each form is claims-made and what retroactive date applies; only TechInsurance’s page states the typical trigger. 7 4
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Confirm issuing insurers: neither page names the EPLI writer. 4 7
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Ask TechInsurance when the certificate would actually issue, and ask Coverdash for its certificate timing. 7 4
Offering Details
Coverdash vs TechInsurance Employment Practices Liability Insurance: documented features by provider
| Criteria | Coverdash Employment Practices Liability Insurance | TechInsurance Employment Practices Liability Insurance (EPLI) |
|---|---|---|
| Role in This Line | Coverdash arranges employment practices liability (EPLI) quotes from its panel of insurers rather than underwriting the policy itself; you request a quote on its EPLI page and it places coverage on your behalf. 4Company-reported. Coverdash's EPLI product page, read together with the provider record's brokerage role. Does not identify which insurer would actually issue a given quote. | TechInsurance arranges employment practices liability insurance (EPLI) and says it can be purchased standalone or paired with directors and officers insurance in a management liability bundle. 7Company-reported. EPLI product page. |
| Issuing Insurer | The EPLI page does not name an issuing insurer for the policy. Coverdash markets a panel of carriers generally, but not which one underwrites a particular EPLI quote. 4Not publicly disclosed. Checked the EPLI product page on 2026-09-23; no insurer is disclosed there. | The reviewed page does not name the issuing insurer for an EPLI policy. 7Not publicly disclosed. EPLI product page as read on 2026-09-23. |
| Who It’s For | Coverdash markets EPLI to any business with employees, saying the coverage becomes relevant as soon as a business starts hiring. 4Company-reported. Who it's for section; a general target-market statement, not a jurisdiction- or industry-specific eligibility rule. | TechInsurance targets EPLI at small businesses with a sizable workforce, and specifically notes that companies too small to have a dedicated HR team may face employment lawsuits more often since they often lack the resources to resolve disputes before they become legal claims. 7Company-reported. EPLI product page, Why do I need employment practices liability insurance? section. |
| Coverage Features | Coverdash describes the EPLI policy as covering wrongful-termination, discrimination and harassment claims, plus retaliation and failure-to-promote claims and the cost of legal defense. 4Company-reported. Types of Coverage cards on the product page; exclusions, defense-cost structure and per-claim conditions are not described and would appear on the issued policy. Coverdash says EPLI is often bundled into a management liability policy alongside D&O and fiduciary coverage, but it can also be bought on its own. 4Company-reported. EPLI FAQ answer to 'Is EPLI part of management liability?'. | TechInsurance says EPLI covers claims of discrimination, sexual harassment, wrongful termination, negligent handling of employee benefits, breach of employment contract, and invasion of privacy, and is typically written as a claims-made policy. 7Company-reported. EPLI product page; general policy description, not a specific policy form. |
| Limits and Retentions | The EPLI page does not publish limit, retention or deductible amounts for the policy. 4Not publicly disclosed. Checked the EPLI product page on 2026-09-23; limits and retentions are not shown there and would appear on a quote. | TechInsurance says EPLI policyholders pay a median of $257 per month, with most businesses paying between about $750 and more than $14,000 a year, depending on profession risk, policy limits and deductible, employee count, turnover rate, and claims history. 7Company-reported. EPLI product page cost section; a company-reported median and range from TechInsurance's own book of business, not a published rate table. |
| How to Apply | You request an EPLI quote through a 'Get a quote' flow on the product page; the page does not describe any additional line-specific application steps beyond Coverdash's general online quoting process. 4Company-reported. EPLI product page calls to action, read together with the provider record's general application facts. | You request EPLI quotes online through a short application; TechInsurance says licensed agents are available to help, and a certificate of insurance is typically available the same day you buy coverage. 7Company-reported. EPLI product page. |
Full Comparison
More Coverdash vs TechInsurance Comparisons
Other Employment Practices Liability Insurance Comparisons
Sources
Coverdash
- Frequently Asked Questions. Coverdash; Getting a quote & buying coverage; Claims & certificates; Billing & managing your policy; About Coverdash. Accessed 2026-09-15.
- About Us. Coverdash; How Coverdash Works: direct and embedded channels; Our Investors. Accessed 2026-09-15.
- Terms And Conditions. Coverdash; Sections 1–2 (entities, broker-of-record and exclusivity), 10 (policy controls coverage), 12–13 (producer role and payment before binding), 15–17 (no underwriting; certificates; summaries), 32 (automatic payments). Accessed 2026-09-15.
- Employment Practices Liability Insurance. Coverdash; Hero description; Types of Coverage: Wrongful termination, Discrimination, Harassment, Retaliation and more; Who it's for; FAQ: What does EPLI cover?, Do small businesses need EPLI?, Is EPLI part of management liability? Accessed 2026-09-23.
TechInsurance
- About TechInsurance. TechInsurance; Opening description; one-application process; History of TechInsurance, 2011 and 2022 entries. Accessed 2026-09-16.
- Contact Us. TechInsurance; FAQs: How does TechInsurance work? (agent assistance obtaining surety bonds); agent or broker role; application; finding quotes; updating address; certificates. Accessed 2026-09-16.
- Employment Practices Liability Insurance (EPLI). TechInsurance; What does employment practices liability insurance cover? (negligent benefits handling, sexual harassment, wrongful termination, discrimination, breach of contract, privacy invasion); How much does EPLI cost?; What do I need to know about EPLI deductibles, limits, and exclusions? Accessed 2026-09-23.
Employment Practices Liability Insurance Guide
- Employment Practices Liability Insurance. Insurance Information Institute; Opening; What EPLI covers; Steps to limit employment liability risk. Accessed 2026-09-16.





