---
title: "Coalition vs USI Insurance Services: Crime Insurance"
description: "USI is the more specific fit for building, maintenance, janitorial, staffing and printing companies; Coalition gives eligible private or nonprofit U.S. buyers a possible $10 million crime limit and published size ceilings."
canonical: "https://spot.insure/compare/coalition-vs-usi/crime"
page-type: "line-comparison"
updated-at: "2026-09-29"
comparison-pair: "coalition-vs-usi"
provider-a: "coalition"
provider-b: "usi"
coverage-line: "crime"
---

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[Human-readable page](https://spot.insure/compare/coalition-vs-usi/crime)

## Agent Guide

**What this page is:** Focused comparison of Coalition and USI Insurance Services for Crime Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Crime Insurance questions about Coalition versus USI Insurance Services. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Coalition vs USI Insurance Services for Crime Insurance: how do they differ?
- Which is better for Crime Insurance, Coalition or USI Insurance Services?
- What does Coalition or USI Insurance Services publish about Crime Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Crime Insurance. Providers: Coalition and USI Insurance Services.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-29.

**Related pages:**
- [Coalition vs USI Insurance Services](https://spot.insure/compare/coalition-vs-usi) — all coverage lines for this pair
- [Crime Insurance guide](https://spot.insure/coverage/crime) — how this coverage works
- [Coalition profile](https://spot.insure/insurance-providers/coalition) — provider profile
- [USI Insurance Services profile](https://spot.insure/insurance-providers/usi) — provider profile

# Coalition vs USI Insurance Services: How Do They Compare for Crime Insurance?

USI Insurance Services is a broker checking existing crime cover through ExecuSafe; Coalition's Executive Risks crime comes only through appointed brokers, for private and nonprofit organizations up to 1,000 employees.

USI names building, maintenance, janitorial, staffing and printing companies in its crime practice; Coalition publishes a possible $10 million per-line limit for private and nonprofit buyers.

## Coalition vs USI Insurance Services Crime Insurance Summary

USI is the more specific fit for building, maintenance, janitorial, staffing and printing companies; Coalition gives eligible private or nonprofit U.S. buyers a possible $10 million crime limit and published size ceilings. [1](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") [2](https://www.coalitioninc.com/legal/disclaimer "U.S. Disclaimers") [3](https://www.usi.com/property-casualty/business-services/ "Business Services") [4](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks")

## What Are the Key Differences Between Coalition and USI Insurance Services Crime Insurance?

USI names building, repair, janitorial, staffing and printing companies in its Business Services practice; buyers outside those trades can still ask, but the crime-specific appetite is not stated. Coalition publishes private and nonprofit eligibility ceilings and a possible $10 million per-line limit. Choose USI if your business is one of those service trades and wants a broker review; choose Coalition if you are a private or nonprofit U.S. buyer within its published caps. [3](https://www.usi.com/property-casualty/business-services/ "Business Services") [1](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks")

### Designed Program Versus Brokered Review

Coalition designs Executive Risks crime and sells it through appointed brokers. USI brokers crime covering employee theft and related fraud, either standalone or as part of a management-liability review under ExecuSafe. [1](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") [3](https://www.usi.com/property-casualty/business-services/ "Business Services") [4](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks")

### Private and Not-for-Profit Caps Versus Service Trades

Coalition’s FAQ names private and not-for-profit U.S. organizations with employee and asset ceilings. USI’s Business Services practice, which lists crime, says it targets building and maintenance, repair, janitorial, staffing and printing companies, citing employee errors and misconduct as an exposure. [1](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") [3](https://www.usi.com/property-casualty/business-services/ "Business Services")

### Paper, Limits and Services

Coalition names Zurich American as admitted Executive Risks paper and publishes a possible $10 million per-line limit. USI’s reviewed pages do not name a crime insurer or publish limits. USI says Business Services offers classification and exposure reviews, claim advocacy and risk control, and ExecuSafe checks existing crime coverage for gaps; Coalition’s reviewed crime sources do not describe that gap-review process. [2](https://www.coalitioninc.com/legal/disclaimer "U.S. Disclaimers") [1](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") [3](https://www.usi.com/property-casualty/business-services/ "Business Services") [4](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks")

### How You Inquire

Coalition buyers use an appointed broker. USI directs business-services inquiries to a published email inbox or a local office, and ExecuSafe inquiries to a separate published email inbox. [1](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") [3](https://www.usi.com/property-casualty/business-services/ "Business Services") [4](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks")

## What Should You Confirm in Coalition and USI Insurance Services Crime Insurance Quotes?

- Ask USI whether crime is a standalone placement or an ExecuSafe add-on, and which carrier issues it. [3](https://www.usi.com/property-casualty/business-services/ "Business Services") [4](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks")
- Compare USI’s bound limit with Coalition’s $10 million per-line figure. [1](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") [3](https://www.usi.com/property-casualty/business-services/ "Business Services")
- Confirm Coalition’s Zurich versus surplus route. [2](https://www.coalitioninc.com/legal/disclaimer "U.S. Disclaimers")
- If you are in janitorial, staffing or printing, USI’s Business Services page names those trades; Coalition’s FAQ is private and not-for-profit size, not those occupations. [3](https://www.usi.com/property-casualty/business-services/ "Business Services") [1](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks")

