Marsh D&O Insurance
Marsh places D&O insurance for public, private and non-profit companies, which typically protects directors' and officers' personal assets when the organization cannot indemnify them.
What Is Marsh’s Role in D&O Insurance?
Marsh's financial and professional liability practice places D&O insurance for public, private and non-profit companies; MMA also places D&O coverage within its executive and professional liability practice for middle-market clients. 1,2Marsh D&O page and MMA executive and professional liability page.
Who Issues Marsh D&O Insurance?
Who Is Marsh D&O Insurance For?
Marsh says public company directors and officers typically face more securities-lawsuit exposure from shareholders and regulators, while private and non-profit organizations more often face employment-practices claims from customers, vendors or regulators; directors and officers of all organization types can face cyber-related liability exposure. 1Marsh D&O page, common risks FAQ.
What Coverage Features Does Marsh D&O Insurance Include?
Marsh says D&O insurance typically has three coverage sides: Side A protects directors' and officers' personal assets when the organization cannot or will not indemnify them; Side B reimburses the organization for indemnifying directors and officers; Side C offers balance-sheet protection when the entity itself is named, generally limited to securities claims for public companies. 1Marsh D&O page FAQ; illustrative policy structure, not a specific policy form.
Marsh says ESG-related stakeholder scrutiny, covering areas such as carbon emissions, renewable-energy use, labor practices, board diversity and executive compensation, can add regulatory, legislative or litigation pressure on directors and officers beyond traditional D&O exposures. 1Marsh D&O page, What other risks do directors and officers face? section.
