Does Builders Risk Cover Faulty Design?
Usually not for correcting faulty design; separate resulting property damage depends on ensuing-loss wording, and professional liability may cover the designer’s negligence.
Usually not for the cost to correct faulty design. The cited ISO form excludes design errors, although separate resulting physical damage may be treated differently under its ensuing-loss wording.
Identify whether the claim concerns design fees, replacement of defective work, or resulting damage. Compare the builders risk exclusion and endorsements with the architect’s or engineer’s professional liability policy and contract.