## Coalition vs USI Insurance Services Crime Insurance Compared

| Criteria | Coalition Executive Risks — Crime Insurance | USI Crime Insurance Brokerage |
| --- | --- | --- |
| Who It’s For | Coalition says Executive Risks products, including crime, are available to private and not-for-profit U.S. organizations in all 50 states and Washington, D.C., with up to $500 million in assets, up to 1,000 employees, and up to $500 million in plan assets. [1](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") (Evidence: Company-reported; scope: Executive Risks FAQ as read on 2026-09-23..) | USI's Business Services practice, which lists crime coverage, says it targets building and maintenance, repair service, janitorial, staffing and printing companies, citing employee errors and misconduct as one of the risk exposures it addresses for them. [3](https://www.usi.com/property-casualty/business-services/ "Business Services") (Evidence: Company-reported; scope: Company description of client base..) |
| How to Apply | Coalition distributes Executive Risks, including crime, only through appointed insurance brokers rather than direct to buyers. [1](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") (Evidence: Company-reported; scope: Executive Risks product page as read on 2026-09-23..) | USI directs business-services inquiries to pcinquiries@usi.com or a local office, and ExecuSafe/management-liability inquiries to Select.Business@usi.com. [3](https://www.usi.com/property-casualty/business-services/ "Business Services") [4](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") (Evidence: Company-reported; scope: Contact instructions on each page..) |
| Coverage Features | Coalition says its crime coverage responds to losses from criminal activities including theft, fraud, and certain cybercrimes, flagged on the page as subject to exclusions and limitations. [1](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") (Evidence: Company-reported; scope: Executive Risks product page as read on 2026-09-23; the issued policy controls which cybercrime scenarios are actually covered..) | USI lists crime among the coverages it places for business-services clients, and its ExecuSafe review checks a client's existing crime coverage as part of a broader management liability review. [3](https://www.usi.com/property-casualty/business-services/ "Business Services") [4](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") (Evidence: Company-reported; scope: Catalogue listing plus the ExecuSafe review description; actual insuring agreements and exclusions are set by the issued policy..) |
| Role in This Line | Coalition designs and distributes crime insurance as one of four coverages in its Executive Risks product suite, sold through appointed brokers. [1](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") (Evidence: Company-reported; scope: Executive Risks product page as read on 2026-09-23..) | USI brokers crime insurance, which covers losses from employee theft and related fraud, either as a standalone placement or as part of a management liability review under ExecuSafe. [3](https://www.usi.com/property-casualty/business-services/ "Business Services") [4](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") (Evidence: Company-reported; scope: Business Services catalogue and ExecuSafe article..) |

## About Coalition and USI Insurance Services and Crime Insurance

- [Coalition company profile](https://spot.insure/insurance-providers/coalition) · [Coalition customer reviews](https://spot.insure/insurance-providers/coalition/reviews)
- [USI Insurance Services company profile](https://spot.insure/insurance-providers/usi) · [USI Insurance Services customer reviews](https://spot.insure/insurance-providers/usi/reviews)
- [What Is Crime Insurance?](https://spot.insure/coverage/crime)

## Related Pages for Coalition vs USI Insurance Services Crime Insurance

- [Coalition vs USI Insurance Services](https://spot.insure/compare/coalition-vs-usi): all coverage lines, business roles, service and claims.
- [What Is Crime Insurance?](https://spot.insure/coverage/crime): Crime insurance addresses specified theft and fraud losses; employee theft, forgery, funds-transfer fraud and impersonation payments can have separate terms.
- [Coalition Crime Insurance](https://spot.insure/insurance-providers/coalition/crime)
- [USI Insurance Services Crime Insurance](https://spot.insure/insurance-providers/usi/crime)

## Sources for Coalition vs USI Insurance Services Crime Insurance

### Sources About Coalition

1. [Executive Risks](https://www.coalitioninc.com/executive-risks-insurance). Coalition; Product Offering: Crime — covers losses that result from various criminal activities, including theft, fraud, and certain cybercrimes* (exclusions and limitations apply; see disclaimers and the policy as issued); FAQ: What type of businesses do you protect?, What limits do you offer?, What resources do you have for policyholders?. Accessed 2026-09-23.
2. [U.S. Disclaimers](https://www.coalitioninc.com/legal/disclaimer). Coalition; Admitted Executive Risk: insurance products offered by Coalition Insurance Solutions, Inc. acting on behalf of unaffiliated insurance companies and, on an admitted basis, on behalf of Zurich American Insurance Company (NAIC # 16535). Accessed 2026-09-23.

### Sources About USI Insurance Services

3. [Business Services](https://www.usi.com/property-casualty/business-services/). USI Insurance Services; USI advises clients...and provides solutions for...Crime.... Accessed 2026-09-23.
4. [Protect Your Company and Personal Assets From Management Liability Risks](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/). USI Insurance Services; Review existing management liability policies (if any) to uncover gaps in coverage...(including employment practices liability, fiduciary liability, and crime).. Accessed 2026-09-23.

Updated 2026-09-29. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

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