Does General Liability Cover Damage to Rented Property or Premises?
CGL may cover limited damage to rented premises under a separate limit; the amount may not meet your lease obligation.
Short-term rentals and fire damage can be treated differently; coverage is not the same as insurance on your own tenant improvements or contents.
Compare the rented-premises limit and fire terms with your lease. Check the cause of loss, rental duration, deductible, and endorsements.
