Tech E&O vs Professional Liability: Is There a Difference?

Tech E&O is professional liability tailored to technology products and services; a general E&O form may schedule different work and exclusions.

Tech E&O is a technology-focused form of professional liability, not a separate substitute for it. Insurers may issue it as a standalone policy, a professional E&O form, or an endorsement to cyber coverage.

Check how each quote defines covered technology products and services. Make sure SaaS, implementation, consulting, hosting, integration, and custom development are scheduled, then compare product-failure and security terms, exclusions, retroactive dates, reporting rules, and whether cyber and Tech E&O share a limit.

Updated . Check your quote and policy wording to see how this answer applies to your coverage. See the editorial policy or contact Spot with a correction and supporting source.

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