---
title: "Corgi vs Vouch D&O Insurance"
description: "Corgi underwrites startup D&O at an RRG; Vouch brokers technology D&O, including Corix products on State National or United Specialty."
canonical: "https://spot.insure/compare/corgi-vs-vouch/directors-officers"
page-type: "line-comparison"
updated-at: "2026-09-23"
---

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[Human-readable page](https://spot.insure/compare/corgi-vs-vouch/directors-officers)

# Corgi vs Vouch D&O Insurance

Corgi underwrites startup D&O at an RRG; Vouch brokers technology D&O, including Corix products on State National or United Specialty.

## Research Scope and Use

Use this comparison to evaluate Corgi and Vouch for D&O Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Summary

Corgi’s D&O is a claims-made policy underwritten by Technology Risk Retention Group, Inc., with an illustrative $1 million / $2 million structure. Vouch is a broker that lists D&O for technology clients from early-stage through IPO; Corix, a named program partner, issues management-liability products through State National or United Specialty. [6](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") [11](https://www.vouch.us/technology "Insurance for Technology Companies") [12](https://www.corixinsurance.com/products/management-liability "Management Liability") [13](https://www.corixinsurance.com/legal/disclosures "Legal Disclosures")

## What Is Corgi Insurance?

Corgi Insurance sells commercial coverage to technology startups through stage-based packages (pre-seed and seed, Series A, and growth stage) that combine general liability, directors and officers, technology E&O, cyber, and related lines, alongside a growing small-business product line for other industries. Coverage may be issued by Corgi’s own risk retention group, an affiliated admitted carrier, or a partner insurer, so the issuing entity and available protections depend on the specific product and state. [1](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") [2](https://www.corgi.insure "Corgi Insurance homepage") [3](https://www.prnewswire.com/news-releases/corgi-insurance-launches-admitted-insurance-carrier-302860246.html "Corgi Insurance Launches Admitted Insurance Carrier") [4](https://content.naic.org/sites/default/files/publication-loc-zu-listing-companies-summary.pdf "NAIC Listing of Companies") [5](https://content.naic.org/insurance-topics/risk-retention-groups "Insurance Topics: Risk Retention Groups")

[Corgi profile](https://spot.insure/insurance-providers/corgi)

## What Is Vouch Insurance?

Vouch is a business insurance broker and risk advisor for startups and growing companies. Buyers can apply online and work with advisors to arrange coverage, review contract requirements and manage insurance across carriers. [7](https://www.vouch.us/ "Vouch Homepage") [8](https://apply.vouch.us/ "Start a Vouch Application") [9](https://www.vouch.us/blog/how-having-carrier-options-in-one-place-helps-businesses-choose-smarter-coverage "Carrier Options in One Place") [10](https://www.vouch.us/services/contract-requirement-review "Contract Requirement Review")

[Vouch profile](https://spot.insure/insurance-providers/vouch)

## What Is Directors and Officers Insurance?

Directors and officers liability insurance addresses covered claims alleging wrongful acts in managing an organization. [14](https://www.thehartford.com/business-insurance/glossary-of-business-insurance-terms "Glossary of Business Insurance Terms")

## Key Differences in D&O Insurance

### Who Issues the Policy

Corgi names Technology Risk Retention Group, Inc. as the claims-made underwriter, so a buyer can see who issues the form before quoting. Vouch is a broker, not an insurer, and lists D&O among core coverages for technology clients. Corix, a Vouch program partner, says proprietary management-liability products are issued by State National Insurance Company or United Specialty Insurance Company. That names an insurer for Corix-branded D&O, not for every Vouch placement, next to Corgi’s named RRG. [6](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") [11](https://www.vouch.us/technology "Insurance for Technology Companies") [13](https://www.corixinsurance.com/legal/disclosures "Legal Disclosures")

### Who It Is Built For

Corgi sells D&O as a standalone startup policy and inside packages starting at pre-seed and seed. Vouch markets D&O to technology companies from early-stage through IPO; Corix markets management liability, including D&O, to private and small-to-low-middle-market businesses. If you are still at pre-seed, Corgi’s packages are the stage it describes; if you are a technology company heading toward IPO, Vouch is marketing D&O to that path. [6](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") [11](https://www.vouch.us/technology "Insurance for Technology Companies") [12](https://www.corixinsurance.com/products/management-liability "Management Liability")

