AIG vs The Baldwin Group: How Do They Compare for Kidnap and Ransom Insurance?

AIG markets CrisiSolution as its main corporate Kidnap, Ransom and Extortion policy and also describes related package and endorsement routes. The issuing insurer for a specific placement is not named on the overview. ³Company-reported. Role in this product is limited to the description on the linked AIG source.

The source describes The Baldwin Group’s brokerage or advisory role for Kidnap and Ransom. It does not identify Baldwin as the risk-bearing insurer for a particular placement. ⁶Company-reported. The cited company page describes its brokerage/advisory role and does not name the issuer for a buyer-specific placement.

AIG describes CrisiSolution for corporate businesses, individuals and high-net-worth families, with examples of higher-risk industries such as energy, mining, maritime, multinationals, charities and NGOs. This is not a guarantee of account eligibility or worldwide local placement. ³Company-reported. Audience is the segment AIG names on the linked source; this is not an underwriting decision, quote or guarantee of availability.

Baldwin’s real-estate practice lists owners, developers, managers, REITs, lenders, private-equity firms and family offices among its clients. This source does not publish a K&R applicant eligibility or territorial schedule. ⁶Company-reported. This is the audience or client context named on Baldwin’s page, not an underwriting decision or guarantee of product availability.

AIG describes primary and excess coverage examples for kidnapping, extortion, wrongful detention, hijacking, threats, disappearance and hostage events, with certain additional extensions. Each extension remains subject to its policy wording and conditions. ³Company-reported. AIG’s public product description is not the policy. Actual entitlement depends on the applicable issued form, endorsements and declarations.

Baldwin lists kidnap/ransom among professional and specialty risks in its real-estate coverage snapshot. It does not describe covered events, response services, territorial scope or policy entitlement. ⁶Company-reported. The statement reports Baldwin’s marketed coverage or advisory description only. No individual quote, binder, policy form, schedule or endorsement was reviewed; policy entitlement and terms remain unknown.

The public product overview does not state a buyer-specific limit, retention or sublimit schedule. Confirm those and any applicable consent requirements in the quote and issued policy. ³Not publicly disclosed. This statement reports only what the linked public source discloses and does not substitute for a quote or issued policy.

The reviewed source does not state a buyer-specific limit, retention, deductible or coverage schedule. Confirm the quote and issued policy or bond. ⁶Not publicly disclosed. No buyer quote, binder, policy or bond form was available in the reviewed public sources.

AIG lists crisis-planning, training and response support through Crisis24 and MBL Global, along with global claims professionals and a 24/7 contact resource. Some response services are supplied by outside providers. ³Company-reported. The linked page describes company-reported support; specific account services and third-party arrangements must be confirmed.

Baldwin describes risk management, tailored coverage strategies and claims advocacy for real-estate clients. It does not identify the K&R insurer or response-consultant terms for an account. ⁶Company-reported. These are company-described brokerage and risk-advisory services; account-specific service commitments and third-party terms are not established.