Does Builders Risk Cover Architect Errors?
Usually not—the cited form excludes faulty design; professional liability may cover architect negligence, while resulting project damage depends on the builders risk wording.
Usually not. The cited ISO builders risk form excludes faulty design and specifications, so correcting plans or defective work is different from repairing separate property damage caused by the error.
Review the builders risk exclusion and any ensuing-loss wording alongside the architect’s professional liability policy. Identify whether the claim is for redesign, replacement of faulty work, or resulting physical damage, and check the professional policy’s project scope, retroactive date, and limits.