### Limits You Can See

Corgi’s illustrative structure shows limits up to $1 million per claim and $2 million in the aggregate, with a $25,000 retention (none on Side A) and defense inside the limit. Neither the Vouch nor the Corix pages publish D&O policy limits or retentions. Check Corgi’s example against the bound form; take Vouch’s dollars from the quote. [6](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") [12](https://www.corixinsurance.com/products/management-liability "Management Liability")

## What to Confirm in D&O Insurance Quotes

- Confirm Technology Risk Retention Group, Inc. is the issuer on a Corgi quote. [6](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups")

- Ask Vouch whether the placement is a Corix-branded product issued by State National or United Specialty, or another market. Keep Corgi’s named RRG next to Vouch’s Corix issuers. [13](https://www.corixinsurance.com/legal/disclosures "Legal Disclosures")

- Compare Corgi’s illustrative $1 million / $2 million structure with Vouch’s placed limit. [6](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") [12](https://www.corixinsurance.com/products/management-liability "Management Liability")

- Confirm whether you are applying through Vouch’s Get Started flow or a Corix broker appointment. [11](https://www.vouch.us/technology "Insurance for Technology Companies") [12](https://www.corixinsurance.com/products/management-liability "Management Liability")

## Offering Details

| Criteria | Corgi Directors & Officers (D&O) | Vouch Directors & Officers (D&O) Insurance |
| --- | --- | --- |
| Role in This Line | Corgi sells D&O as a standalone startup policy and also bundles it into its stage-based packages starting at pre-seed and seed, describing it as protection for directors and officers against personal financial liability for management decisions. [6](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") (Evidence: Company-reported; scope: Product page for form CORG-DO-0100, last reviewed by Corgi on April 24, 2026 per the page itself..) | Vouch is a broker, not an insurer, for D&O coverage. It lists D&O among the core coverages it places for technology clients, and one of its named program partners, Corix, has a dedicated management liability product that includes D&O. [11](https://www.vouch.us/technology "Insurance for Technology Companies") [12](https://www.corixinsurance.com/products/management-liability "Management Liability") (Evidence: Company-reported; scope: Vouch's Technology page and Corix's management liability product page..) |
| Issuing Insurer | Corgi's D&O product page states directly that the policy is a claims-made policy underwritten by Technology Risk Retention Group, Inc., a risk retention group. [6](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") (Evidence: Company-reported; scope: Policy Boundaries section of the D&O product page; this is a line-specific underwriter statement, distinct from Corgi's general multi-entity disclaimer..) | Corix's disclosures say its proprietary products, including its management liability line, are issued by State National Insurance Company or United Specialty Insurance Company. That names an insurer for Corix-branded D&O products specifically, not for every Vouch D&O placement. [13](https://www.corixinsurance.com/legal/disclosures "Legal Disclosures") (Evidence: Company-reported; scope: Corix disclosures page..) |
| Who It’s For | Not described in the reviewed sources. | Vouch markets D&O to technology companies from early-stage through IPO, saying programs are designed to build investor confidence and support long-term growth plans; Corix separately markets management liability, including D&O, to private and small-to-low-middle-market businesses, not only public companies. [11](https://www.vouch.us/technology "Insurance for Technology Companies") [12](https://www.corixinsurance.com/products/management-liability "Management Liability") (Evidence: Company-reported; scope: Vouch's Technology page and Corix's management liability page..) |
| Coverage Features | The policy has three coverage parts: Side A pays individual directors and officers directly when the company cannot indemnify them and carries no retention; Side B reimburses the company when it does indemnify directors and officers; Side C covers the company entity itself, subject to additional exclusions including intellectual-property claims and contractual liability. [6](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") (Evidence: Company-reported; scope: Coverage summary for form CORG-DO-0100; the issued policy and declarations control..)<br><br>The standard policy excludes claims from registered public securities offerings, but a carve-back preserves coverage for exempt transactions such as Regulation D private placements, which Corgi says covers how most startups raise capital. [6](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") (Evidence: Company-reported; scope: Scenario notes for form CORG-DO-0100; not every fundraising structure automatically qualifies as exempt..)<br><br>Corgi covers individual directors and officers (Sides A and B) who receive a Wells Notice, subpoena or target letter from a regulator, but the standard policy excludes entity-level regulatory investigations of the company itself. [6](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") (Evidence: Company-reported; scope: Policy notes for form CORG-DO-0100; informal inquiries and document requests that don't rise to these triggers are not covered..) | Corix says its management liability coverage is meant to preserve corporate and personal assets against allegations from stakeholders, employees, competitors or regulators, and to fund a defense so leaders and the business can respond to claims without exhausting cash flow, even when a claim is ultimately dismissed. [12](https://www.corixinsurance.com/products/management-liability "Management Liability") (Evidence: Company-reported; scope: Corix's management liability product page; actual insuring agreements and exclusions are set by the issued policy..) |
| Limits and Retentions | Corgi's illustrative D&O structure shows limits up to $1 million per claim and $2 million in the aggregate, with a $25,000 self-insured retention per claim (no retention on Side A) and defense costs included within the limit. [6](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") (Evidence: Company-reported; scope: Illustrative policy structure on the product page; actual limits and retentions appear on the declarations..) | Neither the Vouch nor the Corix pages publish D&O policy limits or retentions. [11](https://www.vouch.us/technology "Insurance for Technology Companies") [12](https://www.corixinsurance.com/products/management-liability "Management Liability") (Evidence: Not publicly disclosed; scope: Pages checked on 2026-09-23..) |
| Risk Services | Corgi offers three optional D&O endorsements: Outside Directorship (extends coverage to directors and officers serving on outside boards at the company's request), Crisis Event Expense (covers PR and crisis-communications costs after negative publicity), and Investigative Costs (broader coverage for regulatory inquiries short of a formal claim). [6](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") (Evidence: Company-reported; scope: Available Add-ons section of the product page; endorsement availability varies by jurisdiction and underwriting, and each requires a separate endorsement to apply..) | Not described in the reviewed sources. |
| How to Apply | You can request a D&O quote online through Corgi's self-serve application. [6](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") (Evidence: Company-reported; scope: Product page quote call to action..) | Corix's management liability product page offers a downloadable application and directs brokers to start an appointment process; Vouch's own site routes prospective buyers to its online "Get Started" application flow. [12](https://www.corixinsurance.com/products/management-liability "Management Liability") [11](https://www.vouch.us/technology "Insurance for Technology Companies") (Evidence: Company-reported; scope: Corix product page and Vouch site navigation..) |

