---
title: "Corgi vs Risklytics: Cyber Insurance"
description: "Risklytics places Cyber Liability once a company holds customer data in production and cites a typical $1 million contract ask, with no broker fee. Corgi's standard form covers third-party claims only and shows $1 million per claim with a $10,000 retention."
canonical: "https://spot.insure/compare/corgi-vs-risklytics/cyber"
page-type: "line-comparison"
updated-at: "2026-09-29"
comparison-pair: "corgi-vs-risklytics"
provider-a: "corgi"
provider-b: "risklytics"
coverage-line: "cyber"
---

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[Human-readable page](https://spot.insure/compare/corgi-vs-risklytics/cyber)

## Agent Guide

**What this page is:** Focused comparison of Corgi and Risklytics for Cyber Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Cyber Insurance questions about Corgi versus Risklytics. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Corgi vs Risklytics for Cyber Insurance: how do they differ?
- Which is better for Cyber Insurance, Corgi or Risklytics?
- What does Corgi or Risklytics publish about Cyber Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Cyber Insurance. Providers: Corgi and Risklytics.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-29.

**Related pages:**
- [Corgi vs Risklytics](https://spot.insure/compare/corgi-vs-risklytics) — all coverage lines for this pair
- [Cyber Insurance guide](https://spot.insure/coverage/cyber) — how this coverage works
- [Corgi profile](https://spot.insure/insurance-providers/corgi) — provider profile
- [Risklytics profile](https://spot.insure/insurance-providers/risklytics) — provider profile

# Corgi vs Risklytics: How Do They Compare for Cyber Insurance?

Corgi shows illustrative limits up to $1 million per claim, third-party only; Risklytics places cyber for robotics and AI firms and notes contracts ask for $1 million or more.

Risklytics places cyber for companies that hold customer data in production and cites a typical $1 million contract ask, with no broker fee; Corgi sells a third-party-only form with a $10,000 retention.

## Corgi vs Risklytics Cyber Insurance Summary

Risklytics places Cyber Liability once a company holds customer data in production and cites a typical $1 million contract ask, with no broker fee. Corgi's standard form covers third-party claims only and shows $1 million per claim with a $10,000 retention. [4](https://www.risklytics.ai/lines/cyber/ "Cyber Liability Insurance") [1](https://www.corgi.insure/cyber-liability "Cyber Liability Insurance for Startups")

## What Are the Key Differences Between Corgi and Risklytics Cyber Insurance?

### Contract-Driven $1 Million Versus a Third-Party Shell

Risklytics is a licensed producer that places Cyber Liability with outside carriers and does not underwrite. It says companies typically need this coverage the first time they hold customer data in production, and that enterprise and government contracts require it once a vendor touches their data. It lists a typical ask of $1 million or more. Corgi also illustrates $1 million per claim, but the standard grant is third-party only; response and ransomware are endorsements. Choose Risklytics if a customer contract is driving a $1 million placement; choose Corgi if you want an online startup form. [4](https://www.risklytics.ai/lines/cyber/ "Cyber Liability Insurance") [1](https://www.corgi.insure/cyber-liability "Cyber Liability Insurance for Startups")

Risklytics lists a typical ask of $1 million or more in enterprise contracts for this line. [4](https://www.risklytics.ai/lines/cyber/ "Cyber Liability Insurance") (Evidence: Company-reported; scope: Lines page; actual limits are set on the bound policy..)

