Corgi vs Pie Insurance: How Do They Compare for General Liability Insurance?

Pie Insurance places GL with carrier partners for small businesses; Corgi sells standalone CGL to startups and includes it in all listed packages from pre-seed through growth stage.

Corgi's CGL policy is underwritten by Technology Risk Retention Group. Pie identifies itself as an intermediary placing coverage with unnamed carrier partners and lists reputation harm alongside bodily injury, property damage, product liability and advertising injury. ^1,³

What Are the Key Differences Between Corgi and Pie Insurance General Liability Insurance?

Who Carries the Risk

Corgi names its own insurer on its CGL page: Technology Risk Retention Group, Inc. ¹ Pie describes itself differently:

Pie says it helps small businesses get the best general liability coverage 'from our insurance carrier partners,' identifying itself as an intermediary rather than the underwriter for this line. ³Company-reported. General Liability product page as read on 2026-09-23.

Pie's page does not name which carrier partners underwrite a given general liability policy. ³

What the Base Coverage Lists

Corgi's CORG-CGL-0100 form covers third-party bodily injury, property damage and a narrow set of advertising-injury offenses, with stated exclusions for cyber and care-custody-control property damage. ¹ Pie's page lists a broader-sounding set of categories — bodily injury, property damage, reputation harm, product liability and advertising injury — without publishing the exclusions that would apply to an issued policy. ³

Published Numbers Versus None

Corgi publishes illustrative limits ($1 million per occurrence, $2 million aggregate) and a $2,000 per-claim retention on its site. ¹ Pie's reviewed page does not publish limits, deductibles or premium ranges for general liability. ³

How You Buy

Corgi's flow is a self-serve online quote that it says can bind the same day. ¹ Pie directs buyers to contact the company to start a quote rather than completing one online end to end. ³

What Should You Confirm in Corgi and Pie Insurance General Liability Insurance Quotes?

Ask Pie which specific carrier partner would underwrite your policy, since its site names none. ³
Ask Corgi to confirm its declarations-page limits and retention match the illustrative figures on its site. ¹
Ask Pie for its actual limit and deductible options, since none are published online. ³
Confirm whether Pie's "reputation harm" category maps onto a distinct insuring agreement or falls under the same advertising-injury coverage Corgi lists. ³ ¹

Corgi vs Pie Insurance General Liability Insurance Compared

Corgi vs Pie Insurance: General Liability Insurance: documented features by provider

Criteria	Corgi Commercial General Liability (CGL)	Pie General Liability Insurance
How to Apply	You can request a CGL quote through Corgi's online instant-quote flow, and Corgi says eligible applicants can complete the application and bind the same day rather than going through a multi-week broker-review cycle. ^1,²Company-reported. CGL page call to action and homepage self-serve description.	Pie directs general liability buyers to contact the company to start a quote through its website. ³Company-reported. General Liability product page as read on 2026-09-23.
Coverage Features	The standard CGL form (CORG-CGL-0100) is occurrence-based and covers third-party bodily injury, property damage and a narrow list of personal-and-advertising-injury offenses, but excludes patent infringement, professional errors, cyber incidents, and damage to property in the policyholder's care, custody or control. ¹Company-reported. CGL coverage table and scenario/policy notes; illustrative summary, not policy wording.	Pie lists bodily injury, property damage, reputation harm (slander and libel claims), product liability, and advertising injury as the categories its general liability coverage typically addresses. ³Company-reported. General Liability product page as read on 2026-09-23; the issued policy controls actual insuring agreements and exclusions.
Role in This Line	Corgi sells Commercial General Liability (CGL) as a standalone policy and includes it in every startup package tier it lists, from Pre-Seed & Seed through Series A, Growth Stage and the Custom Package. ^2,¹Company-reported. Homepage package contents and the CGL product page.	Pie says it helps small businesses get the best general liability coverage 'from our insurance carrier partners,' identifying itself as an intermediary rather than the underwriter for this line. ³Company-reported. General Liability product page as read on 2026-09-23.