## Full Comparison

- [Corgi vs Vouch](https://spot.insure/compare/corgi-vs-vouch): all coverage lines, business roles, service and claims.
- [What Is Directors and Officers Insurance?](https://spot.insure/coverage/directors-officers): Directors and officers insurance can help pay for covered claims against company leaders over decisions they make in running the business.
- [Corgi vs Vouch Cyber Insurance](https://spot.insure/compare/corgi-vs-vouch/cyber)
- [Corgi vs Vouch General Liability Insurance](https://spot.insure/compare/corgi-vs-vouch/general-liability)
- [Corgi vs Vouch Medical Malpractice Insurance](https://spot.insure/compare/corgi-vs-vouch/medical-malpractice)
- [Corgi vs Vouch Professional Liability (E&O) Insurance](https://spot.insure/compare/corgi-vs-vouch/professional-errors-omissions)
- [Corgi vs Vouch Tech E&O Insurance](https://spot.insure/compare/corgi-vs-vouch/technology-errors-omissions)
- [Alliance Risk vs Corgi D&O Insurance](https://spot.insure/compare/alliance-risk-vs-corgi/directors-officers)
- [Alliance Risk vs Vouch D&O Insurance](https://spot.insure/compare/alliance-risk-vs-vouch/directors-officers)
- [Amelia Risk vs Corgi D&O Insurance](https://spot.insure/compare/amelia-risk-vs-corgi/directors-officers)
- [Amelia Risk vs Vouch D&O Insurance](https://spot.insure/compare/amelia-risk-vs-vouch/directors-officers)
- [Beazley vs Corgi D&O Insurance](https://spot.insure/compare/beazley-vs-corgi/directors-officers)
- [Beazley vs Vouch D&O Insurance](https://spot.insure/compare/beazley-vs-vouch/directors-officers)

