Coalition vs USI Insurance Services: How Do They Compare for Crime Insurance?

USI Insurance Services is a broker checking existing crime cover through ExecuSafe; Coalition's Executive Risks crime comes only through appointed brokers, for private and nonprofit organizations up to 1,000 employees.

USI is the more specific fit for building, maintenance, janitorial, staffing and printing companies; Coalition gives eligible private or nonprofit U.S. buyers a possible $10 million crime limit and published size ceilings. ^1,^2,^3,⁴

What Are the Key Differences Between Coalition and USI Insurance Services Crime Insurance?

USI names building, repair, janitorial, staffing and printing companies in its Business Services practice; buyers outside those trades can still ask, but the crime-specific appetite is not stated. Coalition publishes private and nonprofit eligibility ceilings and a possible $10 million per-line limit. Choose USI if your business is one of those service trades and wants a broker review; choose Coalition if you are a private or nonprofit U.S. buyer within its published caps. ³ ¹

Designed Program Versus Brokered Review

Coalition designs Executive Risks crime and sells it through appointed brokers. USI brokers crime covering employee theft and related fraud, either standalone or as part of a management-liability review under ExecuSafe. ¹ ³ ⁴

Private and Not-for-Profit Caps Versus Service Trades

Coalition’s FAQ names private and not-for-profit U.S. organizations with employee and asset ceilings. USI’s Business Services practice, which lists crime, says it targets building and maintenance, repair, janitorial, staffing and printing companies, citing employee errors and misconduct as an exposure. ¹ ³

Paper, Limits and Services

Coalition names Zurich American as admitted Executive Risks paper and publishes a possible $10 million per-line limit. USI’s reviewed pages do not name a crime insurer or publish limits. USI says Business Services offers classification and exposure reviews, claim advocacy and risk control, and ExecuSafe checks existing crime coverage for gaps; Coalition’s reviewed crime sources do not describe that gap-review process. ² ¹ ³ ⁴

How You Inquire

Coalition buyers use an appointed broker. USI directs business-services inquiries to a published email inbox or a local office, and ExecuSafe inquiries to a separate published email inbox. ¹ ³ ⁴

What Should You Confirm in Coalition and USI Insurance Services Crime Insurance Quotes?

Ask USI whether crime is a standalone placement or an ExecuSafe add-on, and which carrier issues it. ³ ⁴
Compare USI’s bound limit with Coalition’s $10 million per-line figure. ¹ ³
Confirm Coalition’s Zurich versus surplus route. ²
If you are in janitorial, staffing or printing, USI’s Business Services page names those trades; Coalition’s FAQ is private and not-for-profit size, not those occupations. ³ ¹

Coalition vs USI Insurance Services Crime Insurance Compared

Coalition vs USI Insurance Services: Crime Insurance: documented features by provider

Criteria	Coalition Executive Risks — Crime Insurance	USI Crime Insurance Brokerage
Who It’s For	Coalition says Executive Risks products, including crime, are available to private and not-for-profit U.S. organizations in all 50 states and Washington, D.C., with up to $500 million in assets, up to 1,000 employees, and up to $500 million in plan assets. ¹Company-reported. Executive Risks FAQ as read on 2026-09-23.	USI's Business Services practice, which lists crime coverage, says it targets building and maintenance, repair service, janitorial, staffing and printing companies, citing employee errors and misconduct as one of the risk exposures it addresses for them. ³Company-reported. Company description of client base.
How to Apply	Coalition distributes Executive Risks, including crime, only through appointed insurance brokers rather than direct to buyers. ¹Company-reported. Executive Risks product page as read on 2026-09-23.	USI directs business-services inquiries to pcinquiries@usi.com or a local office, and ExecuSafe/management-liability inquiries to Select.Business@usi.com. ^3,⁴Company-reported. Contact instructions on each page.
Coverage Features	Coalition says its crime coverage responds to losses from criminal activities including theft, fraud, and certain cybercrimes, flagged on the page as subject to exclusions and limitations. ¹Company-reported. Executive Risks product page as read on 2026-09-23; the issued policy controls which cybercrime scenarios are actually covered.	USI lists crime among the coverages it places for business-services clients, and its ExecuSafe review checks a client's existing crime coverage as part of a broader management liability review. ^3,⁴Company-reported. Catalogue listing plus the ExecuSafe review description; actual insuring agreements and exclusions are set by the issued policy.
Role in This Line	Coalition designs and distributes crime insurance as one of four coverages in its Executive Risks product suite, sold through appointed brokers. ¹Company-reported. Executive Risks product page as read on 2026-09-23.	USI brokers crime insurance, which covers losses from employee theft and related fraud, either as a standalone placement or as part of a management liability review under ExecuSafe. ^3,⁴Company-reported. Business Services catalogue and ExecuSafe article.