Coalition vs Resilience: How Do They Compare for Tech E&O Insurance?

Resilience targets technology firms with $25 million to $10 billion in revenue, advertising limits up to $10 million. Coalition markets Tech E&O to organizations providing technology for a fee, but only paired with its Active Cyber policy.

Coalition only sells tech E&O combined with its Active Cyber policy, through brokers, with one team handling both kinds of claim and no published revenue screen. Resilience targets companies with $25 million to $10 billion in revenue, with limits up to $10 million and a dedicated 24/7 claims manager. ^1,^4,⁵

What Are the Key Differences Between Coalition and Resilience Tech E&O Insurance?

Any Tech Company With Cyber vs a $25 Million Revenue Floor

Coalition sells tech E&O only in combination with Active Cyber Insurance, through appointed brokers, to any organization that charges a fee for a technology product or service; it publishes no revenue band or tech E&O limit. Resilience targets US tech companies with $25 million to $10 billion in revenue, writing primary or excess layers with limits up to $10 million. Choose Coalition if you are under $25 million in revenue or want E&O and cyber from one insurer; choose Resilience if you are a larger company that needs a published $10 million limit or an excess layer. ¹ ⁴

One Combined Claims Team vs a Dedicated 24/7 Manager

Coalition says the same in-house team handles your tech E&O and cyber claims together. Resilience runs a 24/7 in-house claims and incident-response team that assigns you one manager from triage through settlement, backed by outside privacy, forensics and crisis specialists. ¹ ⁶

What Should You Confirm in Coalition and Resilience Tech E&O Insurance Quotes?

Ask Resilience whether your revenue falls inside $25 million to $10 billion, and whether its $10 million is primary or excess on your quote. ⁴
Ask which company issues each policy. Resilience names Homeland Insurance Company of New York or Delaware, distributed by Ocrea Risk Services; Coalition’s disclaimer names no tech E&O insurer, so check the declarations. ⁵ ²
Ask how Coalition Control and Resilience’s specialist panel apply once you are insured. ³ ⁶

Coalition vs Resilience Tech E&O Insurance Compared

Coalition vs Resilience: Tech E&O Insurance: documented features by provider

Criteria	Coalition Technology Errors & Omissions Coverage	Resilience Technology E&O
Who It’s For	Coalition markets Tech E&O to any organization that provides a technology product or service in exchange for a fee, citing exposures such as software downtime and failures in technology services or products. ¹Company-reported. Tech E&O product page as read on 2026-09-23.	Resilience targets US technology E&O business with $25 million to $10 billion in revenue for primary and excess placements, spanning technology services, technology hardware, data centers, telecommunications, software and web services. ⁴Company-reported. "A Broad Market Appetite" benefit and segment list on the product page, accessed 2026-09-23; smaller companies fall outside the published revenue range.
Coverage Features	Coalition says Tech E&O covers third-party financial losses from errors, omissions, or negligence in technology products or services, listing example causes including software bugs, delivery delays, IP claims over licensed code, IT-service implementation errors, and failure to meet contract requirements. ¹Company-reported. Tech E&O product page as read on 2026-09-23; the issued policy and endorsements control actual coverage.	Resilience says its policy endorsements are integrated directly into the policy form, which it calls "Coverage Certainty," for what it describes as a straightforward, beginning-to-end read rather than a base form layered with separate endorsement documents. ⁴Company-reported. "Coverage Certainty" benefit on the product page; the actual policy as issued controls. Resilience lists six technology segments it underwrites for E&O: technology services (MSP/MSSP, consulting, staffing, storage services, VARs), technology hardware and networking equipment manufacturing, data centers, telecommunications, software (including AI, security software and payment processors) and web services. ⁴Company-reported. "Comprehensive coverage for technology risks" segment list on the product page, accessed 2026-09-23.
Role in This Line	Coalition designs and distributes Tech E&O as a coverage that combines with its own cyber policy, sold through appointed brokers rather than direct to buyers. ¹Company-reported. Tech E&O product page as read on 2026-09-23.	Resilience markets technology E&O as professional liability coverage for technology companies with complex risk, distributed in the US by a separate insurance agency rather than underwritten by the Resilience brand itself. ⁴Company-reported. Technology E&O product page introduction, accessed 2026-09-23.
Claims Support	Coalition says the same in-house claims team handles both Tech E&O and cyber claims in one place, which it describes as a faster, more integrated resolution process. ¹Company-reported. Tech E&O product page as read on 2026-09-23; speed and efficiency descriptions are company-reported and not independently verified.	Resilience describes a fully in-house claims and incident-response team available 24/7, with a dedicated claims manager who stays with the policyholder from initial triage through settlement, backed by an outside panel of privacy-law, forensics and crisis-communications specialists. The reviewed pages do not describe a claims process specific to technology E&O separate from this shared claims team. ⁶Company-reported. Claims & Incident Response page, accessed 2026-09-23; response-time and outcome statistics on that page are company-reported and not independently verified.