Amelia Risk vs HUB International Cargo and Transit Insurance

Amelia Risk arranges stock-throughput coverage, which it describes as protecting inventory "at any point in the supply chain" rather than only while goods are physically moving. ⁴Company-reported. Dedicated stock-throughput product page; a brokerage placement, not an insurer-issued policy summary.

HUB brokers marine cargo insurance through a dedicated marine practice rather than underwriting the policy itself. ¹¹Company-reported. Marine insurance product page as read 2026-09-23; the page does not name an issuing insurer.

The reviewed pages do not name an insurer for stock-throughput coverage; as a brokerage, Amelia Risk places the policy rather than underwriting it. ⁴Not publicly disclosed. Stock-throughput product page as read on 2026-09-23.

The marine insurance page does not name an issuing insurer for cargo coverage; HUB places marine business with carriers that vary by placement. ¹¹Not found in reviewed sources. Checked the marine insurance product page on 2026-09-23; no carrier is disclosed there.

Amelia Risk lists cargo/stock throughput as a coverage for its CPG and consumer-product clients specifically; it does not appear in the startup or technology specialty checklists reviewed. ^5,6Company-reported. Comparison of the four specialty pages' policy checklists as published.

HUB says its marine practice serves ocean cargo, passenger vessel, port and terminal operator, ship owner and operator, shipyard, and supply chain and logistics businesses. ¹¹Company-reported. Product-page target-market list; not a published underwriting appetite by cargo type or region.

Amelia Risk says the policy has two coverages: in-transit and at-location. It says most claims happen during loading and unloading, and describes the combined policy as closing that gap between separate transit and property coverage. ⁴Company-reported. Product page description; the issued policy and its forms control actual terms.

Amelia Risk says the policy values finished product at selling price rather than replacement cost, which it describes as a more favorable valuation basis than a standard property policy. ⁴Company-reported. Product page description; actual valuation terms depend on the policy as issued.

HUB describes marine cargo insurance as covering damage, loss or theft of freight while it is in transit by land, sea or air, and separately offers stock throughput insurance that covers goods from the manufacturing stage through final delivery. ¹¹Company-reported. Product-page coverage description; the issued policy and its exclusions control an actual claim.

Amelia Risk's stock-throughput page describes the valuation method but does not publish limits, sublimits or deductibles. ⁴Not publicly disclosed. Stock-throughput product page as read on 2026-09-23.

Published per-shipment or per-conveyance limits for HUB-placed cargo coverage were not found on this page. ¹¹Not publicly disclosed. Checked the marine insurance product page on 2026-09-23; limits are set on the quote and declarations.

Amelia Risk says there is no single trigger for buying stock throughput coverage; it advises considering the policy as a company's supply chain grows more complex, and evaluating cost-effectiveness alongside the rest of the insurance program. ⁴Company-reported. Product page guidance on timing of purchase, not a quote or application process description.

HUB directs prospects to contact a HUB marine insurance specialist to arrange coverage; no online quote flow is described. ¹¹Company-reported. Product-page call to action as read 2026-09-23.