Coverdash vs HUB International: How Do They Compare for Crime Insurance?

Coverdash lets any business handling money, payroll or valuable inventory quote and buy crime cover online as a broker; HUB International brokers it for private, public and not-for-profit organizations through a contact page and describes no online quote.

Coverdash lists employee theft and social-engineering perils for money-handling businesses; HUB names vendor theft and asset misappropriation and serves private, public and nonprofit organizations. ^1,^2,⁴

What Are the Key Differences Between Coverdash and HUB International Crime Insurance?

HUB’s buyer list explicitly includes public companies and nonprofits, while Coverdash describes crime for any business that handles money, payroll or inventory. HUB directs buyers to a broker contact rather than an online quote. ⁴ ¹

Vendor Theft HUB Names

HUB lists employee theft, vendor theft, forgery, asset misappropriation, computer fraud and funds transfer fraud. Coverdash describes employee theft of money, property or assets, forged checks and counterfeit currency, fraudulent funds-transfer instructions, and social-engineering losses; its reviewed cards do not use the labels vendor theft or asset misappropriation. ⁴ ¹

Organization Types Versus Money Handlers

HUB says crime is available for private, public and not-for-profit organizations. Coverdash markets to any business that handles money, payroll or valuable inventory. Neither page publishes limits; HUB cites industry fraud statistics such as organizations losing about 5% of revenue to fraud each year. ⁴ ¹

Cyber Overlap Coverdash Flags

Coverdash’s coverage hub lists commercial crime separately from cyber even though both can respond to funds-transfer fraud and social engineering, without stating how overlapping claims are coordinated. HUB’s reviewed crime page does not discuss that cyber coordination. ³ ⁴

What Should You Confirm in Coverdash and HUB International Crime Insurance Quotes?

Get both issuing carriers and limits; neither crime page names them. ¹ ⁴
Ask HUB whether vendor theft and asset misappropriation are on the bound form. ⁴
Ask Coverdash how crime and cyber would coordinate. ³
If you are a public company, HUB lists that organization type; Coverdash’s page is framed around money, payroll and inventory. ⁴ ¹

Coverdash vs HUB International Crime Insurance Compared

Coverdash vs HUB International: Crime Insurance: documented features by provider

Criteria	Coverdash Commercial Crime Insurance	HUB International Crime Insurance Brokerage
Who It’s For	Coverdash markets commercial crime coverage to any business that handles money, payroll or valuable inventory. ¹Company-reported. Product-page eligibility description; actual acceptance depends on underwriting.	HUB says crime coverage is available for private, public and not-for-profit organizations. ⁴Company-reported. Product-page organization-type list; not a published underwriting appetite by size or industry.
How to Apply	Coverdash describes a fully digital quote-to-purchase process for commercial crime coverage, with the option to add other coverages alongside it. ¹Company-reported. Product-page company information and cross-sell section.	HUB directs prospects to connect with a broker through its business-insurance contact page; no online quote flow is described. ⁴Company-reported. Product-page call to action as read 2026-09-23.
Coverage Features	Coverdash describes commercial crime coverage as protecting against employee theft of money, property or assets, forged checks and counterfeit currency, fraudulent funds-transfer instructions, and losses when an employee is tricked by social engineering into sending funds to a bad actor. ¹Company-reported. Product-page coverage cards; the issued policy and declarations control actual wording, limits and exclusions.	HUB lists crime coverage types it arranges as employee theft, vendor theft, forgery, asset misappropriation, computer fraud and funds transfer fraud. ⁴Company-reported. Product-page coverage list; the issued policy and its exclusions control an actual claim. HUB cites industry statistics that organizations lose about 5% of revenue to fraud each year, that fraud often takes about 18 months to detect, and that more than 23% of fraud cases result in losses of $1 million or more, to frame the need for crime coverage. ⁴Company-reported. Product-page statistics are company-cited figures, not independently verified by us, and are general fraud statistics rather than HUB-specific claims data.
Role in This Line	Coverdash arranges commercial crime coverage as a broker rather than an insurer, placing coverage with a carrier under its standard brokerage terms. ^2,¹Company-reported. General brokerage terms applied to the crime page; not specific to any one carrier or state.	HUB brokers commercial crime insurance rather than underwriting the coverage itself. ⁴Company-reported. Crime insurance product page as read 2026-09-23; the page does not name an issuing insurer.