Does background-check guidance mean my screening service needs a particular policy?
No. FTC guidance explains employer duties when an employer uses consumer reports; it does not establish an insurance requirement or decide whether your company is a consumer reporting agency.
If you provide screening or recruiting services, describe data sources, who selects candidates, and who makes the hiring decision.2,8
Ask the broker which professional-services and data-event terms apply to your actual service. Review the definitions and exclusions.1,6
Read the Human Resources Insurance Buying Guide
Sources and Further Reading for Human Resources
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