Embroker Business Owner’s Policy
Embroker Business Owners Policy
Embroker packages its Business Owners Policy as a bundled product combining commercial property, general liability and business interruption coverage, sold through its own quote platform. 1Company-reported. Product-page description of the bundle; not a statement about the issuing insurer.
Who It’s For
Embroker targets its BOP at small businesses with fewer than 100 employees, less than $10 million in annual revenue and a physical location, including a home office. 1Company-reported. Product-page eligibility criteria; larger or higher-risk businesses may not qualify for a BOP at all.
Coverage Features
The BOP covers commercial property damage or theft, third-party bodily injury and property damage claims, and business interruption loss of income. 1Company-reported. Product-page coverage summary; the issued policy and declarations control.
Embroker says the BOP does not cover cyberattacks and breaches, professional liabilities such as errors and omissions, employment-related claims, or criminal activity, and that workers' compensation and commercial auto usually must be bought separately. 1Company-reported. Product-page What's not included and FAQ sections.
Embroker says the BOP can take endorsements for professional liability, employment practices liability and commercial property add-ons such as spoiled merchandise or mechanical breakdown coverage, and can be packaged with separate cyber or workers' compensation policies. 1Company-reported. FAQ section; specific endorsement availability depends on underwriting.
Risk Services
Not found in reviewed sources. The reviewed BOP page does not describe line-specific risk-control or loss-prevention services beyond general references to the Embroker Resource Hub and chat support. 1Product page as read on 2026-09-23; broader broker-wide services may exist elsewhere.
How to Apply
Embroker offers an online quote for BOP coverage through its digital platform rather than a purely manual application. 1Company-reported. Product-page 'Quick quotes' feature description; no quote was requested during this research.
Embroker Business Owner’s Policy Compared
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Sources
- Business Owners Policy. Embroker; Why it's essential; Who needs this coverage; What is a Business Owners Policy?; What's covered; What's not included; FAQ: Are there additional coverages available with BOP insurance?; Who benefits most from BOP insurance? Accessed 2026-09-23.
