Does IP Insurance Cover Trademark Infringement?

The NAIC includes trademark infringement among examples of claims associated with IP insurance. That category-level description does not guarantee coverage for every brand dispute. A proposal may schedule specific marks, business products, or territories and may separate protection against an infringement allegation from the cost of enforcing your own mark. CFC's product materials describe defense and pursuit as separate sections, which is an example of that distinction.

List the marks and related goods or services you want insured, including licensed marks and key markets. Ask whether the form addresses domain names, trade dress, online listings, and alleged dilution or only specified infringement claims. Check use by affiliates, prior disputes, intentional-act exclusions, limits, defense costs, retention, and settlement consent. Determine whether enforcement expenses share a limit with defense. Review the declarations and endorsements for the marks actually scheduled; do not assume that a broad “trademark” label protects every name, logo, or brand-related claim.