Does Builders Risk Cover Testing?
Sometimes—the cited form has limited jobsite testing coverage, but its cap, equipment definition, and exclusions do not cover every test or startup.
Sometimes. The cited ISO form provides limited coverage for certain testing loss at the jobsite, subject to a cap; it does not cover every test, commissioning stage, or startup.
Give the insurer the written test protocol and schedule before testing begins. Confirm which cold, hot, pressure, commissioning, and startup stages qualify, along with the equipment definition, dollar cap, breakdown and defect exclusions, location restrictions, and testing period.
