Should I compare employment-practices coverage with general liability?
Ask separately. Employment-practices coverage is a quote question about workplace claims; general liability is commonly described around bodily injury and damage to others’ property. The form controls both.
Give the broker your employee count by state, management structure, and client-facing HR activities. Ask who and which claim types each proposed form defines.1
For each proposed form, ask which entities and employment decisions are insured, including work performed for clients.1
Read the Human Resources Insurance Buying Guide
Sources and Further Reading for Human Resources
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