### How You Buy and What Gets Read

You start Risklytics through its online application. It says there is no broker fee on top of premium and a licensed producer stays on the file until bind. It also says whether a prompt-injection attack or a model leaking data is covered depends on wording it reads before you bind. Corgi lets you request a quote online with a $10,000 retention on the illustration. Risklytics does not name the carrier. [6](https://www.risklytics.ai/pricing/ "How pricing and broker fees work") [5](https://www.risklytics.ai/about/ "About Risklytics: who we are") [1](https://www.corgi.insure/cyber-liability "Cyber Liability Insurance for Startups")

## What Should You Confirm in Corgi and Risklytics Cyber Insurance Quotes?

- Ask Risklytics which specialist carrier would write robotics, autonomy, or AI risk if that is your exposure. [5](https://www.risklytics.ai/about/ "About Risklytics: who we are")
- Ask Corgi which first-party endorsements are priced. [1](https://www.corgi.insure/cyber-liability "Cyber Liability Insurance for Startups")
- Confirm Risklytics' $1 million typical ask matches your contract. [4](https://www.risklytics.ai/lines/cyber/ "Cyber Liability Insurance")

## Corgi vs Risklytics Cyber Insurance Compared

| Criteria | Corgi Cyber Liability | Risklytics Cyber Liability Insurance |
| --- | --- | --- |
| Limits and Retentions | Corgi shows illustrative limits of up to $1 million per claim and $2 million in the aggregate, with a $10,000 self-insured retention per event. [1](https://www.corgi.insure/cyber-liability "Cyber Liability Insurance for Startups") (Evidence: Company-reported; scope: Illustrative policy structure on the product page; actual limits and retentions appear on the declarations..) | Risklytics lists a typical ask of $1 million or more in enterprise contracts for this line. [4](https://www.risklytics.ai/lines/cyber/ "Cyber Liability Insurance") (Evidence: Company-reported; scope: Lines page; actual limits are set on the bound policy..) |
| How to Apply | You can request a cyber quote online through Corgi. [1](https://www.corgi.insure/cyber-liability "Cyber Liability Insurance for Startups") (Evidence: Company-reported; scope: Product page quote call to action..) | You start Risklytics Cyber Liability Insurance through Risklytics' online application. Risklytics says there is no broker fee on top of the premium and a licensed producer stays on the file until the program binds; its commission is paid by the carrier out of the premium either way. [6](https://www.risklytics.ai/pricing/ "How pricing and broker fees work") [5](https://www.risklytics.ai/about/ "About Risklytics: who we are") (Evidence: Company-reported; scope: Pricing page describes the general application and fee process, not a line-specific form..) |
| Coverage Features | The standard policy covers third-party network security and privacy liability claims only. Breach response, ransomware, business interruption and funds transfer fraud are available as endorsements. [1](https://www.corgi.insure/cyber-liability "Cyber Liability Insurance for Startups") (Evidence: Company-reported; scope: Coverage summary for form CORG-CY-0100; endorsement availability varies by jurisdiction and underwriting..)<br><br>Regulatory investigations, fines and penalties are excluded from the standard policy. Corgi says regulatory coverage may be added by endorsement where legally insurable. [1](https://www.corgi.insure/cyber-liability "Cyber Liability Insurance for Startups") (Evidence: Company-reported; scope: Scenario notes for form CORG-CY-0100..)<br><br>The policy is claims-made, with defense costs inside the limit, so legal spending reduces the amount left for settlements. [1](https://www.corgi.insure/cyber-liability "Cyber Liability Insurance for Startups") (Evidence: Company-reported; scope: Scenario notes for form CORG-CY-0100..) | Risklytics describes Cyber Liability as paying for breach cleanup, legally required notifications, and the claims that follow a hack or data leak, such as a ransomware attack or exfiltrated customer records, and says it does not respond to a model giving bad output with no breach involved. [4](https://www.risklytics.ai/lines/cyber/ "Cyber Liability Insurance") (Evidence: Company-reported; scope: Lines page; the issued policy and declarations control actual coverage..) |
| Role in This Line | Corgi sells cyber liability as a standalone policy and inside its startup packages, starting with the pre-seed and seed package. [2](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [1](https://www.corgi.insure/cyber-liability "Cyber Liability Insurance for Startups") (Evidence: Company-reported; scope: Homepage package contents and the cyber liability product page..) | Risklytics Insurance Services is a licensed insurance producer (NPN 22311838) that places Risklytics Cyber Liability Insurance with outside carriers; it says it does not underwrite policies itself. [5](https://www.risklytics.ai/about/ "About Risklytics: who we are") (Evidence: Company-reported; scope: About page; describes Risklytics' brokerage model generally, restated for this line..) |
| Issuing Insurer | Corgi uses affiliated and partner insurers. The cyber product page names its policy form, CORG-CY-0100, but not the issuing insurer; your policy names it. [1](https://www.corgi.insure/cyber-liability "Cyber Liability Insurance for Startups") [3](https://www.corgi.insure/disclaimers "Disclaimers") (Evidence: Company-reported; scope: Cyber product page and Corgi disclaimers..) | Risklytics does not name the carrier that underwrites Risklytics Cyber Liability Insurance on its site. It says it places business with specialist insurers willing to write robotics, autonomy and AI risk; the issuing carrier appears on the bound policy. [4](https://www.risklytics.ai/lines/cyber/ "Cyber Liability Insurance") [5](https://www.risklytics.ai/about/ "About Risklytics: who we are") (Evidence: Company-reported; scope: Lines page and about page; no specific insurer is published for this line..) |

