--- title: "Counterpart vs Heffernan Insurance Brokers: Medical Malpractice Insurance" description: "Counterpart names allied-health classes and sample terms; Heffernan lists medical malpractice among its healthcare services for a range of care organizations." canonical: "https://spot.insure/compare/counterpart-vs-heffernan/medical-malpractice" page-type: "line-comparison" updated-at: "2026-10-01" comparison-pair: "counterpart-vs-heffernan" provider-a: "counterpart" provider-b: "heffernan" coverage-line: "medical-malpractice" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/counterpart-vs-heffernan/medical-malpractice) ## Agent Guide **What this page is:** Focused comparison of Counterpart and Heffernan Insurance Brokers for Medical Malpractice Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Medical Malpractice Insurance questions about Counterpart versus Heffernan Insurance Brokers. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - Counterpart vs Heffernan Insurance Brokers for Medical Malpractice Insurance: how do they differ? - Which is better for Medical Malpractice Insurance, Counterpart or Heffernan Insurance Brokers? - What does Counterpart or Heffernan Insurance Brokers publish about Medical Malpractice Insurance (limits, eligibility, claims, add-ons)? - What should I confirm in a quote for Medical Malpractice Insurance from Counterpart or Heffernan Insurance Brokers? **Key facts:** - Line: Medical Malpractice Insurance. Providers: Counterpart and Heffernan Insurance Brokers. - Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - "Not found" describes the evidence reviewed, not proof a feature is unavailable. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-10-01. Editorial policy: /editorial-policy. **Related pages:** - [Counterpart vs Heffernan Insurance Brokers](https://spot.insure/compare/counterpart-vs-heffernan) — parent: all coverage lines for this pair - [Medical Malpractice Insurance guide](https://spot.insure/coverage/medical-malpractice) — coverage explainer for this line - [Counterpart profile](https://spot.insure/insurance-providers/counterpart) — provider profile (evidence) - [Heffernan Insurance Brokers profile](https://spot.insure/insurance-providers/heffernan) — provider profile (evidence) - [Counterpart vs Heffernan Insurance Brokers Crime Insurance](https://spot.insure/compare/counterpart-vs-heffernan/crime) — sibling comparison (other line, or other pair for this line) - [Counterpart vs Heffernan Insurance Brokers Employment Practices Liability Insurance](https://spot.insure/compare/counterpart-vs-heffernan/employment-practices) — sibling comparison (other line, or other pair for this line) - [Counterpart vs Heffernan Insurance Brokers Fiduciary Liability Insurance](https://spot.insure/compare/counterpart-vs-heffernan/fiduciary) — sibling comparison (other line, or other pair for this line) - [Counterpart vs Heffernan Insurance Brokers General Liability Insurance](https://spot.insure/compare/counterpart-vs-heffernan/general-liability) — sibling comparison (other line, or other pair for this line) - [Counterpart vs Heffernan Insurance Brokers Professional Liability (E&O) Insurance](https://spot.insure/compare/counterpart-vs-heffernan/professional-errors-omissions) — sibling comparison (other line, or other pair for this line) - [Beazley vs Counterpart Medical Malpractice Insurance](https://spot.insure/compare/beazley-vs-counterpart/medical-malpractice) — sibling comparison (other line, or other pair for this line) - [Beazley vs Heffernan Insurance Brokers Medical Malpractice Insurance](https://spot.insure/compare/beazley-vs-heffernan/medical-malpractice) — sibling comparison (other line, or other pair for this line) - [CNA vs Counterpart Medical Malpractice Insurance](https://spot.insure/compare/cna-vs-counterpart/medical-malpractice) — sibling comparison (other line, or other pair for this line) - [CNA vs Heffernan Insurance Brokers Medical Malpractice Insurance](https://spot.insure/compare/cna-vs-heffernan/medical-malpractice) — sibling comparison (other line, or other pair for this line) - [Corgi vs Counterpart Medical Malpractice Insurance](https://spot.insure/compare/corgi-vs-counterpart/medical-malpractice) — sibling comparison (other line, or