HUB International Business Owner’s Policy
HUB International Business Owners Policy Brokerage
HUB brokers business owners policies rather than underwriting them, placing a combined property-and-liability package with an insurer on the client's behalf. 1Company-reported. BOP product page as read 2026-09-23; the page does not name an issuing insurer.
Issuing Insurer
Not found in reviewed sources. The BOP product page does not name an issuing insurer; HUB places BOP business with insurers that vary by client and placement. 1Checked the BOP product page on 2026-09-23; no carrier is disclosed there.
Coverage Features
HUB describes its BOP as combining building and business-property insurance, which repairs or replaces damaged buildings, equipment, stock, furniture or fixtures, with business liability insurance for injury or property-damage claims caused by the business or its employees. 1Company-reported. Product-page description of the two BOP components; the issued policy and its exclusions control an actual claim.
Limits and Retentions
Not publicly disclosed. Published coverage limits, deductibles or premium ranges for HUB-placed BOPs were not found on the product page. 1Checked the BOP product page on 2026-09-23; limits are set on the quote and declarations, not the marketing page.
Risk Services
HUB says an advisor works with the client to fine-tune the BOP with options that fit the client's line of business, and positions the policy as a way to eliminate coverage gaps between separate property and liability policies. 1Company-reported. Product-page marketing copy; no specific risk-control service beyond broker consultation is described.
How to Apply
HUB directs prospects to contact a HUB broker to get started on a BOP; no online quote or self-serve bind flow is described on the page. 1Company-reported. Product-page call to action as read 2026-09-23.
HUB International Business Owner’s Policy Compared
Other HUB International Coverage Lines
Sources
- Business Owners Policy (BOP) Company Coverage. HUB International; BOP definition: combination of business property and liability protection for small and mid-size businesses; building and business property insurance section; business liability insurance section; related products; Connect With a Broker. Accessed 2026-09-23.