## About Corgi and Risklytics and Cyber Insurance

- [Corgi company profile](https://spot.insure/insurance-providers/corgi) · [Corgi customer reviews](https://spot.insure/insurance-providers/corgi/reviews)
- [Risklytics company profile](https://spot.insure/insurance-providers/risklytics) · [Risklytics customer reviews](https://spot.insure/insurance-providers/risklytics/reviews)
- [What Is Cyber Insurance?](https://spot.insure/coverage/cyber)

## Related Pages for Corgi vs Risklytics Cyber Insurance

- [Corgi vs Risklytics](https://spot.insure/compare/corgi-vs-risklytics): all coverage lines, business roles, service and claims.
- [What Is Cyber Insurance?](https://spot.insure/coverage/cyber): Cyber insurance can help pay covered breach response, data recovery, interruption and liability costs; vendor incidents and funds-transfer fraud need separate checks.
- [Corgi Cyber Insurance](https://spot.insure/insurance-providers/corgi/cyber)
- [Risklytics Cyber Insurance](https://spot.insure/insurance-providers/risklytics/cyber)

## Sources for Corgi vs Risklytics Cyber Insurance

### Sources About Corgi

1. [Cyber Liability Insurance for Startups](https://www.corgi.insure/cyber-liability). Corgi Insurance; What’s Actually Inside Your Cyber Policy (form CORG-CY-0100); Scenario notes; Policy notes; Available Add-ons. Accessed 2026-09-23.
2. [Corgi Insurance: Startup Insurance, Quoted in Minutes](https://www.corgi.insure). Corgi Insurance; Coverage Designed Around Your Startup’s Journey: package contents. Accessed 2026-09-23.
3. [Disclaimers](https://www.corgi.insure/disclaimers). Corgi Insurance; Insurer and producer disclosures. Accessed 2026-09-16.

### Sources About Risklytics

4. [Cyber Liability Insurance](https://www.risklytics.ai/lines/cyber/). Risklytics; Coverage line: Cyber Liability; Built for moments like these; When to buy; Who requires it; How hard to get; Common questions. Accessed 2026-09-23.
5. [About Risklytics: who we are](https://www.risklytics.ai/about/). Risklytics; “What we do”; Licensing: Risklytics Insurance Services, National Producer Number 22311838, resident license Massachusetts. Accessed 2026-09-23.
6. [How pricing and broker fees work](https://www.risklytics.ai/pricing/). Risklytics; Buying direct / Generic broker / Risklytics comparison table: no broker fee, commission paid by the carrier out of premium. Accessed 2026-09-23.

Updated 2026-09-29. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/corgi-vs-risklytics/cyber.md)
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