HUB International Business Owner’s Policy

HUB brokers business owners policies rather than underwriting them, placing a combined property-and-liability package with an insurer on the client's behalf. ¹Company-reportedBOP product page as read 2026-09-23; the page does not name an issuing insurer.

The BOP product page does not name an issuing insurer; HUB places BOP business with insurers that vary by client and placement. ¹Not found in reviewed sourcesChecked the BOP product page on 2026-09-23; no carrier is disclosed there.

HUB describes its BOP as combining building and business-property insurance, which repairs or replaces damaged buildings, equipment, stock, furniture or fixtures, with business liability insurance for injury or property-damage claims caused by the business or its employees. ¹Company-reportedProduct-page description of the two BOP components; the issued policy and its exclusions control an actual claim.

Published coverage limits, deductibles or premium ranges for HUB-placed BOPs were not found on the product page. ¹Not publicly disclosedChecked the BOP product page on 2026-09-23; limits are set on the quote and declarations, not the marketing page.

HUB says an advisor works with the client to fine-tune the BOP with options that fit the client's line of business, and positions the policy as a way to eliminate coverage gaps between separate property and liability policies. ¹Company-reportedProduct-page marketing copy; no specific risk-control service beyond broker consultation is described.

HUB directs prospects to contact a HUB broker to get started on a BOP; no online quote or self-serve bind flow is described on the page. ¹Company-reportedProduct-page call to action as read 2026-09-23.