Inland Marine vs. Commercial Property: What’s the Difference?

Commercial property covers buildings and stock at described locations; inland-marine forms cover selected movable property, equipment, or shipments.

Some property policies extend off premises, so compare the actual terms before buying both.

Map tools away from the office, stock in transit, customer property, and temporary sites to each policy. Compare locations, causes of loss, deductibles, values, and uncovered periods.

Updated . Check your quote and policy wording to see how this answer applies to your coverage. See the editorial policy or contact Spot with a correction and supporting source.

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