other pair for this line) - [Corgi vs Heffernan Insurance Brokers Medical Malpractice Insurance](https://spot.insure/compare/corgi-vs-heffernan/medical-malpractice) — sibling comparison (other line, or other pair for this line) # Counterpart vs Heffernan Insurance Brokers: How Do They Compare for Medical Malpractice Insurance? Counterpart names allied-health classes and sample terms; Heffernan lists medical malpractice among its healthcare services for a range of care organizations. ## How to Use the Counterpart vs Heffernan Insurance Brokers Medical Malpractice Insurance Comparison Use this comparison to evaluate Counterpart and Heffernan Insurance Brokers for Medical Malpractice Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote. ## Counterpart vs Heffernan Insurance Brokers Medical Malpractice Insurance Summary Counterpart names allied-health classes and sample terms; Heffernan lists medical malpractice among its healthcare services for a range of care organizations. [3](https://yourcounterpart.com/products/allied-healthcare "Allied Medical & Healthcare Liability") [8](https://www.heffins.com/business-insurance/health-care/ "Healthcare Insurance for Health Care Services") ## What Is Counterpart Insurance? Counterpart describes a broker-focused platform for small businesses and lists management and professional liability programs. Buyers should compare the named profession, carrier, state, policy wording and any package component on the actual quote. [1](https://yourcounterpart.com/ "Counterpart | Agentic Insurance™") [2](https://yourcounterpart.com/about "About Counterpart") [Counterpart profile](https://spot.insure/insurance-providers/counterpart) ## What Is Heffernan Insurance Brokers? Heffernan’s technology practice targets mid- and late-stage, venture-funded and pre-IPO companies; early-stage firms seeking a direct online quote should compare digital providers. It also offers claims consulting and workers’ compensation support. [5](https://www.heffins.com/about-us/our-story/ "Our Story") [6](https://www.heffins.com/business-insurance/technology/ "Technology Company Insurance") [7](https://www.heffins.com/business-insurance/ "Heffernan Business Insurance Brokerage") [Heffernan Insurance Brokers profile](https://spot.insure/insurance-providers/heffernan) ## What Is Medical Malpractice Insurance? Medical malpractice insurance can pay defense costs and covered damages when a patient claims a clinician’s care caused harm. If you provide health care, match the quote to your practice, clinicians, specialties and procedures, then check who is insured. [9](https://content.naic.org/insurance-topics/medical-malpractice-insurance "Medical Malpractice Insurance") [10](https://www.tdi.texas.gov/commercial/pcmedmal.html "Medical Liability Insurance shopping guide") [11](https://go.curi.com/hubfs/Curi%20Physicians%20Medical%20Professional%20Liability%20Specimen%20Policy.pdf?hsLang=en "Physicians Medical Professional Liability — Specimen Policy") [12](https://resource.medpro.com/documents/10502/10752/MP-HPL-PHL-00-02%2BPhysician%2BApplication%2B(02-15)(rev%2B06.17.21).pdf "Physician Application") ## What Are the Key Differences Between Counterpart and Heffernan Insurance Brokers Medical Malpractice Insurance? ### Program Fit and Limits Counterpart names specific allied-health classes and sample limits; Heffernan Insurance Brokers lists Medical Malpractice among its healthcare specialties and describes serving physician groups, hospitals, transport companies, laboratories and specialty care. Heffernan also says it can package malpractice with workers' compensation, professional liability and cyber, so a multi-site organization should ask which lines are placed together. [3](https://yourcounterpart.com/products/allied-healthcare "Allied Medical & Healthcare Liability") [8](https://www.heffins.com/business-insurance/health-care/ "Healthcare Insurance for Health Care Services") ### Program and Financing Options Heffernan Insurance Brokers describes captive, partially self-insured and fully self-insured healthcare structures; Counterpart's published allied-health page gives example policy limits and retentions but does not describe those financing arrangements. Ask Heffernan whether medical malpractice