E&O vs General Liability: Which Covers What?

E&O addresses covered service-error claims; general liability addresses third-party injury, property damage, and specified premises or product risks.

One business may need both because client advice and a visitor injury are different exposures.

Compare covered services, GL operations and completed-operations terms, limits, contractual-liability wording, and professional-services exclusions. Ask how defense costs and overlapping allegations are handled.

Updated . Check your quote and policy wording to see how this answer applies to your coverage. See the editorial policy or contact Spot with a correction and supporting source.

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