Inland Marine vs. Builders Risk: What’s the Difference?

Builders risk covers structures under construction; an installation floater covers materials and equipment during transit or installation.

A project may need both for different property or stages.

Compare insured parties, project address, covered property, transit and storage, and the start and completion dates. Match both policies to the construction contract and confirm the handoff between delivery, installation, and completed work.

Updated . Check your quote and policy wording to see how this answer applies to your coverage. See the editorial policy or contact Spot with a correction and supporting source.

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