---
title: "Coverdash vs HUB International Crime Insurance"
description: "Both broker commercial crime; Coverdash describes a digital purchase path, while HUB lists vendor theft and routes buyers to a broker contact form."
canonical: "https://spot.insure/compare/coverdash-vs-hub-international/crime"
page-type: "line-comparison"
updated-at: "2026-09-23"
---

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[Human-readable page](https://spot.insure/compare/coverdash-vs-hub-international/crime)

# Coverdash vs HUB International Crime Insurance

Both broker commercial crime; Coverdash describes a digital purchase path, while HUB lists vendor theft and routes buyers to a broker contact form.

## Research Scope and Use

Use this comparison to evaluate Coverdash and HUB International for Crime Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Summary

Coverdash and HUB both arrange commercial crime as brokers and neither crime page names an issuing insurer. Coverdash describes a fully digital quote-to-purchase process; HUB lists vendor theft and asset misappropriation among coverage types and directs prospects to connect with a broker. [4](https://www.coverdash.com/coverage/crime-coverage "Commercial Crime Insurance") [3](https://www.coverdash.com/terms "Terms And Conditions") [9](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers")

## What Is Coverdash Insurance?

Coverdash is an insurance brokerage and digital platform for small businesses, startups and e-commerce sellers. Buyers can compare quotes, purchase policies and manage coverage directly or through an embedded partner service. [1](https://www.coverdash.com/faq "Frequently Asked Questions") [2](https://www.coverdash.com/about "About Us") [3](https://www.coverdash.com/terms "Terms And Conditions")

[Coverdash profile](https://spot.insure/insurance-providers/coverdash)

## What Is HUB International?

HUB International is a North American insurance brokerage that arranges business insurance, employee benefits and related risk services through local offices and specialist practices. Smaller commercial accounts may be sent to Insureon for an online quote; other programs are handled by HUB advisors, with policy terms set by the insurers they use. [6](https://www.hubinternational.com/about-us/ "About Us") [7](https://www.hubinternational.com/contact-us/ "Contact Us") [8](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies")

[HUB International profile](https://spot.insure/insurance-providers/hub-international)

## What Is Crime Insurance?

Crime insurance addresses business losses from specified theft and fraud risks, such as robbery, forgery and embezzlement. [10](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm "Commercial Insurance Guide")

## Key Differences in Crime Insurance

### Two Brokers, Different Intake

Coverdash describes a fully digital quote-to-purchase process for commercial crime. HUB brokers commercial crime and directs prospects to connect through its business-insurance contact page, with no online quote flow described. [4](https://www.coverdash.com/coverage/crime-coverage "Commercial Crime Insurance") [9](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers") [3](https://www.coverdash.com/terms "Terms And Conditions")

### Vendor Theft HUB Names

HUB lists employee theft, vendor theft, forgery, asset misappropriation, computer fraud and funds transfer fraud. Coverdash describes employee theft of money, property or assets, forged checks and counterfeit currency, fraudulent funds-transfer instructions, and social-engineering losses; its reviewed cards do not use the labels vendor theft or asset misappropriation. [9](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers") [4](https://www.coverdash.com/coverage/crime-coverage "Commercial Crime Insurance")

### Organization Types Versus Money Handlers

HUB says crime is available for private, public and not-for-profit organizations. Coverdash markets to any business that handles money, payroll or valuable inventory. Neither page publishes limits; HUB cites industry fraud statistics such as organizations losing about 5% of revenue to fraud each year. [9](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers") [4](https://www.coverdash.com/coverage/crime-coverage "Commercial Crime Insurance")

### Cyber Overlap Coverdash Flags

Coverdash’s coverage hub lists commercial crime separately from cyber even though both can respond to funds-transfer fraud and social engineering, without stating how overlapping claims are coordinated. HUB’s reviewed crime page does not discuss that cyber coordination. [5](https://www.coverdash.com/coverage "Coverage Hub") [9](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers")

