Counterpart vs Heffernan Insurance Brokers: How Do They Compare for Medical Malpractice Insurance?

Counterpart names allied-health classes and sample terms; Heffernan lists medical malpractice among its healthcare services for a range of care organizations. 3,8

What Is Counterpart Insurance?

Counterpart describes a broker-focused platform for small businesses and lists management and professional liability programs. Buyers should compare the named profession, carrier, state, policy wording and any package component on the actual quote. 1,2

Read the Counterpart profile

Read the Counterpart Medical Malpractice Insurance page

What Is Heffernan Insurance Brokers?

Heffernan’s technology practice targets mid- and late-stage, venture-funded and pre-IPO companies; early-stage firms seeking a direct online quote should compare digital providers. It also offers claims consulting and workers’ compensation support. 5,6,7

Read the Heffernan Insurance Brokers profile

Read the Heffernan Insurance Brokers Medical Malpractice Insurance page

What Is Medical Malpractice Insurance?

Medical malpractice insurance can pay defense costs and covered damages when a patient claims a clinician’s care caused harm. If you provide health care, match the quote to your practice, clinicians, specialties and procedures, then check who is insured. 9,10,11,12

Read the full coverage guide

Key Differences in Medical Malpractice Insurance

Program Fit and Limits

Counterpart names specific allied-health classes and sample limits; Heffernan Insurance Brokers lists Medical Malpractice among its healthcare specialties and describes serving physician groups, hospitals, transport companies, laboratories and specialty care. Heffernan also says it can package malpractice with workers' compensation, professional liability and cyber, so a multi-site organization should ask which lines are placed together. 3 8

Program and Financing Options

Heffernan Insurance Brokers describes captive, partially self-insured and fully self-insured healthcare structures; Counterpart's published allied-health page gives example policy limits and retentions but does not describe those financing arrangements. Ask Heffernan whether medical malpractice is included in the structure being discussed and compare the retained risk with Counterpart's quote. 8 3

What to Confirm in Medical Malpractice Insurance Quotes

  • Counterpart: verify the exact provider class and entity coverage. Heffernan Insurance Brokers: identify the malpractice insurer, lines included and any self-insured retention. 3 8

Counterpart and Heffernan Insurance Brokers Review Scores for 2026

These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.

Counterpart Review Score

-/ 10

Review Score

No reviews found

We found no independent customer rating of Counterpart, so it has no Review Score. Its Trustpilot page shows no reviews, and BBB has no matching business.[7][10]

Read Counterpart reviews

Heffernan Insurance Brokers Review Score

5.2/ 10

Review Score

1 rated source

Heffernan’s available review sample is small and local, with a low Google rating for one office. Check the team that would actually serve your business.[6][7][8]

Read Heffernan Insurance Brokers reviews

Counterpart vs Heffernan Insurance Brokers Medical Malpractice Compared

Counterpart vs Heffernan Insurance Brokers: Medical Malpractice Insurance: documented features by provider

CriteriaAllied Medical & Healthcare LiabilityHeffernan Healthcare Insurance — Medical Malpractice
Role in This Line

Counterpart describes its business insurance as offered by its producer and surplus-lines broker through wholesale brokers. 1,4Company-reported. The channel does not identify which insurer issues a healthcare placement.

Heffernan lists Medical Malpractice (Med Mal) as one of its named healthcare service specialties, placing coverage with carriers for health care clients rather than underwriting it. 8Company-reported. Healthcare Insurance page as read on 2026-09-23; no dedicated medical-malpractice sub-page was found beyond this healthcare practice page.

Issuing Insurer

Confirm in your quote.

Heffernan says it has relationships with 'the nation's top insurance carriers' for a fully insured healthcare plan, but the reviewed page does not name a specific medical-malpractice insurer. 8Not publicly disclosed. Healthcare Insurance page as read on 2026-09-23.

Who It’s For

Counterpart’s Allied Medical & Healthcare page names specific allied-health classes for its product. 3Company-reported. The product is scoped to the classes named on that page and does not establish universal coverage for physicians, hospitals or all clinical practice.

Heffernan says its health care risk-management team serves physician groups, clinics, hospitals, patient transport companies, and laboratories, plus specialty practices in allied health, home care, and senior living. 8Company-reported. Healthcare Insurance page as read on 2026-09-23; not exclusively medical-malpractice-specific, but names the buyer types the practice serves.

Coverage Features

Counterpart markets combined liability protection and coverage enhancements for the named allied-health classes. 3Company-reported. The summary does not establish a standalone conventional malpractice policy or a particular professional’s entitlement.

