Berkshire Hathaway Specialty Insurance vs 
Mylo: How Do They Compare for Surety Bonds?
What Is Berkshire Hathaway Specialty Insurance?
BHSI provides commercial and specialty insurance in the U.S., with product-specific industry lists that include healthcare, energy and technology. Online quote and application submissions are nonbinding. 1,2,3,4
Read the Berkshire Hathaway Specialty Insurance profile
Read the Berkshire Hathaway Specialty Insurance Surety Bonds page
What Is Mylo Insurance?
Mylo suits small businesses wanting online quote comparisons or licensed-advisor help; firms needing complex program management should compare full-service brokers. Mylo says 95% of customers pay no fee, though some transactions carry fees. 6,7
What Are Surety Bonds?
A surety bond guarantees that your business meets a specific obligation to a customer, contracting party or government agency. If a contract, license or permit requires one, get its exact form and amount; a bond is not insurance for your own losses. 9,10,11,12,13
What Are the Key Differences Between Berkshire Hathaway Specialty Insurance and Mylo Surety Bonds?
Construction obligations and local licensing
Berkshire Hathaway Specialty Insurance lists performance, payment, advance-payment, maintenance, supply and warranty bonds. Mylo focuses its surety description on businesses whose local government requires a bond to obtain or keep a license or permit. That makes the obligation itself the first sorting question: project contract bonds appear in BHSI’s list, while Mylo’s record centers on regulatory bonds. A contractor needing both should ask whether separate bond forms and applications are required. 5 8
Broker comparison and repayment
Mylo says it can recommend a bond and compare quotes across providers; its page also explains that a business must reimburse a surety after a paid claim. BHSI lists construction-related bond forms; Mylo describes a multi-provider quote comparison for surety bonds. The buyer should identify the issuing surety and review indemnity terms, because the bond protects the obligee and a payment can create a repayment obligation for the principal. 8 5
What Should You Confirm in Berkshire Hathaway Specialty Insurance and Mylo Surety Bonds Quotes?
Berkshire Hathaway Specialty Insurance and Mylo Review Scores for 2026
These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.
Berkshire Hathaway Specialty Insurance Review Score
Review Score
No reviews found
The public ratings for Berkshire Hathaway Specialty Insurance are low but thin: Trustpilot shows 2.1 out of 5 from 9 reviews and BBB shows 1 out of 5 from 6. Both mix travel and commercial customers, so we don't count them in a score.[5][7]
Read Berkshire Hathaway Specialty Insurance reviewsMylo Review Score
Review Score
2 rated sources
Mylo has strong feedback on its Kansas City Birdeye listing, while its tiny Trustpilot sample is negative. Most available feedback mixes personal and business insurance.[4][6][7]
Read Mylo reviewsBerkshire Hathaway Specialty Insurance vs Mylo Surety Bonds Compared
Berkshire Hathaway Specialty Insurance vs Mylo: Surety Bonds: documented features by provider
| Criteria | U.S. Surety | Mylo Surety Bonds |
|---|---|---|
| Role in This Line | Confirm in your quote. | Mylo brokers commercial surety bonds by comparing quotes from multiple surety providers rather than acting as the surety itself. 8Company-reported. Surety bonds product page. |
| Issuing Insurer | Confirm in your quote. | The surety bonds product page does not name the specific surety company that would issue a given business's bond. 8Not publicly disclosed. Checked the surety bonds product page on 2026-09-23. |
| Who It’s For | BHSI names regional, national and global contractors and construction suppliers or service firms among its target accounts. 5Company-reported. A target description does not establish approval, bonding capacity or qualification for a particular contract. | Mylo markets surety bonds to businesses whose local government requires a bond to hold a business license or permit. 8Company-reported. Surety bonds product page. |
| Coverage Features | BHSI lists performance, payment, advance-payment, maintenance, supply and warranty bonds. 5Company-reported. The catalogue identifies bond types; actual obligations are set by each bond form, principal, obligee and governing jurisdiction. BHSI lists performance, payment, advance-payment, maintenance, supply and warranty bonds as separate bond types. 5Company-reported. Each bond carries its own obligation; the product list does not establish bond form terms or approval. | Mylo explains a surety bond as a three-way agreement between the business (principal), a government authority (obligee) and an insurance company (surety): the surety pays the government authority if the business violates its license or permit, and the business must then reimburse the surety. 8Company-reported. Surety bonds product page; a structural description, not a specific bond's terms. Mylo warns that if a business cannot reimburse the surety after a bond payout, the surety may sue, the business could lose its license, and it could become harder to obtain a bond in the future. 8Company-reported. Surety bonds product page FAQ. |
