Coalition vs The Hartford: How Do They Compare for Crime Insurance?

The Hartford offers crime as one of five options in its Private Choice Premier management-liability package for nonprofit, public and private companies; Coalition's crime is sold only through appointed brokers, with limits up to $10 million that may be available.

The Hartford reaches public companies as well as private and nonprofit buyers; Coalition publishes a possible $10 million per-line limit for private or nonprofit organizations but sets eligibility ceilings. ^1,^2,³

What Are the Key Differences Between Coalition and The Hartford Crime Insurance?

If you are publicly traded, The Hartford explicitly includes public companies in its crime buyer list. Coalition’s FAQ focuses on private and nonprofit U.S. organizations; its published ceilings help those buyers assess fit before requesting a quote. Choose The Hartford if you are a public company; choose Coalition if you are a private or nonprofit buyer within its employee and asset caps and need a possible $10 million per-line limit. ¹

How Each Offering Is Packaged

Coalition designs crime inside Executive Risks and sells it through appointed brokers. The Hartford’s crime insurance is one of five options in Private Choice Premier and is also offered as bond and commercial crime (fidelity) on the financial-institutions product track. ¹ ³

Who Can Buy

Coalition’s FAQ names private and not-for-profit U.S. organizations with employee, asset and plan-asset ceilings. The Hartford says crime in this lineup is available to nonprofit organizations, publicly traded companies and privately-held companies. ¹ ³

Coverage Description and Published Limits

Coalition describes losses from theft, fraud and certain cybercrimes, subject to exclusions, and publishes a possible $10 million per-line limit. The Hartford says crime helps cover business-related crimes like employee theft, forgery or robbery, using an employee stealing from a cash register as an example. The Hartford’s reviewed page does not publish crime limits. ¹ ³

What Should You Confirm in Coalition and The Hartford Crime Insurance Quotes?

Ask The Hartford whether you are quoting Private Choice Premier crime or the financial-institutions bond and commercial-crime track. ³
Compare The Hartford’s bound limit with Coalition’s $10 million per-line figure. ¹ ³
Confirm Coalition’s Zurich versus surplus route. ²
If you are a public company, The Hartford lists that buyer type; Coalition’s FAQ names private and not-for-profit buyers. ³ ¹

Coalition vs The Hartford Crime Insurance Compared

Coalition vs The Hartford: Crime Insurance: documented features by provider

Criteria	Coalition Executive Risks — Crime Insurance	The Hartford Crime Insurance
Who It’s For	Coalition says Executive Risks products, including crime, are available to private and not-for-profit U.S. organizations in all 50 states and Washington, D.C., with up to $500 million in assets, up to 1,000 employees, and up to $500 million in plan assets. ¹Company-reported. Executive Risks FAQ as read on 2026-09-23.	The Hartford's crime coverage is available to nonprofit organizations, publicly traded companies and privately-held companies as part of its management-liability lineup. ³Company-reported. Management liability product page as read 2026-09-23.
Coverage Features	Coalition says its crime coverage responds to losses from criminal activities including theft, fraud, and certain cybercrimes, flagged on the page as subject to exclusions and limitations. ¹Company-reported. Executive Risks product page as read on 2026-09-23; the issued policy controls which cybercrime scenarios are actually covered.	The Hartford says crime insurance helps cover business-related crimes like employee theft, forgery or robbery, giving as an example an employee stealing money from a cash register. ³Company-reported. Management liability product page as read 2026-09-23. General coverage description; the issued policy controls.
Role in This Line	Coalition designs and distributes crime insurance as one of four coverages in its Executive Risks product suite, sold through appointed brokers. ¹Company-reported. Executive Risks product page as read on 2026-09-23.	The Hartford's crime insurance is one of five options in its Private Choice Premier management-liability package, and is offered separately as bond and commercial crime (fidelity) coverage within its financial-institutions product track. ³Company-reported. Management liability product page as read 2026-09-23.