Aon vs Mylo: How Do They Compare for Commercial Auto Insurance?

Mylo says a commercial-auto policy may include bodily-injury and property-damage liability, with optional collision, comprehensive, and non-owned-auto coverage. Aon lists Automobile Liability for professional-services firms without naming auto terms. 3,6

What Is Aon?

Aon’s U.S. Commercial Risk terms describe brokerage for certain insurance programs, while its Middle Market page describes a dedicated practice for mid-sized organizations across North America. The public materials reviewed do not identify the licensed producer or insurer for a particular placement. Ask which entity will produce each line and which insurer will issue the policy; request jurisdiction details for the proposed placement and ask how compensation and claim notice work for your account. 1,2

Read the Aon profile

Read the Aon Commercial Auto Insurance page

What Is Mylo Insurance?

Mylo suits small businesses wanting online quote comparisons or licensed-advisor help; firms needing complex program management should compare full-service brokers. Mylo says 95% of customers pay no fee, though some transactions carry fees. 4,5

Read the Mylo profile

Read the Mylo Commercial Auto Insurance page

What Is Commercial Auto Insurance?

Commercial auto suits businesses that use vehicles for work and need liability protection; damage to your own vehicles is a separate coverage choice. If employees drive personal or rented cars, check how those trips are handled. 7,8,9,10

Read the full coverage guide

What Are the Key Differences Between Aon and Mylo Commercial Auto Insurance?

Coverage Choices

Mylo describes bodily-injury and property-damage liability and lists collision, comprehensive, and non-owned auto as possible additions depending on the business and its vehicles. Aon lists Automobile Liability for professional-services firms. An employer whose staff drive personal cars for work should ask Mylo whether its non-owned-auto option fits that use and ask Aon which proposed form addresses the same exposure. 6 3

Carrier Selection

Mylo says it compares commercial-auto quotes from multiple carriers rather than underwriting policies itself. Aon also describes a brokerage and advisory role, but its page does not identify the carrier for an account. For the same fleet, request each broker’s issuing insurer, scheduled vehicles, driver rules, and limits. Mylo’s page mentions possible bundling with personal auto or home coverage; confirm any package pricing separately from the commercial-auto terms. 6 3

What Should You Confirm in Aon and Mylo Commercial Auto Insurance Quotes?

  • Is Mylo’s non-owned-auto option included, and which carrier form would Aon propose for employees’ personal vehicles used on the job? 6 3
  • Which insurer, vehicle schedule, driver conditions, and limits will each broker show, separate from any bundle discount? 6 3

Aon and Mylo Review Scores for 2026

These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.

Aon Review Score

6.1/ 10

Review Score

3 rated sources

Public ratings for Aon are low: Trustpilot shows 1.2 out of 5 from 782 reviews, and BBB shows 1.6 from five. Aon is a global firm, so those pages mostly reflect other parts of the business, not large U.S. commercial accounts.[4][6][7]

Read Aon reviews

Mylo Review Score

7.7/ 10

Review Score

2 rated sources

Mylo has strong feedback on its Kansas City Birdeye listing, while its tiny Trustpilot sample is negative. Most available feedback mixes personal and business insurance.[4][6][7]

Read Mylo reviews

Aon vs Mylo Commercial Auto Insurance Compared

Aon vs Mylo: Commercial Auto Insurance: documented features by provider

CriteriaAon Automobile Liability brokerage and risk-advisory offeringMylo Commercial Auto Insurance
Role in This Line

Aon presents Automobile Liability as a line its Professional Services Practice helps arrange or advise on for professional-service firms. Aon is describing a global brokerage and advisory service, not issuing the underlying policy. The producing legal entity and carrier for any particular placement are not named on this page. 3Company-reported. Aon’s global professional-services practice page. This establishes a marketed brokerage/advisory offering, not policy issuance or account-specific placement.

Mylo brokers commercial auto insurance by comparing quotes from multiple carriers rather than underwriting the policy itself. 6Company-reported. Commercial auto product page.

Issuing Insurer

The reviewed practice page does not name the insurer or producing legal entity for a specific placement. Ask for both on the quote and binder. 3Not found in reviewed sources. Aon’s global practice page as reviewed 2026-09-30; no state-specific placement schedule or buyer quote was reviewed. This does not establish that Aon cannot arrange a placement.

The commercial auto product page does not name the insurer that would issue a given business's policy. 6Not publicly disclosed. Checked the commercial auto product page on 2026-09-23.

Who It’s For

Aon identifies law, accounting and consulting firms as the audience for its global Professional Services Practice. That audience scope does not establish eligibility for every firm or other business. 3Company-reported. Audience described for Aon’s global professional-services practice. It does not establish U.S. state availability or underwriting eligibility for a placement.

Mylo says all states require commercial auto liability coverage for any business that owns or leases vehicles used on the job. 6Company-reported. Commercial auto product page.