## What to Confirm in Crime Insurance Quotes

- Get both issuing carriers and limits; neither crime page names them. [4](https://www.coverdash.com/coverage/crime-coverage "Commercial Crime Insurance") [9](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers")
- Ask HUB whether vendor theft and asset misappropriation are on the bound form. [9](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers")
- Ask Coverdash how crime and cyber would coordinate. [5](https://www.coverdash.com/coverage "Coverage Hub")
- If you are a public company, HUB lists that organization type; Coverdash’s page is framed around money, payroll and inventory. [9](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers") [4](https://www.coverdash.com/coverage/crime-coverage "Commercial Crime Insurance")

## Offering Details

| Criteria | Coverdash Commercial Crime Insurance | HUB International Crime Insurance Brokerage |
| --- | --- | --- |
| Role in This Line | Coverdash arranges commercial crime coverage as a broker rather than an insurer, placing coverage with a carrier under its standard brokerage terms. [3](https://www.coverdash.com/terms "Terms And Conditions") [4](https://www.coverdash.com/coverage/crime-coverage "Commercial Crime Insurance") (Evidence: Company-reported; scope: General brokerage terms applied to the crime page; not specific to any one carrier or state..) | HUB brokers commercial crime insurance rather than underwriting the coverage itself. [9](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers") (Evidence: Company-reported; scope: Crime insurance product page as read 2026-09-23; the page does not name an issuing insurer..) |
| Issuing Insurer | The commercial crime page does not name the insurer that issues the policy. [4](https://www.coverdash.com/coverage/crime-coverage "Commercial Crime Insurance") (Evidence: Not publicly disclosed; scope: Reviewed commercial crime page as of 2026-09-23; the page describes coverage without naming a specific carrier..) | The crime insurance page does not name an issuing insurer; HUB places crime coverage with carriers that vary by client and placement. [9](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers") (Evidence: Not found in reviewed sources; scope: Checked the crime insurance product page on 2026-09-23; no carrier is disclosed there..) |
| Who It’s For | Coverdash markets commercial crime coverage to any business that handles money, payroll or valuable inventory. [4](https://www.coverdash.com/coverage/crime-coverage "Commercial Crime Insurance") (Evidence: Company-reported; scope: Product-page eligibility description; actual acceptance depends on underwriting..) | HUB says crime coverage is available for private, public and not-for-profit organizations. [9](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers") (Evidence: Company-reported; scope: Product-page organization-type list; not a published underwriting appetite by size or industry..) |
| Coverage Features | Coverdash describes commercial crime coverage as protecting against employee theft of money, property or assets, forged checks and counterfeit currency, fraudulent funds-transfer instructions, and losses when an employee is tricked by social engineering into sending funds to a bad actor. [4](https://www.coverdash.com/coverage/crime-coverage "Commercial Crime Insurance") (Evidence: Company-reported; scope: Product-page coverage cards; the issued policy and declarations control actual wording, limits and exclusions..)<br><br>Coverdash's coverage hub lists commercial crime separately from cyber insurance, even though both can respond to funds-transfer fraud and social-engineering losses; the two pages do not state how overlapping claims are coordinated between policies. [4](https://www.coverdash.com/coverage/crime-coverage "Commercial Crime Insurance") (Evidence: Not found in reviewed sources; scope: Comparison of the cyber and crime-coverage product pages; overlap-resolution language was not found on either page..) | HUB lists crime coverage types it arranges as employee theft, vendor theft, forgery, asset misappropriation, computer fraud and funds transfer fraud. [9](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers") (Evidence: Company-reported; scope: Product-page coverage list; the issued policy and its exclusions control an actual claim..)<br><br>HUB cites industry statistics that organizations lose about 5% of revenue to fraud each year, that fraud often takes about 18 months to detect, and that more than 23% of fraud cases result in losses of $1 million or more, to frame the need for crime coverage. [9](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers") (Evidence: Company-reported; scope: Product-page statistics are company-cited figures, not independently verified by Spot, and are general fraud statistics rather than HUB-specific claims data..) |
| Limits and Retentions | The commercial crime page does not publish specific limit, retention or deductible amounts. [4](https://www.coverdash.com/coverage/crime-coverage "Commercial Crime Insurance") (Evidence: Not publicly disclosed; scope: Reviewed commercial crime page as of 2026-09-23; figures are quote-specific and not shown on the public product page..) | Published policy limits, deductibles or premium information for HUB-placed crime coverage were not found on the product page. [9](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers") (Evidence: Not publicly disclosed; scope: Checked the crime insurance product page on 2026-09-23; limits are set on the quote and declarations..) |
| How to Apply | Coverdash describes a fully digital quote-to-purchase process for commercial crime coverage, with the option to add other coverages alongside it. [4](https://www.coverdash.com/coverage/crime-coverage "Commercial Crime Insurance") (Evidence: Company-reported; scope: Product-page company information and cross-sell section..) | HUB directs prospects to connect with a broker through its business-insurance contact page; no online quote flow is described. [9](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers") (Evidence: Company-reported; scope: Product-page call to action as read 2026-09-23..) |

