Coalition vs Marsh: How Do They Compare for D&O Insurance?

Public, private, and nonprofit organizations can look to Marsh for D&O brokerage and D&O coverage structure, while Coalition routes Executive Risks through appointed brokers with up to $10 million per line potentially available.

Marsh places D&O for public, private and nonprofit companies, including middle-market firms through MMA. Coalition's D&O is limited to private and nonprofit U.S. organizations with up to $500 million in assets and 1,000 employees, bought through an appointed broker. ^1,^2,^3,⁴

What Are the Key Differences Between Coalition and Marsh D&O Insurance?

Any Company Type vs Private and Nonprofit Only

Marsh says public-company directors face more securities suits from shareholders and regulators, while private and nonprofit organizations more often face employment-practices claims, and it places D&O for all three. ³ ⁴ Coalition's Executive Risks D&O covers private and not-for-profit U.S. organizations in all 50 states and D.C. under its size caps. ¹ Choose Marsh if you are public, planning to list, or above Coalition's asset and employee caps; choose Coalition if you are a private or nonprofit organization under them and want one packaged program.

A Packaged Program vs Open-Market Placement

Coalition's D&O is one of four Executive Risks coverages, available only through appointed brokers, with limits up to $10 million per coverage line. ¹ Marsh's financial and professional liability practice shops the market, names no specific D&O insurer, and points to ESG-related pressure from stakeholders on directors and officers. ³

What Should You Confirm in Coalition and Marsh D&O Insurance Quotes?

Ask Marsh which carrier is quoting and whether the wording is public, private or nonprofit. ³
Ask Marsh how the form handles ESG-related claims. ³
Give Coalition your asset and employee counts first to check you qualify. ¹
Ask whether a Coalition quote is issued by Zurich American on an admitted basis or by an unaffiliated insurer. ²

Coalition vs Marsh D&O Insurance Compared

Coalition vs Marsh: D&O Insurance: documented features by provider

Criteria	Coalition Executive Risks — Directors and Officers Liability (D&O)	Marsh Directors and Officers Liability (D&O) Insurance
Who It’s For	Coalition says Executive Risks products, including D&O, are available to private and not-for-profit U.S. organizations in all 50 states and Washington, D.C., with up to $500 million in assets, up to 1,000 employees, and up to $500 million in plan assets. ¹Company-reported. Executive Risks FAQ as read on 2026-09-23.	Marsh says public company directors and officers typically face more securities-lawsuit exposure from shareholders and regulators, while private and non-profit organizations more often face employment-practices claims from customers, vendors or regulators; directors and officers of all organization types can face cyber-related liability exposure. ³Company-reported. Marsh D&O page, common risks FAQ.
Coverage Features	Coalition says D&O coverage protects company leadership from liability arising from their business decisions, including alleged breaches of duty or financial mismanagement. ¹Company-reported. Executive Risks product page as read on 2026-09-23; exclusions and limitations apply per the page footer, and the issued policy controls actual terms.	Marsh says D&O insurance typically has three coverage sides: Side A protects directors' and officers' personal assets when the organization cannot or will not indemnify them; Side B reimburses the organization for indemnifying directors and officers; Side C offers balance-sheet protection when the entity itself is named, generally limited to securities claims for public companies. ³Company-reported. Marsh D&O page FAQ; illustrative policy structure, not a specific policy form. Marsh says ESG-related stakeholder scrutiny, covering areas such as carbon emissions, renewable-energy use, labor practices, board diversity and executive compensation, can add regulatory, legislative or litigation pressure on directors and officers beyond traditional D&O exposures. ³Company-reported. Marsh D&O page, What other risks do directors and officers face? section.
Role in This Line	Coalition designs and distributes D&O as one of four coverages in its Executive Risks product suite, sold through appointed brokers. ¹Company-reported. Executive Risks product page as read on 2026-09-23.	Marsh's financial and professional liability practice places D&O insurance for public, private and non-profit companies; MMA also places D&O coverage within its executive and professional liability practice for middle-market clients. ^3,⁴Company-reported. Marsh D&O page and MMA executive and professional liability page.

Criteria

Coalition Executive Risks — Directors and Officers Liability (D&O)

Marsh Directors and Officers Liability (D&O) Insurance

Who It’s For

Coalition says Executive Risks products, including D&O, are available to private and not-for-profit U.S. organizations in all 50 states and Washington, D.C., with up to $500 million in assets, up to 1,000 employees, and up to $500 million in plan assets. ¹Company-reported. Executive Risks FAQ as read on 2026-09-23.

Marsh says public company directors and officers typically face more securities-lawsuit exposure from shareholders and regulators, while private and non-profit organizations more often face employment-practices claims from customers, vendors or regulators; directors and officers of all organization types can face cyber-related liability exposure. ³Company-reported. Marsh D&O page, common risks FAQ.

Coverage Features

Coalition says D&O coverage protects company leadership from liability arising from their business decisions, including alleged breaches of duty or financial mismanagement. ¹Company-reported. Executive Risks product page as read on 2026-09-23; exclusions and limitations apply per the page footer, and the issued policy controls actual terms.

Marsh says D&O insurance typically has three coverage sides: Side A protects directors' and officers' personal assets when the organization cannot or will not indemnify them; Side B reimburses the organization for indemnifying directors and officers; Side C offers balance-sheet protection when the entity itself is named, generally limited to securities claims for public companies. ³Company-reported. Marsh D&O page FAQ; illustrative policy structure, not a specific policy form.

Marsh says ESG-related stakeholder scrutiny, covering areas such as carbon emissions, renewable-energy use, labor practices, board diversity and executive compensation, can add regulatory, legislative or litigation pressure on directors and officers beyond traditional D&O exposures. ³Company-reported. Marsh D&O page, What other risks do directors and officers face? section.

Role in This Line

Coalition designs and distributes D&O as one of four coverages in its Executive Risks product suite, sold through appointed brokers. ¹Company-reported. Executive Risks product page as read on 2026-09-23.

Marsh's financial and professional liability practice places D&O insurance for public, private and non-profit companies; MMA also places D&O coverage within its executive and professional liability practice for middle-market clients. ^3,⁴Company-reported. Marsh D&O page and MMA executive and professional liability page.