Heffernan says it packages medical malpractice with other healthcare coverages such as workers' compensation, professional liability, and cyber liability for a single client program. 8Company-reported. Healthcare Insurance page as read on 2026-09-23; the page does not describe medical-malpractice insuring agreements, claims-made versus occurrence form, or limits separately from the bundled list.

Limits and Retentions

The page displays example limit and retention figures for selected healthcare scenarios. 3Company-reported. Examples are not a quote, guarantee or universal limit.

Confirm in your quote.

Risk Services

Confirm in your quote.

Beyond fully insured placements, Heffernan offers healthcare clients captive, partially self-insured, or fully self-insured plan structures, and says it has experience serving nonprofit health care organizations. 8Company-reported. Healthcare Insurance page as read on 2026-09-23; described for the healthcare practice generally, not exclusively for medical malpractice.

Related Pages for Counterpart vs Heffernan Insurance Brokers

Medical Malpractice Pages for Counterpart and Heffernan Insurance Brokers

Other Coverage Lines Compared for Counterpart vs Heffernan Insurance Brokers

Other Medical Malpractice Insurance Provider Comparisons

Sources for Counterpart vs Heffernan Insurance Brokers

Sources About Counterpart

  1. Counterpart | Agentic Insurance™. Counterpart, Inc.; Current homepage: Quote Online CTA; brokers/small-business audiences; product list; performance claims; legal/footer qualifications, rendered lines 2–52, 55–70, 98–100, 282–287. Accessed 2026-09-29.
  2. About Counterpart. Counterpart, Inc.; Carrier disclosure and Our Story; underwriters named at line 13; company focus lines 22–36. Financial-strength note says ratings are as of 2024-02-26. Accessed 2026-09-29.
  3. Allied Medical & Healthcare Liability. Counterpart, Inc.; Retained provider source: names allied healthcare classes, combined coverage/enhancements and illustrative limits/examples; does not establish conventional malpractice for every medical profession or standalone general liability. Prior access 2026-09-28; direct reopen failed in this session. Accessed 2026-09-28.
  4. How can I get insurance through Counterpart? Counterpart Knowledge Center; Retained source: article describes wholesale-broker referral route; prior access 2026-09-28. Accessed 2026-09-28.

Sources About Heffernan Insurance Brokers

  1. Our Story. Heffernan Insurance Brokers; Headquartered in Walnut Creek; nationwide presence; founded 1988; employee owned; niche practices including technology. Accessed 2026-09-16.
  2. Technology Company Insurance. Heffernan Insurance Brokers; Pre-IPO and venture-funded heading; mid to late stage specialization; global expansion copy; self-insurance strategies; Key Markets list; Why Heffernan broker history; Joseph Talmadge practice leader; FAQ. Accessed 2026-09-16.
  3. Heffernan Business Insurance Brokerage. Heffernan Insurance Brokers; Forward-Thinking Business Insurance: basic coverages (general liability, commercial property and auto, workers’ compensation); corporate and executive protection (EPL, D&O, fiduciary responsibility, cyber, kidnap and ransom); alternative risk capabilities; claims, loss control and risk-management services; industry practice links including Technology and Claims Advocacy. Accessed 2026-09-16.
  4. Healthcare Insurance for Health Care Services. Heffernan Insurance Brokers; Healthcare Services: Allied Health & Specialty Centers, Home Care Agencies, Medical Malpractice (Med Mal), Senior Living Communities; from physician groups, clinics, and hospitals to patient transport companies and laboratories; if you'd like a fully insured plan, we have relationships with the nation's top insurance carriers; explore captive, partially-self-insured or fully-self-insured plans; dovetail all the coverages you need — from workers' compensation to professional liability, cyber liability and more. Accessed 2026-09-23.

Sources for the Medical Malpractice Insurance Guide

  1. Medical Malpractice Insurance. National Association of Insurance Commissioners; Background: Issue; Overview; two basic types. Accessed 2026-09-16.
  2. Medical Liability Insurance shopping guide. Texas Department of Insurance; What is medical liability insurance?; Claims-made versus occurrence; changing carriers; renewal tips. Accessed 2026-09-16.
  3. Physicians Medical Professional Liability — Specimen Policy. Curi underwriting companies identified on specimen cover; Base I–III printed pp.1–3/PDF pp.2–4; V–VI pp.3–6; VIII p.7; XII pp.11–13. Accessed 2026-09-16.
  4. Physician Application. MedPro Group / issuing companies identified on application; I–II p.1; III pp.2–4; IV pp.4–5; V pp.5–6; VI p.6. Accessed 2026-09-16.

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. Editorial policy. To suggest a correction, contact Spot with the page URL and supporting source.

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