Does D&O Cover Employment Claims?

Buy EPLI for claims such as discrimination, harassment, or wrongful termination.

Employment allegations can name executives personally, but the policy may exclude employment-related wrongful acts or cover them only through EPLI. Side A/B can be relevant to an insured person’s covered management conduct; Side C is not a substitute for an employment insuring agreement. An EPLI section may have separate definitions, retentions, and limits, while an insured-versus-insured clause may affect a company’s claim against its leader. Compare who is an insured, whether applicants and former employees are included, and how wage-and-hour or benefit-plan allegations are handled. Read the D&O exclusion together with any EPLI form or endorsement.