## Full Comparison

- [Coverdash vs HUB International](https://spot.insure/compare/coverdash-vs-hub-international): all coverage lines, business roles, service and claims.
- [What Is Crime Insurance?](https://spot.insure/coverage/crime): Crime insurance can help recover business losses from specified theft and fraud, including employee theft, forgery and payment fraud.
- [Coverdash vs HUB International Builders Risk Insurance](https://spot.insure/compare/coverdash-vs-hub-international/builders-risk)
- [Coverdash vs HUB International Business Owner’s Policy](https://spot.insure/compare/coverdash-vs-hub-international/business-owners-policy)
- [Coverdash vs HUB International Cargo and Transit Insurance](https://spot.insure/compare/coverdash-vs-hub-international/cargo-transit)
- [Coverdash vs HUB International Commercial Auto Insurance](https://spot.insure/compare/coverdash-vs-hub-international/commercial-auto)
- [Coverdash vs HUB International Commercial Property Insurance](https://spot.insure/compare/coverdash-vs-hub-international/commercial-property)
- [Coverdash vs HUB International Cyber Insurance](https://spot.insure/compare/coverdash-vs-hub-international/cyber)
- [Coverdash vs HUB International D&O Insurance](https://spot.insure/compare/coverdash-vs-hub-international/directors-officers)
- [Coverdash vs HUB International Employment Practices Liability Insurance](https://spot.insure/compare/coverdash-vs-hub-international/employment-practices)
- [Coverdash vs HUB International Equipment Breakdown Insurance](https://spot.insure/compare/coverdash-vs-hub-international/equipment-breakdown)
- [Coverdash vs HUB International Fidelity Bonds](https://spot.insure/compare/coverdash-vs-hub-international/fidelity-bonds)
- [Coverdash vs HUB International Fiduciary Liability Insurance](https://spot.insure/compare/coverdash-vs-hub-international/fiduciary)
- [Coverdash vs HUB International General Liability Insurance](https://spot.insure/compare/coverdash-vs-hub-international/general-liability)
- [Coverdash vs HUB International Inland Marine Insurance](https://spot.insure/compare/coverdash-vs-hub-international/inland-marine)
- [Coverdash vs HUB International Kidnap and Ransom Insurance](https://spot.insure/compare/coverdash-vs-hub-international/kidnap-ransom)
- [Coverdash vs HUB International Management Liability Insurance](https://spot.insure/compare/coverdash-vs-hub-international/management-liability)
- [Coverdash vs HUB International Product Liability Insurance](https://spot.insure/compare/coverdash-vs-hub-international/product-liability)
- [Coverdash vs HUB International Professional Liability (E&O) Insurance](https://spot.insure/compare/coverdash-vs-hub-international/professional-errors-omissions)
- [Coverdash vs HUB International Representations and Warranties Insurance](https://spot.insure/compare/coverdash-vs-hub-international/representations-warranties)
- [Coverdash vs HUB International Surety Bonds](https://spot.insure/compare/coverdash-vs-hub-international/surety-bonds)
- [Coverdash vs HUB International Tech E&O Insurance](https://spot.insure/compare/coverdash-vs-hub-international/technology-errors-omissions)
- [Coverdash vs HUB International Trucking Insurance](https://spot.insure/compare/coverdash-vs-hub-international/trucking)
- [Coverdash vs HUB International Umbrella and Excess Liability Insurance](https://spot.insure/compare/coverdash-vs-hub-international/umbrella-excess)
- [Coverdash vs HUB International Workers’ Compensation Insurance](https://spot.insure/compare/coverdash-vs-hub-international/workers-compensation)
- [Alliance Risk vs Coverdash Crime Insurance](https://spot.insure/compare/alliance-risk-vs-coverdash/crime)
- [Alliance Risk vs HUB International Crime Insurance](https://spot.insure/compare/alliance-risk-vs-hub-international/crime)
- [Beazley vs Coverdash Crime Insurance](https://spot.insure/compare/beazley-vs-coverdash/crime)
- [Beazley vs HUB International Crime Insurance](https://spot.insure/compare/beazley-vs-hub-international/crime)
- [CFC vs Coverdash Crime Insurance](https://spot.insure/compare/cfc-vs-coverdash/crime)
- [CFC vs HUB International Crime Insurance](https://spot.insure/compare/cfc-vs-hub-international/crime)