## Sources

### Corgi

1. [Disclaimers & Licensing](https://www.corgi.insure/disclaimers). Corgi Insurance Services, Inc.; Carrier Financial Strength (including “federally chartered” and “federal prudential oversight” wording); About Corgi; Licensing; Premium and Payment Disclosures (producer commissions, fees, or other consideration, amounts available on request); Binding Authority and Policy Issuance; page last updated 04/05/26. Accessed 2026-09-15.
2. [Corgi Insurance homepage](https://www.corgi.insure). Corgi Insurance Services, Inc.; Product packages: Cyber and Directors & Officers; Growth Stage and Custom Package; Self-Serve (apply, get quoted in minutes, bind same-day) and Book a Demo paths; Explore Our Main Policies: Commercial General Liability, Crime Insurance, Fiduciary Liability, Hired and Non-Owned Auto (HNOA), Worker’s Compensation; Specialized coverages: Employment Practices Liability (EPLI), K&R (Kidnap & Ransom), Representations and Warranties; Commercial Umbrella Liability; Business Owners Policy (BOP); Coverage sales cards: Media Liability, Medical Malpractice, Miscellaneous E&O; Core Operations: Tech E&O Insurance; Tech & AI Liability product module; Transportation menu: Auto Liability, Contractual Liability Insurance - Cargo; FAQ on cost, claims, and binding; footer entity, program-administrator and issuing-carrier notices. Accessed 2026-09-16.
3. [Corgi Insurance Launches Admitted Insurance Carrier](https://www.prnewswire.com/news-releases/corgi-insurance-launches-admitted-insurance-carrier-302860246.html). PR Newswire (Corgi press release); Announcement of Corgi Insurance Company, Inc.; planned small-business product classes; guaranty-association eligibility statement. Accessed 2026-09-15.
4. [NAIC Listing of Companies](https://content.naic.org/sites/default/files/publication-loc-zu-listing-companies-summary.pdf). National Association of Insurance Commissioners; June 2026 listing, numerical entry 17763 P 1 AZ TECHNOLOGY RRG INC. Accessed 2026-09-15.
5. [Insurance Topics: Risk Retention Groups](https://content.naic.org/insurance-topics/risk-retention-groups). National Association of Insurance Commissioners; Topic page last updated 13 October 2025: member-owned liability insurers formed under state and federal law; may be formed under a state's captive or traditional insurance laws; domiciled in one state and registered in others; treated as multi-state companies subject to modified NAIC accreditation standards. Accessed 2026-09-15.
6. [Directors & Officers (D&O) Insurance for Startups](https://www.corgi.insure/directors-and-officers). Corgi Insurance; What's Actually Inside Your D&O Policy (form CORG-DO-0100); Scenario notes; Policy notes; Available Add-ons; FAQ. Accessed 2026-09-23.

### Vouch

7. [Vouch Homepage](https://www.vouch.us/). Vouch; Hero identifying Vouch as an insurance broker; Industries; Services; footer identifying Vouch Specialty and qualifying product availability. Accessed 2026-09-15.
8. [Start a Vouch Application](https://apply.vouch.us/). Vouch; Public first screen: legal business name, website/no-website option, address and location type, applicant role and contact fields, consent, and existing-customer sign-in. Accessed 2026-09-15.
9. [Carrier Options in One Place](https://www.vouch.us/blog/how-having-carrier-options-in-one-place-helps-businesses-choose-smarter-coverage). Vouch; 26 November 2025: Choice Without the Chaos; Clarity That Builds Confidence; One Relationship, Many Solutions; final producer/underwriting disclosure. Accessed 2026-09-15.
10. [Contract Requirement Review](https://www.vouch.us/services/contract-requirement-review). Vouch; Coverage that keeps your deals moving; Tailored to your contract; Effortless Experience (reviews and COIs). Accessed 2026-09-15.
11. [Insurance for Technology Companies](https://www.vouch.us/technology). Vouch; Core coverages for Technology: ...Directors & Officers (D&O)...; Leadership & Governance Exposure: "D&O programs designed to safeguard personal assets, build investor confidence, and support long-term growth plans."; Blog: Understanding Directors & Officers (D&O) Insurance. Accessed 2026-09-23.
12. [Management Liability](https://www.corixinsurance.com/products/management-liability). Corix Insurance; As regulatory scrutiny, employment-related litigation, and investor activism increase, Management Liability coverage has become essential...; Personal Liability: Business owners often serve as directors or officers and can be held personally liable...; Legal Fees: Even baseless claims can cost tens of thousands of dollars.... Accessed 2026-09-23.
13. [Legal Disclosures](https://www.corixinsurance.com/legal/disclosures). Corix Insurance; Policies are issued by State National Insurance Company (NAIC# 12831) or United Specialty Insurance Company (NAIC#12537).. Accessed 2026-09-23.

### D&O Insurance Guide

14. [Glossary of Business Insurance Terms](https://www.thehartford.com/business-insurance/glossary-of-business-insurance-terms). The Hartford; Directors and Officers Liability Insurance; Errors and Omissions Insurance; Employment Practices Liability Insurance. Accessed 2026-09-16.

Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

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