Inland Marine vs. Ocean Marine: What’s the Difference?

Inland marine covers selected movable property and land transit; ocean marine addresses risks from sea transport.

A policy in one category does not automatically cover the other’s exposures.

If a shipment moves by truck and ship, check the coverage and handoff for each leg. Confirm the insured goods, carriers, territory, loading, and unloading terms.

Updated . Check your quote and policy wording to see how this answer applies to your coverage. See the editorial policy or contact Spot with a correction and supporting source.

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