Coverage Features

Aon lists Automobile Liability in its property-and-casualty offerings for professional services firms. The page does not describe covered autos, drivers, liability limits or policy terms. 3Company-reported. Aon’s marketing description of the brokerage/coverage area. The page is not the insurer’s policy form and does not establish an insured's entitlement to coverage.

Mylo describes a commercial auto policy as potentially including mandatory bodily-injury and property-damage liability, plus optional collision, comprehensive and non-owned-auto coverage depending on the business and its vehicles. 6Company-reported. Commercial auto product page coverage list; the issued policy and its exclusions control.

Mylo recommends non-owned auto coverage for businesses whose employees drive personal vehicles for work, warning that a business can be held liable for an accident even during what a court calls a work "detour," such as a personal errand combined with a work task. 6Company-reported. Commercial auto product page FAQ; a general explanation, not a specific policy's terms.

Limits and Retentions

The reviewed page does not state a buyer-specific limit, retention, deductible or other placement terms. Confirm these in the quote, bond or issued policy. 3Not publicly disclosed. Aon’s global practice page as reviewed 2026-09-30; no quote, bond form or issued policy was reviewed.

The commercial auto product page does not publish specific liability limits, deductibles or premium ranges. 6Not publicly disclosed. Checked the commercial auto product page on 2026-09-23.

Risk Services

Aon says its professional-services advisors use industry knowledge, insights, data and tools to support risk-management and human-capital decisions. This is a company-described advisory service, not a claim outcome or policy benefit. 3Company-reported. Company-reported advisory services on Aon’s global practice page; account-specific service scope is not stated.

Confirm in your quote.

How to Apply

Confirm in your quote.

Mylo says it recommends coverage customized to the business, compares quotes for commercial auto from top-rated carriers, and finds a combination of coverage and price; it also offers bundling with personal car or home insurance for additional savings. 6Company-reported. Commercial auto product page "How will Mylo find me the right policy?" section.

Related Pages for Aon vs Mylo Commercial Auto Insurance

Commercial Auto Insurance Pages for Aon and Mylo

Other Coverage Lines Compared for Aon vs Mylo

Other Commercial Auto Insurance Provider Comparisons

Sources for Aon vs Mylo Commercial Auto Insurance

Sources About Aon

  1. Commercial Risk Solutions U.S. Brokerage Terms of Service. Aon; Lines 120–127: certain-program broker-of-record scope, consultation, application assistance, client signature and bind instruction, and account administration; lines 140–147: variable and contingent compensation, potential placement incentive, and client request route; lines 206–213: no price guarantee and surplus-lines limitations; lines 229–231: client insurer-notice duty unless separately agreed. Accessed 2026-09-29.
  2. Middle Market Clients. Aon; Lines 125–132: mid-sized organizations and middle-market framing; lines 165–173: dedicated practice and North America statement; lines 188–224: Commercial Risk capabilities. No numeric company-size cutoff or U.S.-only eligibility rule is stated on the reviewed page. Accessed 2026-09-29.
  3. Professional Services Practice. Aon; Named professional-services audiences and global advisory role, lines 125–128; line offerings and explanations lines 131–190; contact link lines 120–122. Global practice page; no U.S. state or account-specific placement schedule. Accessed 2026-09-30.

Sources About Mylo

  1. Small Business Insurance. Mylo; Hero; What Insurance Does A Small Business Need (Business Owners Policy listing); Get My Quote; Business Insurance FAQs; commercial-product navigation; footer legal disclosure. Accessed 2026-09-16.
  2. About Mylo. Mylo; Your Digital One-Stop Shop; The Broker Advantage; Proven Heritage, Powerful Future; About Mylo FAQs. Accessed 2026-09-15.
  3. Commercial Auto. Mylo; Commercial auto savings for a business on the move; What commercial auto insurance do I need?; Commercial auto insurance FAQs (non-owned auto, liability vs. collision vs. comprehensive); How will Mylo find me the right policy? Accessed 2026-09-23.

Sources for the Commercial Auto Insurance Guide

  1. Commercial Insurance Guide. California Department of Insurance; Commercial Automobile: Coverage, Classification and Limits. Accessed 2026-09-16.
  2. Auto Insurance. NAIC; Coverages. Accessed 2026-09-16.
  3. Business Vehicle Insurance. Insurance Information Institute; Will My Personal Auto Policy Cover Business Use?; What Vehicles Are Covered?; What Coverage Do I Need if Employees Drive Their Personal Vehicles for Business?; Does a Business Umbrella Cover Autos?; Do I Need a Business Auto Policy?; Be Sure the Right Insured Is on the Policy. Accessed 2026-09-16.
  4. Business Auto Coverage Form. Insurance Services Office, Inc.; hosted by National General; I.A, printed/PDF page 1; II.A.1, printed/PDF page 2; III.C–D, printed/PDF page 6; II.B.6, printed/PDF page 3; III.B.3, printed/PDF page 6. Accessed 2026-09-16.

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. Editorial policy. To suggest a correction, contact Spot with the page URL and supporting source.

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