is included in the structure being discussed and compare the retained risk with Counterpart's quote. [8](https://www.heffins.com/business-insurance/health-care/ "Healthcare Insurance for Health Care Services") [3](https://yourcounterpart.com/products/allied-healthcare "Allied Medical & Healthcare Liability") ## What Should You Confirm in Counterpart and Heffernan Insurance Brokers Medical Malpractice Insurance Quotes? - Counterpart: verify the exact provider class and entity coverage. Heffernan Insurance Brokers: identify the malpractice insurer, lines included and any self-insured retention. [3](https://yourcounterpart.com/products/allied-healthcare "Allied Medical & Healthcare Liability") [8](https://www.heffins.com/business-insurance/health-care/ "Healthcare Insurance for Health Care Services") ## Counterpart vs Heffernan Insurance Brokers Medical Malpractice Compared | Criteria | Allied Medical & Healthcare Liability | Heffernan Healthcare Insurance — Medical Malpractice | | --- | --- | --- | | Role in This Line | Counterpart describes its business insurance as offered by its producer and surplus-lines broker through wholesale brokers. [1](https://yourcounterpart.com/ "Counterpart | Agentic Insurance™") [4](https://knowledge.yourcounterpart.com/en/articles/4438791-how-can-i-get-insurance-through-counterpart "How can I get insurance through Counterpart?") (Evidence: Company-reported; scope: The channel does not identify which insurer issues a healthcare placement..) | Heffernan lists Medical Malpractice (Med Mal) as one of its named healthcare service specialties, placing coverage with carriers for health care clients rather than underwriting it. [8](https://www.heffins.com/business-insurance/health-care/ "Healthcare Insurance for Health Care Services") (Evidence: Company-reported; scope: Healthcare Insurance page as read on 2026-09-23; no dedicated medical-malpractice sub-page was found beyond this healthcare practice page..) | | Issuing Insurer | Confirm in your quote. | Heffernan says it has relationships with 'the nation's top insurance carriers' for a fully insured healthcare plan, but the reviewed page does not name a specific medical-malpractice insurer. [8](https://www.heffins.com/business-insurance/health-care/ "Healthcare Insurance for Health Care Services") (Evidence: Not publicly disclosed; scope: Healthcare Insurance page as read on 2026-09-23..) | | Who It’s For | Counterpart’s Allied Medical & Healthcare page names specific allied-health classes for its product. [3](https://yourcounterpart.com/products/allied-healthcare "Allied Medical & Healthcare Liability") (Evidence: Company-reported; scope: The product is scoped to the classes named on that page and does not establish universal coverage for physicians, hospitals or all clinical practice..) | Heffernan says its health care risk-management team serves physician groups, clinics, hospitals, patient transport companies, and laboratories, plus specialty practices in allied health, home care, and senior living. [8](https://www.heffins.com/business-insurance/health-care/ "Healthcare Insurance for Health Care Services") (Evidence: Company-reported; scope: Healthcare Insurance page as read on 2026-09-23; not exclusively medical-malpractice-specific, but names the buyer types the practice serves..) | | Coverage Features | Counterpart markets combined liability protection and coverage enhancements for the named allied-health classes. [3](https://yourcounterpart.com/products/allied-healthcare "Allied Medical & Healthcare Liability") (Evidence: Company-reported; scope: The summary does not establish a standalone conventional malpractice policy or a particular professional’s entitlement..) | Heffernan says it packages medical malpractice with other healthcare coverages such as workers' compensation, professional liability, and cyber liability for a single client program. [8](https://www.heffins.com/business-insurance/health-care/ "Healthcare Insurance for Health Care Services") (Evidence: Company-reported; scope: Healthcare Insurance page as read on 2026-09-23; the page does not describe medical-malpractice insuring agreements, claims-made versus occurrence form, or limits separately from the bundled list..) | | Limits and