How can a business with multiple activities map two activities?
Imagine a studio that earns from design advice to clients and from making and selling desk organizers. Put the advice and deliverables in one row, and product making, sites, inventory, and shipping in another. Ask how professional services should be described for the first and, separately, how product-related claims are addressed for the second. This map does not determine coverage.
Ask the broker to read back the operations description for the client service and product activity separately. If either description omits who performs it, where it happens, or what you sell, add that detail before comparing proposed terms.1
Read the Multiple Activities Insurance Buying Guide
Sources and Further Reading for Multiple Activities
Get Help With Insurance Buying and Renewals.
Get help buying coverage and managing renewals, with less paperwork for your team. Create your account and submit an insurance request online.
