Coverdash vs 
Foxquilt: How Do They Compare for Crime Insurance?
Coverdash describes a brokered crime policy covering employee theft, forged checks, counterfeit currency, fraudulent transfers and social engineering. Foxquilt describes theft-related losses to money and securities, including employee dishonesty, fraud and forgery, and offers crime alone or as a BOP add-on. Ask how each proposal treats funds sent after an impersonation scam. 4,3,8
What Is Coverdash Insurance?
Coverdash suits small businesses that want online shopping or an embedded partner purchase with one account for policies and billing; firms needing specialized complex-risk advice should compare broker-led programs. 1,2,3
What Is Foxquilt?
Foxquilt offers several online-marketed small-business lines, but its public pages do not resolve which U.S. entity places each risk or which insurer issues each policy. Compare the specific product, state, terms and named entities before deciding whether the digital route fits your business. 6,7
What Is Crime Insurance?
Crime insurance can help reimburse specified business losses from theft and fraud, including employee theft and forgery. Compare those protections separately and ask whether a payment sent after an impersonation scam is covered. 9,10,11,12,13
Key Differences in Crime Insurance
Coverdash describes brokered crime coverage for employee theft, forged checks, counterfeit currency, fraudulent transfers and social engineering. Foxquilt describes money-and-securities losses, including employee dishonesty, fraud and forgery, and markets crime standalone or as a BOP add-on. A buyer can compare the named agreements and placement structure in the proposed forms. 4 8
Transfer fraud and policy arrangement
Coverdash lists fraudulent transfer instructions and social-engineering losses alongside employee theft; Foxquilt describes fraud and forgery within money-and-securities losses. Coverdash describes brokerage, while Foxquilt offers crime standalone or as a BOP add-on. Ask how each quote defines payment diversion and whether crime shares terms with other lines. 4 8
Who arranges the insurance
Coverdash says it arranges coverage as a broker; Foxquilt markets the product but its public overview does not establish the issuer for an individual policy. The buyer should request the carrier name and claims-reporting instructions in each proposal. 3 8
What to Confirm in Crime Insurance Quotes
Coverdash and Foxquilt Review Scores for 2026
These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.
Coverdash Review Score
Review Score
2 rated sources
Coverdash offers convenient quote comparison, but public customer feedback is sparse. A BBB unanswered-complaint record makes responsiveness worth checking before purchase.[1][4][6]
Read Coverdash reviewsFoxquilt Review Score
Review Score
3 rated sources
Customers rate Foxquilt well on Google (4.9 out of 5 from 526 reviews at its Charlotte office) and 3.5 out of 5 on Trustpilot from only 8 reviews. Put together, the Review Score is 8.9 out of 10.[12][5][6]
Read Foxquilt reviewsCoverdash vs Foxquilt Crime Insurance Compared
Coverdash vs Foxquilt: Crime Insurance: documented features by provider
| Criteria | Coverdash Commercial Crime Insurance | Foxquilt Crime Insurance |
|---|---|---|
| Role in This Line | Coverdash arranges commercial crime coverage as a broker rather than an insurer, placing coverage with a carrier under its standard brokerage terms. 3,4Company-reported. General brokerage terms applied to the crime page; not specific to any one carrier or state. | Foxquilt markets Crime Insurance, either as a BOP add-on or as a standalone policy according to its product page. 8Company-reported. Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents. |
| Issuing Insurer | The commercial crime page does not name the insurer that issues the policy. 4Not publicly disclosed. Reviewed commercial crime page as of 2026-09-23; the page describes coverage without naming a specific carrier. | Confirm in your quote. |
| Who It’s For | Coverdash markets commercial crime coverage to any business that handles money, payroll or valuable inventory. 4Company-reported. Product-page eligibility description; actual acceptance depends on underwriting. | The page highlights small businesses that handle cash or have employees handling business funds; it does not specify underwriting eligibility. 8Company-reported. Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents. |
