Does Inland Marine Cover Cameras?

Possibly, if the policy’s property description or schedule includes your cameras and accessories.

A camera may be covered as scheduled business equipment, but an inland-marine policy does not automatically include every camera, lens, or accessory. Coverage depends on the listed property and off-site terms.

List your gear, values, and usual locations. Check rented and employee-owned equipment, transit, vehicle theft, and per-item limits; ask whether claims are paid at replacement cost or depreciated value.

Updated . Check your quote and policy wording to see how this answer applies to your coverage. See the editorial policy or contact Spot with a correction and supporting source.

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