HUB International Equipment Breakdown Insurance
HUB International Boiler and Machinery (Equipment Breakdown) Insurance Brokerage
HUB brokers boiler and machinery (equipment breakdown) insurance, available as a standalone monoline policy or embedded within a client's property policy, rather than underwriting the coverage itself. 1Company-reported. Boiler and machinery product page, read 2026-09-23. The page does not name an issuing insurer.
Issuing Insurer
Not found in reviewed sources. No insurer is named for equipment breakdown coverage on the product page; the carrier depends on the placement. 1Checked the boiler and machinery product page on 2026-09-23.
Who It’s For
HUB targets this coverage at manufacturing companies running equipment that must operate continuously, businesses that process goods using electrical, mechanical, heating or refrigeration equipment at scale, and small businesses protecting equipment such as air conditioners, computers, refrigerators and ovens. 1Company-reported. Product-page target-market description; not a published underwriting appetite.
Coverage Features
HUB says the coverage it arranges pays the costs to repair or replace equipment damaged by a sudden, unforeseen breakdown, losses from the resulting downtime, and other property damage caused by the malfunctioning equipment, and lists manufacturing equipment (boilers, generators, engines, HVAC systems, transformers) and office equipment (elevators, computers, copiers, security systems) as typical covered items. 1Company-reported. Product-page coverage description; the issued policy's definitions and exclusions control an actual claim.
HUB describes three coverage options for equipment breakdown: basic, broad, and consequential-damage coverage for losses resulting from equipment failure, plus an Extra Expense component that covers costs to keep operating during a breakdown but excludes loss of income unless combined with business income coverage. 1Company-reported. Product-page coverage-tier description.
Limits and Retentions
Not publicly disclosed. Published policy limits or retentions for equipment breakdown coverage were not found on the product page. 1Checked the boiler and machinery product page on 2026-09-23; limits are set on the quote and declarations.
Risk Services
Not found in reviewed sources. The boiler and machinery product page does not describe engineering inspections or other line-specific risk-control services. 1Checked the boiler and machinery product page on 2026-09-23.
How to Apply
HUB directs prospects to "contact a HUB broker to get started" rather than an online quote or bind flow. 1Company-reported. Product-page call to action.
HUB International Equipment Breakdown Insurance Compared
Other HUB International Coverage Lines
Sources
- Boiler and Machinery Equipment Insurance Coverage. HUB International; What is Boiler and Machinery Insurance?; What does Boiler and Machinery Insurance cover?; covered manufacturing and office equipment examples; basic, broad and consequential-damage coverage options; Extra Expense coverage description; Contact a HUB broker call to action. Accessed 2026-09-23.