Retentions | The page displays example limit and retention figures for selected healthcare scenarios. [3](https://yourcounterpart.com/products/allied-healthcare "Allied Medical & Healthcare Liability") (Evidence: Company-reported; scope: Examples are not a quote, guarantee or universal limit..) | Confirm in your quote. | | Risk Services | Confirm in your quote. | Beyond fully insured placements, Heffernan offers healthcare clients captive, partially self-insured, or fully self-insured plan structures, and says it has experience serving nonprofit health care organizations. [8](https://www.heffins.com/business-insurance/health-care/ "Healthcare Insurance for Health Care Services") (Evidence: Company-reported; scope: Healthcare Insurance page as read on 2026-09-23; described for the healthcare practice generally, not exclusively for medical malpractice..) | ## Related Pages for Counterpart vs Heffernan Insurance Brokers - [Counterpart vs Heffernan Insurance Brokers](https://spot.insure/compare/counterpart-vs-heffernan): all coverage lines, business roles, service and claims. - [What Is Medical Malpractice Insurance?](https://spot.insure/coverage/medical-malpractice): Medical malpractice insurance can pay defense costs and covered damages from claims about patient care; match the policy to clinicians, procedures and claims-made timing. - [Counterpart vs Heffernan Insurance Brokers Crime Insurance](https://spot.insure/compare/counterpart-vs-heffernan/crime) - [Counterpart vs Heffernan Insurance Brokers Employment Practices Liability Insurance](https://spot.insure/compare/counterpart-vs-heffernan/employment-practices) - [Counterpart vs Heffernan Insurance Brokers Fiduciary Liability Insurance](https://spot.insure/compare/counterpart-vs-heffernan/fiduciary) - [Counterpart vs Heffernan Insurance Brokers General Liability Insurance](https://spot.insure/compare/counterpart-vs-heffernan/general-liability) - [Counterpart vs Heffernan Insurance Brokers Professional Liability (E&O) Insurance](https://spot.insure/compare/counterpart-vs-heffernan/professional-errors-omissions) - [Beazley vs Counterpart Medical Malpractice Insurance](https://spot.insure/compare/beazley-vs-counterpart/medical-malpractice) - [Beazley vs Heffernan Insurance Brokers Medical Malpractice Insurance](https://spot.insure/compare/beazley-vs-heffernan/medical-malpractice) - [CNA vs Counterpart Medical Malpractice Insurance](https://spot.insure/compare/cna-vs-counterpart/medical-malpractice) - [CNA vs Heffernan Insurance Brokers Medical Malpractice Insurance](https://spot.insure/compare/cna-vs-heffernan/medical-malpractice) - [Corgi vs Counterpart Medical Malpractice Insurance](https://spot.insure/compare/corgi-vs-counterpart/medical-malpractice) - [Corgi vs Heffernan Insurance Brokers Medical Malpractice Insurance](https://spot.insure/compare/corgi-vs-heffernan/medical-malpractice) ## Sources for Counterpart vs Heffernan Insurance Brokers ### Sources About Counterpart 1. [Counterpart | Agentic Insurance™](https://yourcounterpart.com/). Counterpart, Inc.; Current homepage: Quote Online CTA; brokers/small-business audiences; product list; performance claims; legal/footer qualifications, rendered lines 2–52, 55–70, 98–100, 282–287.. Accessed 2026-09-29. 2. [About Counterpart](https://yourcounterpart.com/about). Counterpart, Inc.; Carrier disclosure and Our Story; underwriters named at line 13; company focus lines 22–36. Financial-strength note says ratings are as of 2024-02-26.. Accessed 2026-09-29. 3. [Allied Medical & Healthcare Liability](https://yourcounterpart.com/products/allied-healthcare). Counterpart, Inc.; Retained provider source: names allied healthcare classes, combined coverage/enhancements and illustrative limits/examples; does not establish conventional malpractice for every medical profession or standalone general liability. Prior access 2026-09-28; direct reopen failed in this session.. Accessed 2026-09-28. 4. [How can I get insurance through Counterpart?](https://knowledge.yourcounterpart.com/en/articles/4438791-how-can-i-get-insurance-through-counterpart). Counterpart Knowledge Center; Retained source: article describes wholesale-broker referral route; prior access 2026-09-28.. Accessed 2026-09-28. ### Sources About Heffernan Insurance Brokers 5. [Our Story](https://www.heffins.com/about-us/our-story/). Heffernan Insurance Brokers; Headquartered in Walnut Creek; nationwide presence; founded 1988; employee owned; niche practices including technology. Accessed 2026-09-16. 