Corgi vs Resilience: How Do They Compare for Tech E&O Insurance?

Technology companies with $25 million to $10 billion in revenue are Resilience's target, with advertised limits up to $10 million. Corgi pitches startups an instant online quote, with illustrative limits up to $1 million.

Corgi lets startups buy Tech E&O online instantly, with sample limits of $1 million per claim and $2 million aggregate; Resilience only writes US tech companies with $25 million to $10 billion in revenue, offering limits up to $10 million and a 24/7 in-house claims team. ^1,^3,⁴

What Are the Key Differences Between Corgi and Resilience Tech E&O Insurance?

Startups Buying Online vs Companies Above $25 Million Revenue

Corgi sells Tech E&O through an instant online quote and includes it in its startup packages. Resilience writes US technology E&O only for companies with $25 million to $10 billion in revenue, and you request a quote rather than buying online. Choose Corgi if you are an early-stage startup under $25 million in revenue; choose Resilience if you are above $25 million and need more than $2 million in limits. ² ¹ ³

$1 Million / $2 Million vs Up to $10 Million

Corgi publishes sample limits of $1 million per claim and $2 million aggregate with a $10,000 retention. Resilience advertises limits up to $10 million, primary or excess, and builds endorsements into its policy form (Coverage Certainty), while Corgi adds cover through separate endorsements. ¹ ³

24/7 Claims Team vs Unrated Default Insurer

Resilience runs a 24/7 in-house claims and incident-response team with a dedicated claims manager; Corgi’s Tech E&O page describes no comparable team. Corgi’s policies are mainly written by Technology Risk Retention Group, a member-owned insurer with no AM Best rating, with A- rated partners available if a contract requires one. Resilience’s policies are issued by Homeland Insurance Company of New York or of Delaware. ⁵ ¹ ⁴

What Should You Confirm in Corgi and Resilience Tech E&O Insurance Quotes?

Check your revenue against Resilience’s $25 million floor. ³ ²
Ask Resilience whether your $10 million is primary or excess, and which Homeland company issues. ⁴ ³
If your contracts require a rated insurer, ask Corgi for its partner insurers, and which exclusions remain after endorsements. ¹
Compare Resilience’s built-in endorsements with Corgi’s add-on list. ³ ¹

Corgi vs Resilience Tech E&O Insurance Compared

Corgi vs Resilience: Tech E&O Insurance: documented features by provider

Criteria	Corgi Tech E&O	Resilience Technology E&O
Limits and Retentions	Corgi shows illustrative Tech E&O limits of up to $1 million per claim and $2 million aggregate, with a $10,000 self-insured retention per claim, and describes defense costs as included within the limit. ¹Company-reported. Illustrative policy structure on the product page; actual limits and retentions appear on the declarations.	Resilience advertises technology E&O limits up to $10 million, available on both a primary and an excess basis. The page does not publish retentions or deductibles. ³Company-reported. "A Broad Market Appetite" benefit, accessed 2026-09-23; the figure is a marketing maximum, not a specific quote.
Coverage Features	The policy responds to claims-made "wrongful acts": negligent errors in technology services (e.g., a bad calculation costing a client money), negligent acts such as an outage from a code update, and negligent systems integration or data migration work. ¹Company-reported. Illustrative scenario notes on the Tech E&O product page; the issued policy and declarations control the actual trigger. The standard policy excludes claims arising solely from breach of contract or SLA failure, intellectual property infringement, data breach liability, and AI-related claims; add-on endorsements can extend coverage to AI/algorithmic liability, copyright and trademark infringement, a contract/SLA carveback, and subcontracted technology services. ¹Company-reported. Tech E&O policy notes and Available Add-ons section; endorsement availability varies by jurisdiction and underwriting.	Resilience says its policy endorsements are integrated directly into the policy form, which it calls "Coverage Certainty," for what it describes as a straightforward, beginning-to-end read rather than a base form layered with separate endorsement documents. ³Company-reported. "Coverage Certainty" benefit on the product page; the actual policy as issued controls. Resilience lists six technology segments it underwrites for E&O: technology services (MSP/MSSP, consulting, staffing, storage services, VARs), technology hardware and networking equipment manufacturing, data centers, telecommunications, software (including AI, security software and payment processors) and web services. ³Company-reported. "Comprehensive coverage for technology risks" segment list on the product page, accessed 2026-09-23.
Role in This Line	Corgi sells Tech E&O as a standalone instant-quote policy and bundles it into every startup package, starting with the pre-seed and seed tier. ^1,²Company-reported. Tech E&O product page and homepage package contents; package composition may change.	Resilience markets technology E&O as professional liability coverage for technology companies with complex risk, distributed in the US by a separate insurance agency rather than underwritten by the Resilience brand itself. ³Company-reported. Technology E&O product page introduction, accessed 2026-09-23.
Issuing Insurer	Corgi says Tech E&O is primarily underwritten by Technology Risk Retention Group (TRRG), an unrated risk retention group; buyers who need admitted, AM Best-rated paper can instead be placed with affiliated partner carriers rated A- or better, subject to eligibility. ¹Company-reported. Tech E&O FAQ on carrier rating; the actual issuing carrier for a given policy appears on the declarations page, not this page.	Resilience's US disclosure states that technology E&O products are distributed by Ocrea Risk Services, LLC (NPN 19169260), doing business as Resilience Cyber Insurance Solutions, and underwritten by Homeland Insurance Company of New York or Homeland Insurance Company of Delaware, both subsidiaries of Intact Insurance Group USA LLC. The product page separately says capacity comes through "approved underwriting companies" rated by AM Best, without naming an insurer beyond the two Homeland entities. ^4,³Company-reported. US paragraph of Resilience's disclaimer page and the "Superior Capacity" benefit on the product page, both accessed 2026-09-23; product- and state-specific issuer mapping is not published.