Corgi vs Risklytics: How Do They Compare for Cyber Insurance?

Corgi shows illustrative limits up to $1 million per claim, third-party only; Risklytics places cyber for robotics and AI firms and notes contracts ask for $1 million or more.

Risklytics places Cyber Liability once a company holds customer data in production and cites a typical $1 million contract ask, with no broker fee. Corgi's standard form covers third-party claims only and shows $1 million per claim with a $10,000 retention. ^4,¹

What Are the Key Differences Between Corgi and Risklytics Cyber Insurance?

Contract-Driven $1 Million Versus a Third-Party Shell

Risklytics is a licensed producer that places Cyber Liability with outside carriers and does not underwrite. It says companies typically need this coverage the first time they hold customer data in production, and that enterprise and government contracts require it once a vendor touches their data. It lists a typical ask of $1 million or more. Corgi also illustrates $1 million per claim, but the standard grant is third-party only; response and ransomware are endorsements. Choose Risklytics if a customer contract is driving a $1 million placement; choose Corgi if you want an online startup form. ⁴ ¹

Risklytics lists a typical ask of $1 million or more in enterprise contracts for this line. ⁴Company-reported. Lines page; actual limits are set on the bound policy.

How You Buy and What Gets Read

You start Risklytics through its online application. It says there is no broker fee on top of premium and a licensed producer stays on the file until bind. It also says whether a prompt-injection attack or a model leaking data is covered depends on wording it reads before you bind. Corgi lets you request a quote online with a $10,000 retention on the illustration. Risklytics does not name the carrier. ⁶ ⁵ ¹

What Should You Confirm in Corgi and Risklytics Cyber Insurance Quotes?

Ask Risklytics which specialist carrier would write robotics, autonomy, or AI risk if that is your exposure. ⁵
Ask Corgi which first-party endorsements are priced. ¹
Confirm Risklytics' $1 million typical ask matches your contract. ⁴

Corgi vs Risklytics Cyber Insurance Compared

Corgi vs Risklytics: Cyber Insurance: documented features by provider

Criteria	Corgi Cyber Liability	Risklytics Cyber Liability Insurance
Limits and Retentions	Corgi shows illustrative limits of up to $1 million per claim and $2 million in the aggregate, with a $10,000 self-insured retention per event. ¹Company-reported. Illustrative policy structure on the product page; actual limits and retentions appear on the declarations.	Risklytics lists a typical ask of $1 million or more in enterprise contracts for this line. ⁴Company-reported. Lines page; actual limits are set on the bound policy.
How to Apply	You can request a cyber quote online through Corgi. ¹Company-reported. Product page quote call to action.	You start Risklytics Cyber Liability Insurance through Risklytics' online application. Risklytics says there is no broker fee on top of the premium and a licensed producer stays on the file until the program binds; its commission is paid by the carrier out of the premium either way. ^6,⁵Company-reported. Pricing page describes the general application and fee process, not a line-specific form.
Coverage Features	The standard policy covers third-party network security and privacy liability claims only. Breach response, ransomware, business interruption and funds transfer fraud are available as endorsements. ¹Company-reported. Coverage summary for form CORG-CY-0100; endorsement availability varies by jurisdiction and underwriting. Regulatory investigations, fines and penalties are excluded from the standard policy. Corgi says regulatory coverage may be added by endorsement where legally insurable. ¹Company-reported. Scenario notes for form CORG-CY-0100. The policy is claims-made, with defense costs inside the limit, so legal spending reduces the amount left for settlements. ¹Company-reported. Scenario notes for form CORG-CY-0100.	Risklytics describes Cyber Liability as paying for breach cleanup, legally required notifications, and the claims that follow a hack or data leak, such as a ransomware attack or exfiltrated customer records, and says it does not respond to a model giving bad output with no breach involved. ⁴Company-reported. Lines page; the issued policy and declarations control actual coverage.
Role in This Line	Corgi sells cyber liability as a standalone policy and inside its startup packages, starting with the pre-seed and seed package. ^2,¹Company-reported. Homepage package contents and the cyber liability product page.	Risklytics Insurance Services is a licensed insurance producer (NPN 22311838) that places Risklytics Cyber Liability Insurance with outside carriers; it says it does not underwrite policies itself. ⁵Company-reported. About page; describes Risklytics' brokerage model generally, restated for this line.
Issuing Insurer	Corgi uses affiliated and partner insurers. The cyber product page names its policy form, CORG-CY-0100, but not the issuing insurer; your policy names it. ^1,³Company-reported. Cyber product page and Corgi disclaimers.	Risklytics does not name the carrier that underwrites Risklytics Cyber Liability Insurance on its site. It says it places business with specialist insurers willing to write robotics, autonomy and AI risk; the issuing carrier appears on the bound policy. ^4,⁵Company-reported. Lines page and about page; no specific insurer is published for this line.