| Limits and Retentions | Confirm in your quote. | The surety bonds product page does not publish typical bond amounts or premium ranges; these depend on the license or permit requirement and the business's profession. 8Not publicly disclosed. Checked the surety bonds product page on 2026-09-23. |
| Risk Services | BHSI says its surety team supports public-private partnership and project-delivery arrangements. 5Company-reported. The page does not specify the scope or availability of that support for an individual account. | Confirm in your quote. |
| How to Apply | Confirm in your quote. | Mylo says it can recommend the right bond for a business, compare quotes across surety bond providers, and find the best combination of coverage and price. 8Company-reported. Surety bonds product page "How will Mylo help me find the right bond?" section. |
Related Pages for Berkshire Hathaway Specialty Insurance vs Mylo
Surety Bonds Pages for Berkshire Hathaway Specialty Insurance and Mylo
Other Coverage Lines Compared for Berkshire Hathaway Specialty Insurance vs Mylo
Other Surety Bonds Provider Comparisons
Sources for Berkshire Hathaway Specialty Insurance vs Mylo
Sources About Berkshire Hathaway Specialty Insurance
- At A Glance. Berkshire Hathaway Specialty Insurance; United States section, zero-based PDF pages 49–53 (viewer pages 50–54): product/industry lists on pages 49–50; U.S. disclosure/version footer on page 53 is 2026-8-03 A. The 2026-09-14 A footer is on preceding European page 48, not the U.S. section. Accessed 2026-09-29.
- About Us. Berkshire Hathaway Specialty Insurance; About BHSI; company profile page re-opened through official site on 2026-09-28; company says it is part of National Indemnity group. Accessed 2026-09-28.
- Terms of Service. Berkshire Hathaway Specialty Insurance; Important Information Concerning Use of this Web Site, paragraphs 2–4; nonbinding submissions, contracted-agent authority, state variation, product availability and policy-specific terms. Accessed 2026-09-28.
- Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch. Berkshire Hathaway Specialty Insurance; Singapore branch public disclosure, Company Profile ¶¶ 1–2; direct page opened 2026-09-28. ¶ 1 identifies BHSIC as a Nebraska-domiciled direct P&C insurer; ¶ 2 states BHSIC is wholly owned by National Indemnity Company, itself wholly owned by Berkshire Hathaway Incorporated. Accessed 2026-09-28.
- Surety. Berkshire Hathaway Specialty Insurance; Retained canonical source record locator: U.S. Surety product highlights list performance, payment, advance-payment, maintenance, supply and warranty bonds; target contractors and construction suppliers/services; lines 6–32. Prior access 2026-09-28; direct re-open failed in this session. Accessed 2026-09-28.
Sources About Mylo
- Small Business Insurance. Mylo; Hero; What Insurance Does A Small Business Need (Business Owners Policy listing); Get My Quote; Business Insurance FAQs; commercial-product navigation; footer legal disclosure. Accessed 2026-09-16.
- About Mylo. Mylo; Your Digital One-Stop Shop; The Broker Advantage; Proven Heritage, Powerful Future; About Mylo FAQs. Accessed 2026-09-15.
- Surety Bonds. Mylo; Surety bonds show you mean business; How does a surety bond work?; Surety bond FAQs; How will Mylo help me find the right bond? Accessed 2026-09-23.
Sources for the Surety Bonds Guide
- Glossary of Insurance Terms. National Association of Insurance Commissioners; Surety Bond; Fidelity. Accessed 2026-09-16.
- Surety bonds. U.S. Small Business Administration; Opening guarantee of work completion; Contract or commercial bonds; Bid, Payment, Performance, Ancillary; Eligibility > credit, capacity, and character. Accessed 2026-09-16.
- 40 U.S. Code § 3131 — Bonds of contractors of public buildings or works. Legal Information Institute, Cornell Law School, reproducing 40 U.S.C. § 3131; §3131(b) Type of Bonds Required — performance bond and payment bond. Accessed 2026-09-16.
- Surety Bonds. Chubb; Construction Surety Bonds (performance, payment, maintenance); Commercial Surety Bonds (license and permit, court, commercial contract). Accessed 2026-09-16.
- Surety Bonds Insurance. Harper; What is Surety Bonds insurance?; A bond is not insurance; License & permit bonds; Contract bonds — bid, performance, and payment; Is a bond the same as insurance? Accessed 2026-09-16.
