Does apparel testing or a certificate establish product insurance coverage?
No. CPSC apparel guidance concerns product safety requirements for covered categories; it does not establish an insurer’s coverage grant.
Give the broker the garment type, intended age group, materials, supplier, importer, and any test or certificate records. The applicable testing question can differ by SKU and category.1
Then check the policy’s product description, territory, exclusions, limits, and completed-operations terms. Ask separately whether withdrawal or recall expenses appear in a quoted form.4
Read the Apparel and Cosmetics Insurance Buying Guide
Sources and Further Reading for Apparel and Cosmetics
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