## Sources

### Coverdash

1. [Frequently Asked Questions](https://www.coverdash.com/faq). Coverdash; Getting a quote & buying coverage; Claims & certificates; Billing & managing your policy; About Coverdash. Accessed 2026-09-15.
2. [About Us](https://www.coverdash.com/about). Coverdash; How Coverdash Works: direct and embedded channels; Our Investors. Accessed 2026-09-15.
3. [Terms And Conditions](https://www.coverdash.com/terms). Coverdash; "Coverdash does not provide any underwriting services"; broker/agent of record designation. Accessed 2026-09-23.
4. [Commercial Crime Insurance](https://www.coverdash.com/coverage/crime-coverage). Coverdash; Product introduction; Types of Coverage cards for Employee theft, Forgery and fraud, Funds transfer fraud, Social engineering; Who It's For. Accessed 2026-09-23.
5. [Coverage Hub](https://www.coverdash.com/coverage). Coverdash; Cyber & Crime category listing Cyber Insurance, Crime Coverage and Kidnap & Ransom. Accessed 2026-09-23.

### HUB International

6. [About Us](https://www.hubinternational.com/about-us/). HUB International; Opening description; 1998 formation of HUB International Limited; 2022 Insureon acquisition; headquarters and employee/office counts. Accessed 2026-09-16.
7. [Contact Us](https://www.hubinternational.com/contact-us/). HUB International; Business Solutions paths for Commercial Insurance Solutions versus Small Commercial Insurance Solutions via Insureon; office search. Accessed 2026-09-16.
8. [Insurance for Technology Companies](https://www.hubinternational.com/industries/technology-company-insurance/). HUB International; Technology Company Insurance & Risk Management: startup, software, hardware and digital-media introduction; Business Coverage and People Protection lists; technology-client count. Accessed 2026-09-16.
9. [Crime Insurance Brokers](https://www.hubinternational.com/products/business-insurance/crime-insurance/). HUB International; Fraud-loss statistics; coverage types: employee theft, vendor theft, forgery, asset misappropriation, computer fraud, funds transfer fraud; organization types: private, public, not-for-profit; Connect With a Broker. Accessed 2026-09-23.

### Crime Insurance Guide

10. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm). California Department of Insurance; Crime. Accessed 2026-09-16.

Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/coverdash-vs-hub-international/crime.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)