Does General Liability Cover Pollution or Environmental Damage?

Standard CGL generally excludes pollution cleanup; businesses handling pollutants or contaminated sites may need environmental liability coverage.

A limited endorsement may change that, but it is not a substitute for broad environmental coverage.

If you handle fuel, chemicals, waste, or contaminated sites, describe the exposure to your broker. Check the quote for cleanup costs, covered locations, sudden and gradual releases, third-party claims, and any sublimit.

Updated . Check your quote and policy wording to see how this answer applies to your coverage. See the editorial policy or contact Spot with a correction and supporting source.

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