Beazley vs Coverdash Management Liability Insurance

Beazley markets ExecuGuard as a single management-liability package policy combining private-company directors and officers (D&O), employment practices and fiduciary liability, which buyers can customize with separate or shared limits across the three coverages. ³Company-reported. US ExecuGuard package as described on the combined product page. Beazley does not market a separate US "management liability" product distinct from ExecuGuard in the reviewed sources; this record describes the same underlying product as the directors-officers, employment-practices and fiduciary offering records, at the bundle level.

Coverdash arranges management liability coverage as a broker rather than an insurer, placing coverage with a carrier under its standard brokerage terms. ^7,8Company-reported. General brokerage terms applied to the management liability page; not specific to any one carrier or state.

The ExecuGuard page does not name the specific Beazley insurance entity that issues the policy. Both admitted and non-admitted versions are advertised, so the issuing carrier and its admitted status depend on the policy placed. ³Not found in reviewed sources. ExecuGuard page as read on 2026-09-23; the issued policy's declarations control the actual insurer.

The management liability page does not name the insurer that issues the policy. ⁸Not publicly disclosed. Reviewed management liability page as of 2026-09-23; the page describes coverage without naming a specific carrier.

ExecuGuard is marketed to private organizations rather than public companies. Beazley's separate D&O, EPL and fiduciary product pages describe more specific eligibility details for each individual coverage that are not restated on the combined ExecuGuard page itself. ³Company-reported. ExecuGuard page as a package; component-level eligibility (e.g. EPL's employee-count guidance) is documented in the corresponding single-line offering records, not this one.

Coverdash says management liability is often required rather than just recommended for any company that has raised money or has a board, and markets it from seed stage through growth stage. ⁸Company-reported. Product-page eligibility description; actual acceptance and required modules depend on underwriting and the specific funding or governance situation.

Beazley lists coverage features shared across the bundle: broad insured-person investigation and inquiry coverage, books-and-records coverage, workplace-violence coverage with a business-interruption sublimit, and privacy-violation coverage affecting employees. ³Company-reported. ExecuGuard product page feature list; exclusions and conditions are set by the issued policy.

The combined policy adds sublimited extensions for immigration-practices defense costs, OSHA proceedings and (subject to underwriting) wage-and-hour defense costs, plus settlor-capacity protection now written into the fiduciary insuring clauses. ³Company-reported. ExecuGuard product page; sublimit amounts are not published and appear only on a quote.

Coverdash structures management liability with directors and officers (D&O) coverage as the core protection for leaders personally sued over a business decision, with options to add employment practices, fiduciary liability and crime/fraud coverage. ⁸Company-reported. Product-page coverage cards; the issued policy and declarations control which modules are actually included and their wording, limits and exclusions.

Coverdash's coverage hub lists this bundled management liability product separately from a standalone Directors & Officers product, a standalone D&O Side A product, and a D&O plus employment-practices bundle, so buyers have several D&O-related structures to choose among. ⁹Company-reported. Coverage hub category structure; does not establish which structure a given underwriter would actually issue for a specific company.

Beazley advertises combined ExecuGuard limits up to US $20 million, which the buyer can structure as separate limits per coverage or a single shared limit across D&O, EPL and fiduciary. ³Company-reported. Advertised maximum capacity, not a guaranteed quote amount.

The management liability page does not publish specific limit, retention or deductible amounts for any of its four coverage modules. ⁸Not publicly disclosed. Reviewed management liability page as of 2026-09-23; figures are quote-specific and not shown on the public product page.

ExecuGuard policyholders can choose counsel from an approved panel and get access to BeazleySure risk-management resources. The combined page does not list specific tools. ³Company-reported. ExecuGuard product page; the EPL and fiduciary offering records list the specific BeazleySure features named on their own pages.

Not described in the reviewed sources.

The ExecuGuard page does not describe a self-service online quoting flow; it lists named Executive Risk underwriters by region as broker/buyer contacts instead. ³Company-reported. ExecuGuard product page team listing as read on 2026-09-23.

Coverdash describes a fully digital quote-to-purchase process for management liability, with the option to add other coverages alongside it. ⁸Company-reported. Product-page company information and cross-sell section.

Beazley illustrates its claims approach for the bundle with a securities class-action and shareholder derivative-action scenario in which its claims team worked with the insured's defense counsel toward a dismissal; this is a single company-reported example, not audited claims-outcome data. ³Company-reported. ExecuGuard page scenario section; outcome statistics are not independently verified.

Not described in the reviewed sources.