Alliance Risk vs Pie Insurance: How Do They Compare for Cyber Insurance?

Pie Insurance markets cyber to small businesses through partner carriers, alongside workers' comp and BOP; Alliance Risk offers a limit table by business profile.

Pie Insurance helps small businesses get cyber from carrier partners, describing first-party costs when your own data is stolen and third-party help if you are sued. Alliance Risk publishes dollar limit guidance and names response vendors before a breach. ^3,¹

What Are the Key Differences Between Alliance Risk and Pie Insurance Cyber Insurance?

Small-Business First- and Third-Party Copy Versus Limit Numbers

Pie describes cyber policies as varying by business need, with first-party coverage for expenses when a business's own data is stolen or network hacked, and third-party coverage if the business is sued over a cybercrime affecting others. It lists identity theft, cyber extortion and lawsuit protection as scenarios. Alliance Risk also describes first- and third-party cover but publishes recommended limits: $1 million typical for small businesses with about a $2,500 deductible, and $5 million or more for healthcare and finance. Choose Pie if you want that small-business scenario list and will contact the company for a quote; choose Alliance Risk if you want those published dollar ranges and designated vendors. ³ ¹

How You Buy and What Else Sits Next to Cyber

Pie directs cyber buyers to contact the company through its website to start a quote, and it cross-sells cyber alongside workers' compensation, commercial auto and BOP insurance on other small-business pages. Alliance Risk uses quote and risk-assessment calls to action on the cyber product page and does not describe that same adjacent-line storefront. Neither reviewed page names the issuing insurer. Pie's page does not publish limits; Alliance's table is guidance, not a bindable number. ³ ¹

What Should You Confirm in Alliance Risk and Pie Insurance Cyber Insurance Quotes?

Ask Pie which carrier partner will issue the policy and whether identity-theft and extortion scenarios are included. ³
Ask Alliance Risk for the proposed insurer, limit and vendor list. ¹
If you already buy workers' compensation or a BOP from Pie, ask whether cyber can sit with those products. ³

Alliance Risk vs Pie Insurance Cyber Insurance Compared

Alliance Risk vs Pie Insurance: Cyber Insurance: documented features by provider

Criteria	Alliance Risk Cyber Liability Insurance	Pie Cyber Insurance for Small Businesses
How to Apply	You request a cyber quote or book a risk assessment with an Alliance Risk advisor through the calls to action on the cyber product page; the page does not list specific underwriting information required for a cyber submission. ¹Company-reported. Cyber product page quote and consultation calls to action.	Pie directs cyber buyers to contact the company to start a quote through its website. ³Company-reported. Cyber Insurance product page as read on 2026-09-23.
Coverage Features	Alliance Risk's cyber offering combines first-party coverage (data recovery, business interruption, breach notification, credit monitoring, forensic investigation, crisis management and cyber extortion or ransomware payments) with third-party coverage (legal defense, settlements and judgments, regulatory fines and penalties, PCI-DSS assessments, and media liability). ¹Company-reported. Cyber product page, First-Party vs. Third-Party Cyber Coverage section; actual policy structure depends on the carrier and the policy as issued. Alliance Risk says its cyber programs include coverage for legal expenses and fines imposed by data protection authorities such as the FTC, HIPAA enforcers or GDPR enforcers. ¹Company-reported. Cyber product page, The Alliance Risk Difference section.	Pie describes its cyber policies as varying by business need, with first-party coverage for expenses when a business's own data is stolen or network hacked, and third-party coverage to help if the business is sued over a cybercrime affecting others. ³Company-reported. Cyber Insurance product page as read on 2026-09-23; the issued policy controls the specific insuring agreements and exclusions. Pie lists identity theft (for an employee or customer's stolen identity), cyber extortion (help regaining private information after an extortion event), and financial protection against related lawsuits as scenarios its cyber coverage responds to. ³Company-reported. Cyber Insurance product page as read on 2026-09-23.
Role in This Line	Alliance Risk designs cyber programs backed by breach response planning, forensic support and advisory, as a brokerage that arranges placement rather than underwriting the policy itself. ^1,²Company-reported. Cyber product page, opening section, and the general brokerage disclosure on the coverage catalogue page.	Pie says it helps small businesses get the best cyber coverage 'from our insurance carrier partners,' identifying itself as an intermediary rather than the underwriter for this line. ³Company-reported. Cyber Insurance product page as read on 2026-09-23.

Criteria

Alliance Risk Cyber Liability Insurance

Pie Cyber Insurance for Small Businesses

How to Apply

You request a cyber quote or book a risk assessment with an Alliance Risk advisor through the calls to action on the cyber product page; the page does not list specific underwriting information required for a cyber submission. ¹Company-reported. Cyber product page quote and consultation calls to action.

Pie directs cyber buyers to contact the company to start a quote through its website. ³Company-reported. Cyber Insurance product page as read on 2026-09-23.

Coverage Features

Alliance Risk's cyber offering combines first-party coverage (data recovery, business interruption, breach notification, credit monitoring, forensic investigation, crisis management and cyber extortion or ransomware payments) with third-party coverage (legal defense, settlements and judgments, regulatory fines and penalties, PCI-DSS assessments, and media liability). ¹Company-reported. Cyber product page, First-Party vs. Third-Party Cyber Coverage section; actual policy structure depends on the carrier and the policy as issued.

Alliance Risk says its cyber programs include coverage for legal expenses and fines imposed by data protection authorities such as the FTC, HIPAA enforcers or GDPR enforcers. ¹Company-reported. Cyber product page, The Alliance Risk Difference section.

Pie describes its cyber policies as varying by business need, with first-party coverage for expenses when a business's own data is stolen or network hacked, and third-party coverage to help if the business is sued over a cybercrime affecting others. ³Company-reported. Cyber Insurance product page as read on 2026-09-23; the issued policy controls the specific insuring agreements and exclusions.

Pie lists identity theft (for an employee or customer's stolen identity), cyber extortion (help regaining private information after an extortion event), and financial protection against related lawsuits as scenarios its cyber coverage responds to. ³Company-reported. Cyber Insurance product page as read on 2026-09-23.

Role in This Line

Alliance Risk designs cyber programs backed by breach response planning, forensic support and advisory, as a brokerage that arranges placement rather than underwriting the policy itself. ^1,²Company-reported. Cyber product page, opening section, and the general brokerage disclosure on the coverage catalogue page.

Pie says it helps small businesses get the best cyber coverage 'from our insurance carrier partners,' identifying itself as an intermediary rather than the underwriter for this line. ³Company-reported. Cyber Insurance product page as read on 2026-09-23.