6. [Technology Company Insurance](https://www.heffins.com/business-insurance/technology/). Heffernan Insurance Brokers; Pre-IPO and venture-funded heading; mid to late stage specialization; global expansion copy; self-insurance strategies; Key Markets list; Why Heffernan broker history; Joseph Talmadge practice leader; FAQ. Accessed 2026-09-16. 7. [Heffernan Business Insurance Brokerage](https://www.heffins.com/business-insurance/). Heffernan Insurance Brokers; Forward-Thinking Business Insurance: basic coverages (general liability, commercial property and auto, workers’ compensation); corporate and executive protection (EPL, D&O, fiduciary responsibility, cyber, kidnap and ransom); alternative risk capabilities; claims, loss control and risk-management services; industry practice links including Technology and Claims Advocacy. Accessed 2026-09-16. 8. [Healthcare Insurance for Health Care Services](https://www.heffins.com/business-insurance/health-care/). Heffernan Insurance Brokers; Healthcare Services: Allied Health & Specialty Centers, Home Care Agencies, Medical Malpractice (Med Mal), Senior Living Communities; from physician groups, clinics, and hospitals to patient transport companies and laboratories; if you'd like a fully insured plan, we have relationships with the nation's top insurance carriers; explore captive, partially-self-insured or fully-self-insured plans; dovetail all the coverages you need — from workers' compensation to professional liability, cyber liability and more. Accessed 2026-09-23. ### Sources for the Medical Malpractice Insurance Guide 9. [Medical Malpractice Insurance](https://content.naic.org/insurance-topics/medical-malpractice-insurance). National Association of Insurance Commissioners; Background: Issue; Overview; two basic types. Accessed 2026-09-16. 10. [Medical Liability Insurance shopping guide](https://www.tdi.texas.gov/commercial/pcmedmal.html). Texas Department of Insurance; What is medical liability insurance?; Claims-made versus occurrence; changing carriers; renewal tips. Accessed 2026-09-16. 11. [Physicians Medical Professional Liability — Specimen Policy](https://go.curi.com/hubfs/Curi%20Physicians%20Medical%20Professional%20Liability%20Specimen%20Policy.pdf?hsLang=en). Curi underwriting companies identified on specimen cover; Base I–III printed pp.1–3/PDF pp.2–4; V–VI pp.3–6; VIII p.7; XII pp.11–13. Accessed 2026-09-16. 12. [Physician Application](https://resource.medpro.com/documents/10502/10752/MP-HPL-PHL-00-02%2BPhysician%2BApplication%2B(02-15)(rev%2B06.17.21).pdf). MedPro Group / issuing companies identified on application; I–II p.1; III pp.2–4; IV pp.4–5; V pp.5–6; VI p.6. Accessed 2026-09-16. Updated 2026-10-01. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Counterpart Review Scores for 2026 Review Score: not enough ratings. We found no independent customer rating of Counterpart, so it has no Review Score. Its Trustpilot page shows no reviews, and BBB has no matching business. Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/counterpart/reviews). ## Heffernan Insurance Brokers Review Scores for 2026 Review Score: 5.2 / 10 from 1 rated source, equally weighted. Heffernan’s available review sample is small and local, with a low Google rating for one office. Check the team that would actually serve your business. - Google reviews (aggregated by Birdeye): Google local listing rating (displayed by Birdeye) 2.6 (5 stars); 5 reviews. Portland office listing at 5100 S Macadam Avenue, matching the official Heffernan locations directory; Birdeye identifies the original review platform as Google. Checked 2026-09-25. [Heffernan Insurance Brokers - Portland reviews](https://reviews.birdeye.com/heffernan-insurance-brokers-144140015138058) Reviewed 2026-09-25. [Read the sourced review](https://spot.insure/insurance-providers/heffernan/reviews). ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/counterpart-vs-heffernan/medical-malpractice.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)