Corgi vs Resilience: How Do They Compare for Cyber Insurance?

Corgi shows illustrative limits up to $1 million per claim and a third-party-only standard policy; Resilience advertises limits up to $20 million with an eCrime sublimit.

Resilience bundles threat monitoring and AttackIQ simulations with advertised cyber limits up to $20 million. Corgi's standard form covers third-party claims only, shows $1 million per claim, and describes no monitoring. ^4,¹

What Are the Key Differences Between Corgi and Resilience Cyber Insurance?

Monitoring and a $20 Million Ceiling Versus a $1 Million Shell

Resilience pairs a cyber policy with proactive threat monitoring from its Risk Operations Center and AttackIQ breach-and-attack simulations. It advertises limits up to $20 million, primary or excess, plus an eCrime sublimit up to $500,000. Corgi's standard form covers third-party network and privacy claims only, illustrates $1 million per claim and $2 million aggregate, and describes no monitoring. Choose Resilience if you want monitoring tied to a posted $20 million ceiling; choose Corgi if a small online third-party form is enough and you will add endorsements. ⁴ ¹

Resilience advertises cyber limits up to $20 million, available on a primary or excess basis, with a separate eCrime sublimit of up to $500,000. The page does not publish minimum limits, retentions or deductibles. ⁴Company-reported. "Top-Rated Insurance with Broad Market Appetite" and "Policy Coverage" sections; figures are marketing maximums, not a specific quote.

Who Issues It and How You Buy

In the US, Resilience products are distributed by Ocrea Risk Services, LLC and underwritten by Homeland Insurance Company of New York or Homeland Insurance Company of Delaware. You request a quote rather than using a self-serve application. Corgi uses affiliated and partner insurers without naming the issuer, and you can request a quote online. Resilience also describes a 24/7 in-house claims manager from triage through settlement. ⁵ ⁶ ¹

What Should You Confirm in Corgi and Resilience Cyber Insurance Quotes?

Ask Resilience which Homeland entity would issue the policy. ⁵
Ask Corgi which first-party endorsements are priced. ¹
Confirm whether Resilience's monitoring requires a separate enrollment. ⁴

Corgi vs Resilience Cyber Insurance Compared

Corgi vs Resilience: Cyber Insurance: documented features by provider

Criteria	Corgi Cyber Liability	Resilience Cyber Insurance
Limits and Retentions	Corgi shows illustrative limits of up to $1 million per claim and $2 million in the aggregate, with a $10,000 self-insured retention per event. ¹Company-reported. Illustrative policy structure on the product page; actual limits and retentions appear on the declarations.	Resilience advertises cyber limits up to $20 million, available on a primary or excess basis, with a separate eCrime sublimit of up to $500,000. The page does not publish minimum limits, retentions or deductibles. ⁴Company-reported. "Top-Rated Insurance with Broad Market Appetite" and "Policy Coverage" sections; figures are marketing maximums, not a specific quote.
Coverage Features	The standard policy covers third-party network security and privacy liability claims only. Breach response, ransomware, business interruption and funds transfer fraud are available as endorsements. ¹Company-reported. Coverage summary for form CORG-CY-0100; endorsement availability varies by jurisdiction and underwriting. Regulatory investigations, fines and penalties are excluded from the standard policy. Corgi says regulatory coverage may be added by endorsement where legally insurable. ¹Company-reported. Scenario notes for form CORG-CY-0100. The policy is claims-made, with defense costs inside the limit, so legal spending reduces the amount left for settlements. ¹Company-reported. Scenario notes for form CORG-CY-0100.	Resilience lists privacy wrongful-act coverage, eCrime coverage up to $500,000, coverage for incident costs that exceed the policy limit (such as legal, forensics and crisis communications), and funds-transfer-fraud recovery assistance among its cyber policy features. ⁴Company-reported. "Policy Coverage" section of the product page; actual insuring agreements, sublimits and exclusions are set by the issued policy.
Role in This Line	Corgi sells cyber liability as a standalone policy and inside its startup packages, starting with the pre-seed and seed package. ^2,¹Company-reported. Homepage package contents and the cyber liability product page.	Resilience pairs a cyber insurance policy with security services such as threat monitoring and breach-and-attack simulations. In the US, the policy is placed by a distributor rather than underwritten by the Resilience brand itself. ⁴Company-reported. Cyber Insurance product page description of the combined offering, accessed 2026-09-23.
Issuing Insurer	Corgi uses affiliated and partner insurers. The cyber product page names its policy form, CORG-CY-0100, but not the issuing insurer; your policy names it. ^1,³Company-reported. Cyber product page and Corgi disclaimers.	Resilience's US disclosure states that cyber insurance products are distributed by Ocrea Risk Services, LLC (NPN 19169260), doing business as Resilience Cyber Insurance Solutions, and underwritten by Homeland Insurance Company of New York or Homeland Insurance Company of Delaware, both subsidiaries of Intact Insurance Group USA LLC. The disclosure does not say which of the two Homeland entities issues a given policy. ⁵Company-reported. US paragraph of Resilience's disclaimer page, accessed 2026-09-23; product- and state-specific issuer mapping is not published.