| Coverage Features | Coverdash describes commercial crime coverage as protecting against employee theft of money, property or assets, forged checks and counterfeit currency, fraudulent funds-transfer instructions, and losses when an employee is tricked by social engineering into sending funds to a bad actor. 4Company-reported. Product-page coverage cards; the issued policy and declarations control actual wording, limits and exclusions. Coverdash's coverage hub lists commercial crime separately from cyber insurance, even though both can respond to funds-transfer fraud and social-engineering losses; the two pages do not state how overlapping claims are coordinated between policies. 4Not found in reviewed sources. Comparison of the cyber and crime-coverage product pages; overlap-resolution language was not found on either page. | The page describes money and securities losses from inside or outside theft, including employee dishonesty, fraud and forgery. 8Company-reported. Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents. |
| Limits and Retentions | The commercial crime page does not publish specific limit, retention or deductible amounts. 4Not publicly disclosed. Reviewed commercial crime page as of 2026-09-23; figures are quote-specific and not shown on the public product page. | The cited public overview does not establish the limits, deductibles, exclusions or form terms that would apply to a specific buyer. 8Not publicly disclosed. Ask for the quote and specimen or issued policy forms before treating a listed feature as covered. |
| How to Apply | Coverdash describes a fully digital quote-to-purchase process for commercial crime coverage, with the option to add other coverages alongside it. 4Company-reported. Product-page company information and cross-sell section. | The cited Foxquilt product or program page provides a quote path for the described product or program; that route does not establish that a quote will be offered or bound. 8Company-reported. Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents. |
Related Pages for Coverdash vs Foxquilt Crime Insurance
Crime Insurance Pages for Coverdash and Foxquilt
Other Coverage Lines Compared for Coverdash vs Foxquilt
Other Crime Insurance Provider Comparisons
Sources for Coverdash vs Foxquilt Crime Insurance
Sources About Coverdash
- Frequently Asked Questions. Coverdash; Getting a quote & buying coverage; Claims & certificates; Billing & managing your policy; About Coverdash. Accessed 2026-09-15.
- About Us. Coverdash; How Coverdash Works: direct and embedded channels; Our Investors. Accessed 2026-09-15.
- Terms And Conditions. Coverdash; "Coverdash does not provide any underwriting services"; broker/agent of record designation. Accessed 2026-09-23.
- Commercial Crime Insurance. Coverdash; Product introduction; Types of Coverage cards for Employee theft, Forgery and fraud, Funds transfer fraud, Social engineering; Who It's For. Accessed 2026-09-23.
- Coverage Hub. Coverdash; Cyber & Crime category listing Cyber Insurance, Crime Coverage and Kidnap & Ransom. Accessed 2026-09-23.
Sources About Foxquilt
- Commercial General Liability. Foxquilt; “What does CGL cover?”; “Foxquilt’s CGL is built for…”; digital quote/buy and certificates; “Built for North American small business”; limits FAQ; CGL exclusions FAQ. Directly reopened 2026-09-29, lines 53–64, 67–104, 135–215, 244–319. Accessed 2026-09-29.
- Foxquilt Insurance Services | Terms & Conditions. Foxquilt; Sections 1.1–1.2 identify Foxquilt Insurance Services Inc. as service operator; no reviewed Inc.–LLC relationship statement. Accessed 2026-09-29.
- Smarter Crime Insurance. Foxquilt; Current product page calls the product Crime Insurance; lines 90–104 describe money/securities, inside/outside theft and examples; lines 113–121 say crime may be included as a BOP add-on or bought as an isolated policy. Directly inspected 2026-09-29. Marketing does not establish form/limits or fidelity/surety bond coverage. Accessed 2026-09-29.
Sources for the Crime Insurance Guide
- Commercial Insurance Guide. California Department of Insurance; Crime. Accessed 2026-09-16.
- Crime Non-Financial Applications and Forms. Travelers; Opening paragraph; Sample Policy Forms. Accessed 2026-09-16.
- Crime Terms and Conditions. The Travelers Companies, Inc.; I.A–G, printed/PDF pages 1–4; III.RR, printed/PDF p.13; V.B.1–2, printed/PDF pp.18–20; Consideration, printed/PDF p.1; III.P p.8; V.A.3 pp.16–17; V.A.4 p.17; V.B.3 p.20; I.A.3 p.1; III.C p.7; III.S pp.8–9; III.II and III.KK p.12; III.QQ p.13; V.A.5 pp.17–18 (printed/PDF pages); IV.J–O, printed/PDF pages 14–15. Accessed 2026-09-16.
- Commercial Crime Coverage Application. Travelers Casualty and Surety Company of America; I–III pages 1–2; IX–XI pages 3–4; V–VII, printed/PDF pages 2–3. Accessed 2026-09-16.
