Corgi vs 
Vouch: How Do They Compare for D&O Insurance?
Vouch brokers D&O for technology firms from early stage through IPO and offers an online application; Corgi sells startup coverage online with example limits up to $1 million per claim and $2 million total.
Corgi suits early startups that want to see terms first: its sample D&O is $1 million per claim and $2 million total with a $25,000 retention. Vouch is a broker that places tech-company D&O from early stage through IPO, often through partner Corix, and quotes limits only on application. 1,2,3
What Are the Key Differences Between Corgi and Vouch D&O Insurance?
Seed-Stage Package vs a Broker Through IPO
Corgi sells D&O on its own or in packages starting at pre-seed and seed, and you apply online. Vouch markets D&O to tech companies from early stage through IPO and starts you in an online "Get Started" flow; its partner Corix also writes D&O for private small and lower-middle-market businesses. Choose Corgi if you're pre-seed or seed and want set terms now; choose Vouch if you expect to grow toward an IPO and want one broker across stages. 1 2 3
Terms You Can Read vs Terms on the Quote
Corgi publishes a sample: $1 million per claim and $2 million total, a $25,000 retention (none when the company can't indemnify directors), and defense costs inside the limit. Neither Vouch nor Corix publishes limits or retentions. 1 3
What Should You Confirm in Corgi and Vouch D&O Insurance Quotes?
- Corgi's policy is written by Technology Risk Retention Group, a risk retention group; ask what that means if the insurer fails. 1
- Ask Vouch whether your policy is a Corix product (issued by State National or United Specialty) or from another insurer. 4
- Compare Vouch's quoted limit with Corgi's $1 million / $2 million sample. 1 3
Corgi vs Vouch D&O Insurance Compared
Corgi vs Vouch: D&O Insurance: documented features by provider
| Criteria | Corgi Directors & Officers (D&O) | Vouch Directors & Officers (D&O) Insurance |
|---|---|---|
| How to Apply | You can request a D&O quote online through Corgi's self-serve application. 1Company-reported. Product page quote call to action. | Corix's management liability product page offers a downloadable application and directs brokers to start an appointment process; Vouch's own site routes prospective buyers to its online "Get Started" application flow. 3,2Company-reported. Corix product page and Vouch site navigation. |
| Coverage Features | The policy has three coverage parts: Side A pays individual directors and officers directly when the company cannot indemnify them and carries no retention; Side B reimburses the company when it does indemnify directors and officers; Side C covers the company entity itself, subject to additional exclusions including intellectual-property claims and contractual liability. 1Company-reported. Coverage summary for form CORG-DO-0100; the issued policy and declarations control. The standard policy excludes claims from registered public securities offerings, but a carve-back preserves coverage for exempt transactions such as Regulation D private placements, which Corgi says covers how most startups raise capital. 1Company-reported. Scenario notes for form CORG-DO-0100; not every fundraising structure automatically qualifies as exempt. Corgi covers individual directors and officers (Sides A and B) who receive a Wells Notice, subpoena or target letter from a regulator, but the standard policy excludes entity-level regulatory investigations of the company itself. 1Company-reported. Policy notes for form CORG-DO-0100; informal inquiries and document requests that don't rise to these triggers are not covered. | Corix says its management liability coverage is meant to preserve corporate and personal assets against allegations from stakeholders, employees, competitors or regulators, and to fund a defense so leaders and the business can respond to claims without exhausting cash flow, even when a claim is ultimately dismissed. 3Company-reported. Corix's management liability product page; actual insuring agreements and exclusions are set by the issued policy. |
| Role in This Line | Corgi sells D&O as a standalone startup policy and also bundles it into its stage-based packages starting at pre-seed and seed, describing it as protection for directors and officers against personal financial liability for management decisions. 1Company-reported. Product page for form CORG-DO-0100, last reviewed by Corgi on April 24, 2026 per the page itself. | Vouch is a broker, not an insurer, for D&O coverage. It lists D&O among the core coverages it places for technology clients, and one of its named program partners, Corix, has a dedicated management liability product that includes D&O. 2,3Company-reported. Vouch's Technology page and Corix's management liability product page. |
| Issuing Insurer | Corgi's D&O product page states directly that the policy is a claims-made policy underwritten by Technology Risk Retention Group, Inc., a risk retention group. 1Company-reported. Policy Boundaries section of the D&O product page; this is a line-specific underwriter statement, distinct from Corgi's general multi-entity disclaimer. | Corix's disclosures say its proprietary products, including its management liability line, are issued by State National Insurance Company or United Specialty Insurance Company. That names an insurer for Corix-branded D&O products specifically, not for every Vouch D&O placement. 4Company-reported. Corix disclosures page. |
