E&O vs D&O Insurance: How Do They Differ?
E&O covers claims tied to professional services; D&O covers claims against leaders for their director or officer roles.
A dispute can name both a consultant and a board member, but the policies have different insureds and triggers.
Compare insured-person definitions, entity coverage, capacity language, exclusions, and defense costs. Share bylaws, indemnification terms, and client contracts with the broker.
