
Is a product-liability question the same as a general-liability question?
NAIC discusses injury involving a sold product in its general-liability overview, while SBA lists product liability as a separate category for businesses that make or sell products. The category labels do not determine how a policy handles a claim.
Ask separately how product-related claims are addressed and whether product-liability terms or another form apply; ask which general-liability terms address premises or ongoing work. Check the actual wording for the activities you described.1,2
Read the Multiple Activities Insurance Buying Guide
Sources and Further Reading for Multiple Activities
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