Does Builders Risk Cover Engineering Errors?

Usually not for redesign or defective work; resulting project damage depends on the builders risk wording, while engineering negligence belongs under professional liability.

Usually not for redesigning or correcting the engineering work itself. The cited ISO builders risk form excludes faulty design and specifications; separate resulting physical damage may receive different treatment.

Separate redesign costs, replacement of defective work, and resulting property damage. Review the builders risk ensuing-loss wording and project endorsements alongside the engineer’s professional liability policy, including its project scope and claims-made dates.

Updated . Check your quote and policy wording to see how this answer applies to your coverage. See the editorial policy or contact Spot with a correction and supporting source.

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